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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych
post May 15 2024, 12:07 PM

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QUOTE(sunami @ May 15 2024, 11:58 AM)
cos used to use another card d..lazy to switch....ewallet topup also ok wat...
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yes, you can do your ewallet topup using Affin Duo+.

are you expecting to get cashback?
cybpsych
post Jun 2 2024, 12:06 PM

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swiped duo+ visa at Levi's

1st rm250, contactless without pin requested. but the terminal prompt for signature lol

staff also surprised, thought I'm using foreigner card, and remarked they only encountered this for Singaporean lol

signature appeared in merchant copy. customer receipt copy like normal.

suspect the terminal (global payments) is triggering it for additional user verification (without pin input)

2nd rm24x, contactless without pin, and no signature prompted.
cybpsych
post Jun 9 2024, 06:25 PM

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QUOTE(Barricade @ Jun 9 2024, 05:35 PM)
My affin duo reaching 4th year soon. Annual fee will be charged starting 4th year unless there are 12 swipes in a year. My Affin reward card is under utilised in drawer. Can I just pay TNB RM1 x 12 to satisfy the 12x retail requirement? I'm just trying to prevent paying the annual fee.
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yes rm1x12

i use shopeepay instead...

QUOTE(cybpsych @ Oct 19 2023, 10:33 AM)
do after anniversary, then make full payment also. at least dont have to keep track of this card for the whole year, until next anniversary  sweat.gif

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This post has been edited by cybpsych: Jun 9 2024, 08:58 PM
cybpsych
post Jun 10 2024, 07:49 AM

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QUOTE(Barricade @ Jun 9 2024, 10:16 PM)
I tried to do the same, after 4 attempts cannot reload anymore.
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do multiple days lor. not just use shopeepay only, can pay for others like tnb, pump petrol (preset), etc that can easily accept small-ish amount for multiple times.

dont tell us your card anniversary is today/tomorrow, right? laugh.gif

QUOTE(tan_aniki @ Jun 9 2024, 10:49 PM)
any acc limited after that?
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nope, shopee acct still usable until today

p/s: this is only for my own spending in Sep 2023. it does not reflect or represent current policy or behavior of shopee/shopeepay.
cybpsych
post Jun 17 2024, 01:09 PM

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QUOTE(jenern84 @ Jun 17 2024, 11:55 AM)
May I ask anyone has successfully get more than 3 affin cc?
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why not?

got affin duo and duo+, total 4 already
cybpsych
post Jul 16 2024, 07:39 AM

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QUOTE(shen1716 @ Jul 16 2024, 07:30 AM)
I am making 2 paywave transaction using my affin duo + visa card. However i did not get any cashback. is it the cashback will be credit on the same statement or next statement?

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cybpsych
post Jul 28 2024, 07:06 PM

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QUOTE(#Victor @ Jul 28 2024, 05:14 PM)
does Affin Duo have pledging option for normal individual? or it is same as the Millennials condition?user posted image
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some answers if you used the [Search] function.... which is also available in EACH topic of this forum

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cybpsych
post Aug 19 2024, 04:36 PM

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QUOTE(Kr0ll3R @ Aug 19 2024, 03:14 PM)
I've received my DUO card, love the design of the card.
Activated the VISA card only, thanks to the advise from the members here.

To my surprise, it came with the BHP mastercard which I didn't apply.
I rejected it but they said need wait for 6months and call-to-cancel.

I called CS to verify and they said can cancel but I have to wait 3 - 4 weeks after the cancelation period, only can apply for my DUO+ shakehead.gif
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put a threat to them

0. DO NOT ACTIVATE the card. by activating it, you are deemed to accept the card and all the t&cs along with it, eg fees, SST, etc
1. you DID not explicitly apply the bhp mastercard, you have the right to cancel without delay
2. ask them to cancel the card IMMEDIATELY as they are breaching proper code of conduct by applying additional card without consent!
3. if you want, cc to BNM Telelink, for their unscrupulous tactic. or you may do this later after if the card still listed/registered to you.
cybpsych
post Aug 25 2024, 06:40 PM

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QUOTE(cybpsych @ Apr 9 2024, 08:06 PM)
use the [Search] function below EACH topic page, you'd find this question has been asked numerous times

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also, did you read the card's T&C from AffinAlways website?

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QUOTE(B u B u @ Aug 25 2024, 06:31 PM)
When i applied mortgage, it came with 3 Affin CC.

1. World Master
2. DUO Visa
3. DUO master

I already activated 2 and 3, didn't activate 1.
Can I call to cancel 1 and 3, only keep 2? TQ
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cybpsych
post Sep 10 2024, 01:20 PM

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QUOTE(coolguy99 @ Sep 10 2024, 01:06 PM)
Damn means no other choice but to pay?
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adoi call the bank and ask lor
cybpsych
post Sep 10 2024, 04:19 PM

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QUOTE(sjz @ Sep 10 2024, 03:49 PM)
supposedly online purchase x 12 times should be eligible for annual fee waiver right?

this is stated in their t&c:

Subsequent year annual fee waiver is subjected to the below:  12 Number of retail transactions per annum (any amount)

[attachmentid=11502542]
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yes lor, very easy to achieve

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cybpsych
post Oct 7 2024, 11:08 AM

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QUOTE(joice11 @ Oct 7 2024, 10:58 AM)
after charged then only do 12x still can waive ? or have to do 12x before charged?
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if no spending, how the system auto-waive AF, right?

i'd suggest to perform 12x txn after year2, before year3 hit with AF.

lesser headache to manage later.
cybpsych
post Oct 14 2024, 08:42 PM

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QUOTE(guy3288 @ Oct 14 2024, 08:30 PM)
Affin duo card, most people use Visa for cashback,
Mastercard put to sleep since 2020

last week saw Annual Fee RM75 in MC
called CS request waiver, asked to spend RM300, ok can swipe to get AF waived no problem

it seems  1st  3 yrs no AF so i also forgotten about that MC. Now AF starts.

But CS said that  MC had been blocked due to  reported card loss some time ago. actually the card is not lost, is here with me.

To swipe i need to get replacement card and pay RM50, cannot waive this penalty RM50.

what logic card sudah blocked , cant use, no replacement , Affin  charged RM75 for Annual fee now???

tak mahu bayar  ok kan?
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card/account cannot have outstanding. since the card cannot terminate, you'll need to ensure card outstanding is always cleared, regardless of card status.

most probably you can avoid is cancel the whole duo cards and try ask cs to cancel the af/sst/fees
cybpsych
post Oct 30 2024, 09:48 AM

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QUOTE(TongCN @ Oct 30 2024, 09:19 AM)
lol ... reloading RM1 into shopeepay 5 times (12 times to waive annual fee)  kenak Affin security block XD
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split across days la
cybpsych
post Nov 3 2024, 05:31 AM

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QUOTE(tropik @ Nov 2 2024, 06:20 PM)
Bro, off topic, can reload Setel with MBB Visa Ikhwan Petronas and get CB?

Last i remember, cannot get CB and Setel hard to transact with many other QR.
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what is maybank's policy on ewallet reloads/topups?
cybpsych
post Nov 20 2024, 02:06 PM

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QUOTE(eddievh @ Nov 20 2024, 02:03 PM)
This morning I went to branch enquire about this,they told me no more sending out notification, get fraud just report. What a lousy bank. Lol
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1) save cost
2) mcmc requirements on sms content.

in the end, banks fedup
cybpsych
post Nov 22 2024, 10:03 AM

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QUOTE(Duckies @ Nov 22 2024, 09:42 AM)
Eh...it's been a while since I access the app and website so I think mine got deactivated. But when I tried to activate it, key in my credit card number and press "Continue" then nothing happen...anyone experience this or did I do anything incorrectly?
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what browser you're using?

perhaps try using a generic chrome browser?
cybpsych
post Nov 30 2024, 08:01 PM

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QUOTE(blibala @ Nov 30 2024, 03:21 PM)
So far any other cards tjat can replace affin VS card?
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unfortunately none that better it

nearest I'd say is mbb fc Barcelona


what do u spend MOST with affin VS? perhaps swing them to other card?
cybpsych
post Dec 2 2024, 12:41 PM

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QUOTE(nexus2238 @ Dec 2 2024, 12:30 PM)
I am interested in both Affin DUO and DUO+ for cash back.

I talked to someone in Affin bank branch. They told me Affin has a policy of issuing max 3 credit cards per customer, which mean I cannot apply for both DUO and DUO+ as that would be 4 cards.

Is this 3 cards policy real? I wonder should I go to ask another Affin branch.
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no need waste time lo

just apply 1 set first ... after approved, apply the other set
cybpsych
post Dec 6 2024, 07:46 AM

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QUOTE(sweetpea123 @ Dec 6 2024, 04:01 AM)
Jeng jeng jeng, Setel sudah ada convenience fee 1%

Another e-wallet down

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already announced in November https://forum.lowyat.net/index.php?showtopi...ost&p=110744006

effective Dec

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