card expiry has nothing to do with Annual Fee

Affin duo/duo+ got AF waiver for 3 years only; not following card expiry (which is the validity of the card scheme number generated for you).

just call the bank and find out la

1) when was last approval date

2) when is the 1st expected AF charging date

This post has been edited by cybpsych: May 6 2025, 05:11 PM

The Answer is finally here.

Prepare for the arrival of our brand new mobile banking app AffinAlwaysX.

Built on our Digital Leadership commitment, AffinAlwaysX delivers the upgrade, security, and seamless experience you’ve been waiting for.

Available for download soon. Stay tuned

encouraged to install AffinAlwaysX early, sooner or later, bet they will sunset the old app eventually.

haha doubt it

the only comments that will push them to fix this fast is either, i) C-suite/management, or ii) investors, or iii) product team

do you want to?

so far, i'm keeping it because AffinAlwayX cannot do dual-app mode (xiaomi).

older app can do dual-app, easy for me to check different Affin cards/accounts.

petrol not excluded

yes, can get cashback

fuhhhhh mr PANG TUN YAU from ringgitplus also get

This post has been edited by cybpsych: Jun 17 2025, 11:39 AM

you can just try yourself lor.. .see what info it require .. .whether expiry mm/yy or cvv or other info

using so many cards, still couldnt differentiate these?

chip & pin/sign (other regions/countries) ...aka contact payment
= insert card into terminal (to read the chip)
= CP mode (Card-Present)

wave/paywave (trademarked) ....aka contactless payment
= NOT inserting into terminal (no contact point to read the chip)
= just wave over the terminal reader via electromagnetic induction to power up the chip and read the content
= CP mode (Card-Present)

online
= no interaction with any physical payment terminals
= CNP mode (Card Not Present)

statement date 16th

today 17th 829am, can see my cashback, payment due date, and statement balance.

estatement also downloadable from affinalways web portal

mine Android ok je

able to login via app, check card txn details and estatement

yes, counted into next statement

if you're using excel to count cb, use the Posting Date instead of Transaction Date.

3 transactions for EACH card

it's stated in the T&C

adoi, just do 3x each card lor, not hard to do

you dont want to risk disqualified from meeting the criteria because you're disputing on how well/bad they write the t&c lor

yes separate AF

but this switch promo gives you lifetime af fee waiver. nothing to worry about AF, except SST every year.

yeah, received for outstanding 3060

it's called Balance Conversion

“2025 BALANCE CONVERSION CAMPAIGN”

https://www.affinalways.com/storage/TnC/TnC...ampaign-ENG.pdf

Cardmembers who did not receive the SMS and/or EDM from the Bank are INELIGIBLE and EXCLUDED from participating in this Campaign.

This post has been edited by cybpsych: Aug 26 2025, 11:38 AM

2024's was RM2k too

shouldnt be. mine didnt convert.


// 7. The Selected Cardmember(s) may apply for BC via the given SMS short code AFFINBC<space>YES
to 66300 and/or other designated channels made available by the Bank from time to time. //

maybe you did from other channels? haha

haha mana boleh boss