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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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fruitie
post May 20 2025, 01:33 PM

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I reloaded RM 3k into ShopeePay and called to convert to 0% 12 months. I wanted 6 months, but they only had 12 months for me. I was pleasantly surprised to get a cash back for this RM 3k. laugh.gif
fruitie
post May 20 2025, 01:51 PM

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QUOTE(Gabriel03 @ May 20 2025, 01:45 PM)
yup, 6 months is for birthday month
*
That's right but getting cash back for that is a bonus for me. laugh.gif
fruitie
post May 20 2025, 03:02 PM

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QUOTE(Devil4life @ May 20 2025, 02:52 PM)
Only kept to RM50 isn't it (provided your previous statement is more than RM3K)?

But ya, Affin do give cashback for those eligible transactions under rebate to get even if convert to installment (same goes to Public Bank)
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Yes, that's right, capped at RM 50.
fruitie
post May 20 2025, 03:23 PM

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QUOTE(Human Nature @ May 20 2025, 03:14 PM)
Do we need to install a new app? Received the email but didn’t say so
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Yes. there is a new app called AffinAlwaysX.
fruitie
post May 20 2025, 04:16 PM

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QUOTE(Human Nature @ May 20 2025, 04:12 PM)
Okay, the icon is black in colour with the affin flower right? Odd choice of colour
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Yes, that's right.
fruitie
post May 23 2025, 11:21 AM

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QUOTE(Barricade @ May 22 2025, 07:52 PM)
Don't understand why they cannot replace the old app with new app directly as upgrade. Need to redownload the new app as standalone.

Damn laggy as well when scroll my credit card transactions. iPhone 16 Pro Max user.
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Same here. Using 16PM too. laugh.gif
fruitie
post Jun 5 2025, 10:53 AM

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QUOTE(kisa @ Jun 5 2025, 08:16 AM)
for the new app do I still need to log in frequently to keep it active or it can just function like a normal bank app. Wondering whether worth going to the bank to reactivate my online account
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You only need to call them to reactivate your account. I had the same issue earlier and solved via call. Whether the new app still works like the old app, it’s still too early to tell. FYI, previously you need to login often via its desktop page not the app.
fruitie
post Jun 18 2025, 11:58 PM

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QUOTE(raul @ Jun 18 2025, 11:24 PM)
Noob question, if BT rm12k into 12months = monthly repayment rm1k, so one have to spend another rm2k in order to get cb of rm50?
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Mine is not BT though, it’s 0% installment.
fruitie
post Jun 19 2025, 12:48 PM

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QUOTE(raul @ Jun 19 2025, 11:43 AM)
what about BT? I just BT 12K... the previous balance taken count?
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It seems the same to me. No cash back, but others can advise.
fruitie
post Jun 19 2025, 04:57 PM

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QUOTE(tweakity @ Jun 19 2025, 04:02 PM)
Is it possible to BT an amount that you havent spent from another bank?
Or maybe like if that card have Credit amount locked by 0% cash xcess offered by that bank or something
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Yes as these days BTs no longer require statements from other banks.
fruitie
post Jul 8 2025, 03:18 AM

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Is anyone else having issue logging in to the AffinAlwaysX app on iOS? It asks me to update to the latest version of app but I’m already on the latest version 1.0.7. sweat.gif Because of this error, I’m not able to login via the app. Absolutely annoying.
fruitie
post Jul 8 2025, 11:09 AM

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QUOTE(perky @ Jul 8 2025, 09:21 AM)
No issue on mine. Currently on iOS 18.5 and Affin App Version 1.0.7 (28). This version is also smoother than the previous version.
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It works now. Maybe midnight it was not working but please at least don’t mislead and ask to use the latest version app. Just mention it’s under maintenance or something. sweat.gif
fruitie
post Jul 16 2025, 12:27 AM

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QUOTE(contestchris @ Jul 15 2025, 11:43 PM)
Affinity Duo+ contactless means what? Is online considered contactlesszl
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Paywave.
fruitie
post Jul 17 2025, 12:01 PM

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QUOTE(Human Nature @ Jul 17 2025, 08:41 AM)
Will check again today. One more thing, affin app keeps crashing when I click to login to see account. Already on latest version. Since yesterday.
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No issue here, also using iOS.

QUOTE(mamamia @ Jul 17 2025, 11:03 AM)
using apple no issue for 16th statement date n view today.
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Same date, can view as well.
fruitie
post Aug 26 2025, 11:30 AM

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Affin Bank can convert the outstanding balance to 6 months at 0%. Received an SMS, I think it is for above RM3,000.
fruitie
post Aug 26 2025, 11:44 AM

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QUOTE(cybpsych @ Aug 26 2025, 11:37 AM)
yeah, received for outstanding 3060

it's called Balance Conversion

“2025 BALANCE CONVERSION CAMPAIGN”

https://www.affinalways.com/storage/TnC/TnC...ampaign-ENG.pdf

Cardmembers who did not receive the SMS and/or EDM from the Bank are INELIGIBLE and EXCLUDED from participating in this Campaign.
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Ah, so it is for RM 2000 this time. I recalled the last round was RM 3000 and I thought they followed the same amount.

This post has been edited by fruitie: Aug 26 2025, 11:45 AM
fruitie
post Aug 26 2025, 11:51 AM

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QUOTE(cybpsych @ Aug 26 2025, 11:46 AM)
2024's was RM2k too

user posted image
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Ah, thanks for the information, so it is always 2k.
fruitie
post Aug 26 2025, 09:02 PM

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QUOTE(ktyong123 @ Aug 26 2025, 07:40 PM)
I have a credit limit RM5000 only, if i convert an outstanding balance of RM3000, will this RM3000 reduce from my credit limit of RM5000? 

RM5000 - RM3000 = RM2000 left available to spend?
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Yes. That’s right. Every month you pay off then the credit limit will increase until all RM 3k is paid off.
fruitie
post Sep 2 2025, 12:34 PM

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QUOTE(WeiFeng16 @ Sep 2 2025, 10:58 AM)
For the Balance Conversion “2025 BALANCE CONVERSION CAMPAIGN”, it is auto conversion? My account received the conversion even I didn't reply YES
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QUOTE(joumorie @ Sep 2 2025, 12:31 PM)
one of the victim here
they insist i request the installment on my balance
i never even reply lol
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OMG, I quickly checked mine and nothing is reflected on my transaction list. sweat.gif
I also don't want to convert this time. laugh.gif
fruitie
post Sep 24 2025, 02:44 PM

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QUOTE(Human Nature @ Sep 24 2025, 02:26 PM)
Previous forumers said auto convert.
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Luckily, it didn't happen to me. I also just received the SMS again.

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