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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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beLIEve
post Apr 7 2023, 10:29 PM

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QUOTE(cybpsych @ Apr 7 2023, 09:17 PM)
2x applied Duo-i failed.

1st reject, no reason. even agent mia from answering my status check.

2nd reject, reason due to having other Affin cards. applied via Affin online.
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You want 3rd Strike time's the charm? I have a contact from Affin who asked me to intro people. I got his contact from a staff of my branch who already left. You can ask him to check everything before applying.
beLIEve
post Apr 13 2023, 04:23 PM

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QUOTE(jwgs0010 @ Apr 13 2023, 03:51 PM)
can he help one who got rejected even with pledged fd?
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i pm you later once i get his response.
beLIEve
post Apr 19 2023, 07:14 PM

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QUOTE(thinkhappy @ Apr 19 2023, 07:06 PM)
hi all, any one know does the statement balance need 3050 (to take care the RM50 cash back) or 3000 do qualify for RM50?
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3050 if you plan to earn $50 every month.
beLIEve
post May 14 2023, 12:44 PM

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QUOTE(sjz @ May 14 2023, 09:08 AM)
based on experience shared here.
after few years or so only will auto activate.
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i think is 3 years to allow billing of annual fee. first 3 years waived
beLIEve
post Sep 19 2023, 05:26 PM

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QUOTE(helloguyssss123 @ Sep 7 2023, 03:35 PM)
Anyone still haven't active affin duo mastercard?
I actived my Visa 20 sept 2020. Master card still in drawer without active.

Not sure want to active it or just leave it to avoid annual fees.

Anyone try?
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QUOTE(guailow83 @ Sep 18 2023, 03:02 PM)
went to affin mytown branch yesterday

the officer said wont kena AF for useless mastercard as long didnt activate it  smile.gif

but SST RM25 bucks need to pay even didnt activate
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Year 3.0 will auto activate to bill you Annual Fee and GST. Monitor your Affin Online.
beLIEve
post Sep 20 2023, 09:44 AM

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QUOTE(guailow83 @ Sep 20 2023, 09:06 AM)
mat chart GST

you were one of the 1st batch applied in year 2020?

it's posted under your statement ady?

the officer told me only sst will incur upon 3 years, not AF

unless she sabo me la  laugh.gif
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No, I was much later in 2021. If you search earlier posts, you will get the autoactivation thingy.

Either the officer said wrong or you heard wrong. AF is waived for 3 years.
beLIEve
post Oct 18 2023, 10:47 PM

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QUOTE(CP88 @ Oct 18 2023, 09:51 PM)
Hi sifus,
If my statement is 16thOct, n I’ve spend 1000 maybe 10oct for the Rm30.

Can I spend another 1000 tomorrow  to qualify for my next statement? Or I should spend in Nov onwards to entitle the RM30 rebate?

Thanks.
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Affin follows statement cycle, so you can spend tomorrow. Don't need to follow calendar month.
beLIEve
post Oct 18 2023, 10:50 PM

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QUOTE(fruitie @ Oct 17 2023, 07:21 PM)
Too many cards and I didn't spend anything with Affin card, just the usual auto billing. The thing is I have this SST charged on MC Rewards already, I hope no AF or anything? I didn't see AF though.
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Got annual fee. I don't know how it works though - whether you get charged straight after auto-activation or 1 year later if you don't meet the minimum 12 swipes for waiver.
beLIEve
post Oct 19 2023, 09:20 AM

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QUOTE(fruitie @ Oct 19 2023, 01:11 AM)
Oh crap. I can't cancel this card because it is tied to the Visa and tons of auto-debit. Oh God. cry.gif
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Just need to check your statement for all the autodebits and migrate one by one? Unless you're too busy with work and this is not worth the efforts.
beLIEve
post Nov 22 2023, 05:06 PM

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QUOTE(helloguyssss123 @ Nov 22 2023, 04:54 PM)
Anyone get latest statement?
My cut off date was 14th of Month.

Not sure why Affin always provide statement late, sometimes will overlook and cause some penalty
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Received email on 15th
beLIEve
post Nov 28 2023, 01:44 PM

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QUOTE(Human Nature @ Nov 28 2023, 01:40 PM)
Main point is the username. It is not hidden.
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Feedback to them that competitors mask or hide the username lo
beLIEve
post Dec 16 2023, 06:43 PM

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QUOTE(Human Nature @ Dec 16 2023, 05:51 PM)
Lol, ironically it's me who answered  laugh.gif
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This is what I call memory leak
beLIEve
post Jan 4 2024, 11:32 PM

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QUOTE(coolguy99 @ Jan 4 2024, 03:10 PM)
Anyone facing issue in registering for AffinSecure using the mobile app? I keep getting error after entering the otp.
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Or try calling them. When i was hit with that problem, they told me it's their problem. Just wait it out or try off peak hours because they are not going to tell us the actual problem..
beLIEve
post Apr 13 2024, 04:18 PM

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QUOTE(MGM @ Apr 13 2024, 10:41 AM)
Grabpay got cb? I tot points only.
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When i make payment, can choose to redeem points.

Didn't pay attention if i do this in offline mode. So far i redeem paying zBill.
beLIEve
post May 15 2024, 09:52 AM

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QUOTE(kem3399 @ May 15 2024, 09:35 AM)
Just sharing,

Affin Duo+ no CB for wave then pin RM291.. already check with statement. 🥲
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Post 7416

This post has been edited by beLIEve: May 15 2024, 09:54 AM
beLIEve
post May 15 2024, 05:52 PM

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Requested cancellation. Going to need up to 15 business days. That's beyond shocking (briefly searched earlier posts but didn't notice that long).

GST due next statement cycle (30 calendar days from now) where the Rewards Mastercard will be automagically activated resulting in double GST.
beLIEve
post May 15 2024, 06:19 PM

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QUOTE(sjz @ May 15 2024, 06:14 PM)
my experience, my cancelled card still kena SST 3 months after cancellation.

when i call CS and whack,
their reason is busy a lot of things, so still not processed the cancellation yet.
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wahhh thanks for sharing. i planned to follow up next week because i saw some post say they just block the card, not cancelling it.
beLIEve
post May 24 2024, 09:40 AM

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QUOTE(alvinfks78 @ May 20 2024, 03:46 PM)
New duo card user here

The reward card we don't activate no sst charge.

Thus we should only activate and start using the reward card in the third year and swipe 12 times for the annual fee waiver for fourth year.    Correct?
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QUOTE(guailow83 @ May 24 2024, 09:37 AM)
i'm planning the same

issued date Nov 2022
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Wait until final month should be fine. The later you activate, the later you pay GST.

Check back your statement which month was your Visa billed GST. Activate 1-2 months before that and swipe 12 times.

This post has been edited by beLIEve: May 24 2024, 09:41 AM
beLIEve
post Jun 6 2024, 04:58 PM

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QUOTE(sjz @ May 15 2024, 06:14 PM)
my experience, my cancelled card still kena SST 3 months after cancellation.

when i call CS and whack,
their reason is busy a lot of things, so still not processed the cancellation yet.
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15 days, not cancelled. Before today, they won't do anything but make me wait. Today only expedite and have to wait another 3 days.

GST coming next week. They assure me blocked already won't kena.

QUOTE(Human Nature @ May 15 2024, 08:17 PM)
Simple, just send an email to BNM
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Looks like have to go this path.



Edit : Cancelled. Or at least, cards disappeared from my Affin Online.

This post has been edited by beLIEve: Jun 7 2024, 12:12 AM
beLIEve
post Jun 7 2024, 11:25 AM

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QUOTE(sjz @ Jun 7 2024, 10:42 AM)
don't trust their CS.
they did assure me no SST RM25 too since i had requested to cancel the card.
later i found out RM25 SST charged to my upcoming statement of the cancelled card.
ranting.gif  ranting.gif

after call them again to scold, only they waive the RM25 SST realizing is their mistake.
we need to follow up closely.

the reason given by their CS is even more hilarious.
they say due to high workload, they not yet process the cancellation of card yet.. whistling.gif  whistling.gif
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Based on your tips, i told them next statement, which is about 1 week from now, will be billed GST. MORE WORK to reverse it later. Midnite check, cards disappeared.

I have a better way. Since mine is pledged FD, i'll try withdraw at the branch. Apparently they need to unlock the pledge.

QUOTE(Human Nature @ Jun 7 2024, 10:54 AM)
check eccris if the card is really terminated
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Good idea, still there. Maybe few more days. As long as they release my FD, can slow slow argue.

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