eWallet as a Customer, so far only Shopeepay one can withdraw from the app. try with TNG, grabpay, lazada not able to from the app, but I heard if you complain to them via email can.

You got your degree in business from where? Since when competition is bad for consumers?

thanks to the ewallet abuser, most close the loophole

Malaysia is adopting the duitnowqr mode. Now you can even use CIMB clicks and scan maybank qr and payment can be done

U must be new with e wallets

The one simple fact is that e wallet apps DO ALLOW business users to withdraw money to their bank account, it's just that it's not instant because it will only go through in a day or two after u made a settlement

Reasons why some merchants still insist on not adopting e wallet as payment method are because:

1. They're not exposed enough to tech stuff so cash is safer to them
2. They need instant cash because their business not doing well
3. They're not willing to pay for MDR fee because their business not doing well

What you said is never a problem, you just need to know about it, that's all.

Of course business can withdraw otherwise whats the point of receiving payment via tng. Majority consumer concern is once reloaded can't withdraw with defeat the purpose of ewallet. Might as well call it edebitcard

TS not biz owner, listen to apek, makcik then assume. Even an idiot knows if can’t withdraw use for what? Untung bagi t’n go?

TS question was towards business users, not consumers

If you're talking about consumers like us, u gotta blame those cheapskate idiots who abused the withdrawal system just to get that few ringgits of breadcrumbs from their puny credit cards which is why now most e wallets don't allow withdrawal anymore

My take is that not being able to withdraw is fine if u just reload a sufficient amount to ur e wallet or just reload whenever u wanna use it before making ur payment, I don't think one would reload like more than RM 1k unless the person is buying something expensive.

This post has been edited by xperiaDROID: Jan 14 2021, 01:19 AM

So u like monopoly?

bnm did try to do something. They introduced duitnow qr, the point is to unify all ewallet under the same qr code and with that you can possibly transfer to your bank without incurring charges. So far only shopee is on board, lets see

Who said cannot? u can use the universal QR duitnow by bnm, shopeepay can withdraw too



this one FOC
https://ordersini.com/#content-6]https://ordersini.com/#content-6

now u can use all banks ewallet to pay using duitnow qr, including shopee pay

soon, bigpay, boost, tng, grabpay, favepay will integrate with duitnow qr

https://www.duitnow.my/DuitNow-QR/index.html

Can wat

All jumping on hype train, none of them dominating.

Thus I'm still pay wave je

This. TS never seen business one, thats why laa.

Why does it bother you when TS is not the one doing business? Maybe you need to go back to school and get educated? Also btw, don't lump all ewallet together. MAE ewallet from Maybank functions the same as a normal bank account. You can transfer in and out of your MAE account, and you don't need to open a Maybank account. I'm not talking about FPX, you get an account number for your MAE account, you use that to instant bank transfer from say your CIMB Clicks, it just works.

This post has been edited by thewan: Jan 14 2021, 04:41 AM

Not only e-wallet but don't be surprised to see folks embracing back OLD/LOW tech further on when devices are even MORE expensive while MORE folks can't afford to buy/upgrade.

E-wallet merchant and normal account not same bro. Sum more most nasi lemak makcik didnt register with ssm, cannot register as e-wallet merchant.

Business register as merchant because no need to go bank in cash every evening, end of day report are automatically generated by the app, and some ewallet offer 0% charges while card terminal typically charge 1% for every payment.

As for customer, less trip to ATM to withdraw cash for use, plenty of rewards and cashback, wont forget topup TNG card/RFID and bloody block the whole smarttag/tng lane at 5pm weekday.

Also, contactless payment. cash dirty.

I realized that sometimes paying cash is faster than login my wallet and clicking the number for payment. Will the merchants return us any money if we inserted wrong number for payment?

i think touch n go will gain market share.
It can be used for toll gate/pay direct from e-wallet.
This is the reason people keep it.

Other e-wallet will simply die off without a core feature use.

Grab wallet can do the same with the riding system.
But problem with grab, not many people actually pay for the taxi everyday, which makes the core feature less desirable.
So people might not look at it as regular app.