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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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SUSxander83
post Jun 14 2021, 09:35 PM

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QUOTE(solstice818 @ Jun 14 2021, 09:30 PM)
Someone posted that his account got banned for withdrawing after reloading with reload pin. Guess, they are strict so long as someone abuses it.
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Reload pin using credit card is the cause his account got banned because reload pin there is an algorithm to detect the payment method for CC

Which is why’s best combo cash reload pin and FPX still will never have any issues rclxms.gif
SUSxander83
post Jun 15 2021, 12:30 PM

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QUOTE(sjz @ Jun 15 2021, 11:27 AM)
wat now?
you mean tng can check all the way to the fund source of purchase reload pin???
omg give us a break  shakehead.gif  shakehead.gif

don't humiliate our mind
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You can try if you want as when they generate reload pin there is a certain in the middle which is dedicated to cc reload pin which is there for a long long long time already doh.gif rclxms.gif
SUSxander83
post Jun 15 2021, 10:25 PM

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QUOTE(beLIEve @ Jun 15 2021, 09:21 PM)
ooooo looks like due to popular demand, they finally have something clear and reserved their rights.
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With the new clause of 1.6 it has already clearly stated for credit card even money transfer is not allowed as well

Wonder how does debit card and prepaid credit like BiGPay where does it lie in clause 1.6?
SUSxander83
post Jun 15 2021, 10:27 PM

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QUOTE(MGM @ Jun 15 2021, 10:23 PM)
So as long as genuine cc reload is proven, account wont be banned?
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Provided CC reload is for spending consumption usage only
SUSxander83
post Jun 16 2021, 06:27 PM

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QUOTE(Smurfs @ Jun 16 2021, 10:35 AM)
Clause 1.6

Source of fund from credit card reload may not be used for money transfer, transfer to external accounts (bank accounts or other e-wallets), Investment products (such as but not limited to GO+), and / or any other products as TNGD may prescribe from time to time. Such prohibited usage may result in your Account (or any part thereof, including any benefits under the service) Being limited, suspended, and/or terminated

I'm not sure what's the "money transfer" here means...

Lets say my ewallet is running low.. i topup ewallet via cc and perform transfer of fund to friends instantly..

To TnG, it could be a case of "instant cash out via cc" too...
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Money transfer means transfer to other wallets which is not belonging to CC holder

So now let see how TnG gonna monitor consumption spending only on CC reload rclxms.gif
SUSxander83
post Jun 17 2021, 03:32 AM

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QUOTE(#Victor @ Jun 16 2021, 10:54 PM)
7-Eleven voucher seems disappeared in June Goal Hunter?
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Quota finished upon redemption limits full
SUSxander83
post Jun 19 2021, 05:10 AM

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QUOTE(Barricade @ Jun 18 2021, 05:34 PM)
Yup I turn that feature off. Can’t work with mask
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Another stupid and useless function by TnG which Apple foresee last year doh.gif
SUSxander83
post Jun 29 2021, 04:03 AM

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QUOTE(ChiaW3n @ Jun 28 2021, 11:29 PM)
It is? At least early of this month I tried and still can go through can someone confirm it?
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Just paid yesterday no issue

Must be that particular branch short of cash so instruct the staff to collect cash instead to roll over the retail cash machine doh.gif
SUSxander83
post Jun 30 2021, 04:06 AM

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QUOTE(lyn_member @ Jun 29 2021, 11:02 AM)
TnG e-wallet don't have reward point? I searched everywhere in the app dont find it.
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No point to give reward points because it can devalue easily by ewallet provider just like Grab and BigPay doh.gif

Better off to give goal hunters with instant cashback rclxms.gif
SUSxander83
post Jul 1 2021, 04:25 AM

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QUOTE(victorian @ Jul 1 2021, 01:29 AM)
Too troublesome to get rm4 cashback.
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Referral spending marketing so win win for both 711 and Caltex attached rclxms.gif
SUSxander83
post Jul 1 2021, 09:07 PM

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QUOTE(Haloperidol @ Jul 1 2021, 04:09 PM)
Grab at the moment still remain stronk at 165 points = RM 1 , or 160 points for RM 1 worth of voucher.
With Pointsback easily considered 3% effective Cashback thou.
Just that Grab merchant is soooo limited.

TNG is more higher CB but merchant specific --- but the CB is much lower if you consider the spending to get stamp.
Eg. Best voucher 7-11 RM 4 for Rm 20 spending
To use all of them , u need
RM 10 + RM 10 -> get stamp -> Rm 20 spending -> Rm 10 -> get stamp -> RM 20 spending
Hence RM 8 rebate for RM 70 spending.
But if you look at voucher itself will be 2x "Rm 4 for RM 20 spending"
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If you factor in spending for cashback usually minimum of RM50 just to get 2 stamps with an average of rm2 cashback while Grab only with multiple like 15 times to get 3000 then it’s worth it otherwise with TnC coupled minimum spent and merchant specifics
SUSxander83
post Jul 14 2021, 04:32 AM

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QUOTE(xiaoxiaoshen @ Jul 12 2021, 12:57 PM)
after redeem need to use it fast. voucher will disappear once the reach the limit even after you redeem it.
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As long as there’s expiry date it won’t be missing because the voucher it is stored in the user wallet doh.gif
SUSxander83
post Jul 17 2021, 09:49 PM

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QUOTE(ChiaW3n @ Jul 16 2021, 09:36 PM)
No problem for me. Went to 2 7e nearby my house, done swiftly.

Day 1: RM20 x 2 get RM4 x 2
Day 2: RM20 x 2 get RM4 x 2 + RM1 x 2

Happy loh!
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On the same account? hmm.gif

QUOTE(coolman128 @ Jul 16 2021, 09:57 PM)
Any good suggestion ? No luck for lucky draw  sweat.gif
Rm30 get rm2 , or rm10 get rm0.30 ?
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Lucky draw doesn’t involve in luck as it has been pre programmed to give out voucher based on the amount

RM10 will usually have 90% strike rate of 0.30 with 10% on rm1

RM30 will have rm1 on standard and anything above consider yourself lucky doh.gif
SUSxander83
post Jul 18 2021, 04:45 AM

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QUOTE(ChiaW3n @ Jul 18 2021, 03:51 AM)
Sorry another account which belongs to my sis
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No wonder i thought magically become 4 rclxms.gif
SUSxander83
post Jul 19 2021, 08:54 PM

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QUOTE(cybpsych @ Jul 19 2021, 01:01 PM)
The Underlying Fund For TNG GO+ Will Soon Be Shariah-Compliant

https://www.principal.com.my/sites/default/...ectus_ENG_2.pdf

user posted image
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Wait for daily interest to fall after the bonus period is over on 10 aug onwards rclxms.gif
SUSxander83
post Jul 22 2021, 04:32 AM

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QUOTE(shawnme @ Jul 21 2021, 02:05 PM)
Hi, anyone knows how to disable those promotional notifications, but leave only usage notifications?

It's been getting extremely annoying lately.
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IOS or Android?

Use the phone notification settings to disable it but some notifications particularly regarding Go+ won’t be displayed
SUSxander83
post Jul 23 2021, 01:35 AM

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QUOTE(Lingohal @ Jul 22 2021, 09:24 PM)
People around me has been receiving sms from 66688 for tng ewallet pin but with 12 digits. Tng pin is supposed to be 10 digits only. So what's the purpose of the sms?
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TO give you free cents rclxms.gif
SUSxander83
post Aug 9 2021, 05:13 PM

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QUOTE(xiaomoon @ Aug 9 2021, 04:35 PM)
where u saw this?
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Long time already mentioned only promotion for 3 months
SUSxander83
post Aug 10 2021, 03:42 AM

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QUOTE(xiaomoon @ Aug 9 2021, 09:41 PM)
i thought go+ closing....
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Go+ will be still around just rubbish interest rate only rclxms.gif


QUOTE(tigerjkt @ Aug 9 2021, 11:57 PM)
I do have Versa and Stashaway accounts and have some investment there, the return is higher.  But the problem is payment capability and liquidity.  Too much trouble to redeem it and transfer money out to make payment, pay bill etc...  GO+ supports all kinds of payment and bills instantly without doing any transfer. 

The way I see is that if you want pure investment with higher return, go with tranditional fund like Versa and many other choices.  But if you want convenience and hassle free payment at any time, with still much better return than bank account, GO+ is a good choice, at least for me
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Try Frank itself better off than GO+ anytime since you want payment capability rclxms.gif
SUSxander83
post Aug 10 2021, 04:37 PM

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QUOTE(tan_aniki @ Aug 10 2021, 11:24 AM)
actually not rubbish, but to reward those who got ppl refered but only limited to RM3k
which means if you got 100 refered u got RM3k/12 = RM250/month
but actually also don't care so much la, since tng got RM20k limit, if you top up with 1% cb cc also got RM200/month, so no need refer ppl to go+ so aggressively
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The rubbish returns will always be there just extra 1% per referral only works for 3 months technically you earn 7.50 max per person only 3 months

QUOTE(victorian @ Aug 10 2021, 11:47 AM)
The extra go+ bonus is only for 3 months. So technically u can only get RM7.50 per person you refer.

And topping up with credit card and withdraw can get you banned easily. Better don't take the risk
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That’s why only restricts classes to rm2.50 per month per rm3000 still better than bank for this 3 months

QUOTE(tigerjkt @ Aug 10 2021, 12:24 PM)
What is "Frank"? another app? never heard of it?
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OCBC savings account purely to earn 1.8% pa better than OPR slightly at 0.05% icon_rolleyes.gif

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