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 the main problem with ewallets in Malaysia

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JungWoo
post Jan 14 2021, 01:16 PM

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TnG is the worst. Top up? Done within 0.01 seconds. Want Refund aka withdraw to bank? Hahahahha
Doomsday
post Jan 14 2021, 01:16 PM

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QUOTE(Carlos_Santan @ Jan 14 2021, 12:08 AM)
you cannot withdraw to bank. because of this all macik nasi lemak, pasar malam etc won't use ewallet as payment option. BNM should force grab, tng to allow withdraw to bank at least 1 free withdrawal a week.
i like using ewallet bc easy ma but this issue really bothers me.
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peranjao.. can withdraw to bank la.. on business account.

personal ones just topap and use la. takkan u accidently reload 4 digits of cash inside?

HaN18
post Jan 14 2021, 01:50 PM

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QUOTE(unknown_2 @ Jan 14 2021, 12:13 AM)
what u saying la.
if u do business, shud apply proper business ewallet & hav proper qr code.
not use your wallet as business.
business account can withdraw to bank la.
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not withdraw, is direct transfer to bank account after statement came out
saintnotsinner
post Jan 14 2021, 01:58 PM

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kesian TS, cannot abuse withdrawal.. then blame ewallet..
WhatMan
post Jan 14 2021, 02:00 PM

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I like e-wallets but still got many of those small noodle stalls accept cash only.


TiramisuCoffee
post Jan 14 2021, 02:02 PM

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QUOTE(tifosi @ Jan 14 2021, 11:43 AM)
I still like CC, one is postpaid the other is prepaid. I use which ever that gives me the most benefit and depends on merchant availability. If they accept CC, CC is always the first choice. If no then only eWallet. Last is cash, or unless something that I cannot let my wife know brows.gif
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Like go Cheong? brows.gif
Boldnut
post Jan 14 2021, 02:07 PM

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QUOTE(JimbeamofNRT @ Jan 14 2021, 01:55 AM)
now u can use all banks ewallet to pay using duitnow qr, including shopee pay

soon, bigpay, boost, tng, grabpay, favepay will integrate with duitnow qr

https://www.duitnow.my/DuitNow-QR/index.html
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knn, this "soon" i wait until my neck long

everyone should be that standard by now.

This post has been edited by Boldnut: Jan 14 2021, 02:08 PM
Chester
post Jan 14 2021, 02:09 PM

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Maybank's MAE allow you to transfer your money to other account via Instant Transfer.

You can also do ATM withdrawal if you use MAE card.
xperiaDROID
post Jan 14 2021, 02:12 PM

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QUOTE(drug5 @ Jan 14 2021, 10:44 AM)
I think the problem is too many Ewallet around la
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It's not a problem if you choose the right one, they're not there to force you to use it

No one told you to use all the e wallets that's available

They're indeed flooding the market, but it's never a "problem" because it's still entirely up to you on which to use.

QUOTE(TrialGone @ Jan 14 2021, 10:52 AM)
I just lol at people using e-wallet payment cause I always see them fumble around the apps, not enough cash in wallet, no phone signal, problem with store unable to accept the e-wallet, re-login into payment apps (some apps really like wtf after update without any notice have to re-login while standing in front of cashier like idiot)

Me, I just whip out cash like a boss and straight no hassle.

Don't know about we-chat in china but I won't feel very comfortable if one payment apps dominate everything. It usually means if they start charging fees, u wont have any option but to accept. There needs to be standardization and regulations on it to protect consumers.
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That's called slowpoke and dumb

If the app isn't working, then use the other app, if still same problem then use card, many ways to go cashless without issues

And also have at least a little bit of cash in ur wallet in case of emergency, it's not hard

Personally have not been using cash nowadays, 99% are either e wallet or card.

QUOTE(AyamV @ Jan 14 2021, 01:12 PM)
CC still better than ewallet, let me tell you; in CC if fraud transaction happened, 1st degree debit holder is bank

whereas in eWallet or debit card are, consumer is the 1st degree debit holder. any fraud transaction is direct geared by consumer herself. can't on hold transaction, can't refund without opponent return the money

let alone marketing stunt like pay wave, QR code
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Let me tell you, not everyone is eligible to apply or want a CC

Also let me tell you, don't use the debit card that's tied to your main savings, but use another debit card for payments instead

And also let me tell you, e wallets will be responsible if unknown transactions happen.
PJng
post Jan 14 2021, 02:15 PM

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If business ewallet acc cannot take out money
Those big market how to use those e wallet by personal?
One day dunno how many k sale
touristking
post Jan 14 2021, 02:16 PM

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QUOTE(xperiaDROID @ Jan 14 2021, 07:12 AM)
If the app isn't working, then use the other app, if still same problem then use card, many ways to go cashless without issues
Nothing much you can do if you got poor data connection. Sometime it shows 4G and sometime H and E.


bryanhwm
post Jan 14 2021, 02:17 PM

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why cannot withdraw also trigger u
u reload Thousands per go izzit?
NeoMnemonic
post Jan 14 2021, 02:20 PM

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only fools would put money in ewallets that can't be withdrawn
TrialGone
post Jan 14 2021, 02:55 PM

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QUOTE(xperiaDROID @ Jan 14 2021, 02:12 PM)
That's called slowpoke and dumb

If the app isn't working, then use the other app, if still same problem then use card, many ways to go cashless without issues

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.....yes, precisely my point on the e-wallet clunkiness.

U may not be slowpoke but there are definitely gonna be people out there using e-wallet the slowpoke way. U probably be wishing that guy just use cash if he hog the cashier line for 10 minutes.

I see aunties still struggling scanning mysejahtera apps, lol.

This post has been edited by TrialGone: Jan 14 2021, 02:56 PM
burberas
post Jan 23 2021, 02:17 PM

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shopeepay can but u have to take selfe holdin ic, see my previous thread where i am panicking about doing this bye.gif my life is gone

p.s. i say my life is gone cus some guy told me my data is gonna go to china bye.gif

This post has been edited by burberas: Jan 23 2021, 02:18 PM

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