E-wallet merchant and normal account not same bro. Sum more most nasi lemak makcik didnt register with ssm, cannot register as e-wallet merchant.

Business register as merchant because no need to go bank in cash every evening, end of day report are automatically generated by the app, and some ewallet offer 0% charges while card terminal typically charge 1% for every payment.

As for customer, less trip to ATM to withdraw cash for use, plenty of rewards and cashback, wont forget topup TNG card/RFID and bloody block the whole smarttag/tng lane at 5pm weekday.

Also, contactless payment. cash dirty.