My guess is they want to cancel his insurance. See if he commited fraud. Cause lots of people commited fraud by not declaring any illness before hand. Insurance companies never have your best interest at heart.

Cause if he commited fraud, then no need to cover him anymore. Covering him means future losses for insurance company whenever he gets admitted and the bill goes up be due to high blood pressure side effects.

hopefully bnm to make the basic medical plan with guaranteed issue. ie accept everyone regardless... ie no selective exclusion due to age, existing illness, background etc.
almost like open enrollment... a form of NHS?

now that would be great.... i don't mind a large deductible like 100K rm if the coverage can cover the upside...

actually, since this is a initiative by the gov (and i think also in partnership with private sectors), why not? as is, our GH will accept anyone and everyone regardless (no discrimination on age, existing conditions, sex, employment, etc).

So this coverage can work... of course, the experts have to work it out. I am aware of how powerful deductibiles can be in terms of pricing, hence I just mentioned it.
At worse, like you said, we follow the american model or NHS or Medicare system. But then it becomes a taxation system yet again.

It can be government-subsidised, or even self-sustaining if the risk pool is enlarged and super diverse. Ie similar to company group insurance. When claims are high, premiums rise (which are effectively part of employee compensation). When employees are healthier, the savings can benefit everyone.
(which made me wonder: i've never heard of a older sick employee being told that the company insurance will not cover said person... have anyone?)

There are also other ways to support coverage for people with pre-existing conditions: targeted taxes (reduced tax rate for the insurance firm), incentives for hospitals, or basic service obligations for specialists.

The key point of a basic medical card should be affordability with super broad coverage, not just serving those who can already pay. Otherwise, it defeats the purpose.

This would also help ease pressure on government hospitals by shifting those who can afford private care (if the cost is cheap enough) out of the public system, rather than everyone queuing up cos it is only 1rm.
(there are definitely fat to be redeployed... since almost everyone is complaining about medical insurance being too expensive. who knows... take away agent's 1XX% commission and throw that back into the pool... lol)

Why want to be investigated like a criminal when you paid your dues and time for insurance company to pay their part. Their take the money so they must pay out their share as we are transfering the risk.

Sorry I don't want to be treated like a criminal and insurance investigate like I committed some crime. When I want to use the insurance, I expect them to pay out and no delays, deny and asking me to pay and claim first.