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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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SUSxander83
post Aug 23 2021, 04:12 PM

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QUOTE(Nom-el @ Aug 22 2021, 04:06 PM)
Which just confirm that all the nonsense you were sharing earlier were untrue. doh.gif vmad.gif
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I have also said earlier that anything more than rm1k will get flagged easily doh.gif doh.gif doh.gif

What more back to back somemore

With now on premium account would be less scrutiny because TnG will know flag on those account status accordingly rclxms.gif
SUSxander83
post Aug 23 2021, 07:25 PM

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QUOTE(CoronaV @ Aug 23 2021, 05:37 PM)
Sure die. Some of your credit cards will be blocked forever
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Easily done by CC companies to block his account when reloading TnG in the future
SUSxander83
post Aug 26 2021, 04:34 PM

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QUOTE(thecurious @ Aug 26 2021, 12:37 PM)
just a theory but think the cashback is based on your spending range.
like if you spend RM 10-20, 100% get RM 0.30
maybe spend RM 20-50, 80% chance get RM 0.30. 20% chance get RM 1

that kind of tier percentages....

Because noticed that small spending at convenience sores always get RM 0.30 but the cashback of RM 1 or higher only get after spending a high amount...

further contributions to the theory are welcomed.
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Obviously the more you pay the more you get otherwise why bother giving random rebates doh.gif
SUSxander83
post Aug 26 2021, 04:43 PM

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QUOTE(thecurious @ Aug 26 2021, 04:38 PM)
Okay so? you aren't actually saying anything useful.
my post was trying to derive how the cashback was determined.
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The cashback system is derived by giving 1% to win the RM1 so of course the higher you pay the better chance of winning it
SUSxander83
post Sep 5 2021, 05:01 AM

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QUOTE(thecurious @ Sep 4 2021, 11:04 PM)
Curious about the Go+ part, are people who have principal asset management accounts able to see their Go+ balance in their accounts?
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Of course they can
SUSxander83
post Sep 15 2021, 03:33 PM

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QUOTE(thecurious @ Sep 15 2021, 02:32 PM)
Looks like the serial winner from sabah didnt win this time.
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Whose the serial winner?
SUSxander83
post Sep 27 2021, 07:38 PM

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QUOTE(MGM @ Sep 27 2021, 08:03 AM)
Where is it stated "Terms & Conditions will be updated effective 12 October 2021" I only see "Terms and Conditions are updated as at 15 September 2021".
What do u mean "indirect "forced update" to higher wallet/user verification", can elaborate please?
Thanks.
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Basically a forced ekyc by increasingly transaction limits to collect more personal data
SUSxander83
post Sep 27 2021, 07:57 PM

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QUOTE(beLIEve @ Sep 27 2021, 07:49 PM)
at least, cashback $5 like shoppee la. this one habuk pun tarak
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Can’t afford other than giving stamp rewards doh.gif
SUSxander83
post Oct 1 2021, 11:05 PM

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QUOTE(Haloperidol @ Oct 1 2021, 03:49 PM)
Tbh , TnG can just set a limit for cashout function like Cashout once per month ...
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Then it won’t be effective as Ecash doh.gif

The main goal of Go+ is to treat like actual cash with savings feature to it and the problem lies only with CC reload and instant cash out from it doh.gif

Limiting is against the license issued by BNM as they are supposed to segregate actual cash vs credit in their eco system
SUSxander83
post Oct 5 2021, 03:17 AM

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QUOTE(WaCKy-Angel @ Oct 5 2021, 12:51 AM)
Gonna be loads of accounts getting banned soon coz frequent topup and immediate cashout lol
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Won’t happen if you use actual cash through FPX and cash reload pin doh.gif
SUSxander83
post Oct 7 2021, 08:15 PM

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QUOTE(beLIEve @ Oct 7 2021, 04:42 PM)
As long as the final product is usage, I don't think they care. Even credit card also ok, after a period of time in go plus. It's a matter of how their system is programmed to enforce the t&c
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I think now they have fixed it with instant withdrawal so as long as play by the rules no instant CC withdrawal big amount no issue then rclxms.gif
SUSxander83
post Oct 11 2021, 06:03 PM

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QUOTE(Rhetoric @ Oct 11 2021, 05:56 PM)
Im surprised that no ewallet yet including TnG that allowed wallet topup using mobile phone credit. That could be useful in some situation.
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Not surprised because Telco wants to hold your credit instead doh.gif
SUSxander83
post Oct 11 2021, 07:49 PM

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QUOTE(Rhetoric @ Oct 11 2021, 06:25 PM)
I believe it will make people spend more on telco credits if the usage is more broad. In account credits doesnt matter because the transaction already took place. They already have our money.
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Won’t happen because telco is credits while ewallets are electronic based cash denominator hence need BNM approval

At the end of the day BNM is open but can Telcos comply to BNM guidelines? Simple answer is no that’s why it won’t happen no matter what unless they apply ebanking license doh.gif
SUSxander83
post Oct 12 2021, 02:24 AM

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QUOTE(Rhetoric @ Oct 11 2021, 10:07 PM)
Im not saying telco credit become ewallet, im saying reload ewallet using money in telco credit. specifically TnG since TnG can reload using pin and most telco app can already buy voucher code/generated coupon for a lot of store. Its essentially just turn our mobile credit to coupon/voucher code. But I understand its probably prone to abuse like some members here said and I accept that answer.
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It is not acceptable in the eyes of BNM because when buy phone reload it is consider as the currency of the telcos hence difficult to regulate which is why not possible

QUOTE(tan_aniki @ Oct 11 2021, 10:39 PM)
they won't allow such things happen as phone credit might be more than what we paid from as sometimes got bonus or from campaign
it's like asking tng to accept crypto which wont happen
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That is why reloading ewallet it has to be cash, banking sources or through own proprietary reload system using legal banking methods rclxms.gif
SUSxander83
post Oct 16 2021, 03:10 AM

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QUOTE(diehard1979 @ Oct 15 2021, 05:31 PM)
Any of you topup the fund using fpx public bank?
I found out I always get duplicate login or other error when try to topup using public bank fpx.

It happen when I login public bank website with PC to see my amount in account. After that I logout.
Then I use phone TnG topup (using wifi which is same internet as PC)
It will give duplicate login even I already logout at PC first before login in TnG public bank website to reload funds.

I forced to clear TnG cache in phone, off wifi which force it to use data line which will be different IP from PC internet to make it work.

Do you all face this kind of problem when reload funds from public bank to TnG?

So far so many version even now is the latest version of TnG and I still facing this problem when topup funds from bank.
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Will happen time to time and it is the FPX issue especially during peak hours so it is not just Public Bank issue
SUSxander83
post Oct 17 2021, 03:07 PM

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QUOTE(edwin1002 @ Oct 17 2021, 12:54 PM)
max limit per trans use tngo how much? RM1,500?
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20k on the premium account
SUSxander83
post Oct 17 2021, 09:52 PM

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QUOTE(edwin1002 @ Oct 17 2021, 05:24 PM)
I mean straight can pay per transaction per day with RM20k? i know top up is RM20k
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I have upgraded to Premium tier, can I transfer/make payment up to RM20,000 in a single transaction?

Yes, once you've upgraded your account to RM20,000 eWallet size, you could make a transfer or payment up to RM20,000 in a single transaction.

https://www.touchngo.com.my/usertiering
SUSxander83
post Oct 17 2021, 09:54 PM

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QUOTE(tan_aniki @ Oct 17 2021, 06:42 PM)
maybe that time your go+ and ewallet RM20k is split
you must have all RM20k inside your ewallet in order to pay RM20k 1 shot, cannot combine RM15k ewallet + RM5k go+
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QUOTE(edwin1002 @ Oct 17 2021, 09:05 PM)
RM20k go GO+? or normal pay?
Balance in GO+ can't pay merchant? I thought can
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Only wallet is 20k and Go+ is only up to 9999
SUSxander83
post Oct 18 2021, 04:27 AM

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QUOTE(tan_aniki @ Oct 17 2021, 10:44 PM)
go+ max RM9.5k plus interest
you only can either use ewallet or go+ balance to pay, cannot combine
it wont auto cash out to ewallet if combine
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Any single transaction amount value will choose either wallets and if the assets is less than the amount paid the transactions would be fail
SUSxander83
post Oct 20 2021, 11:20 PM

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QUOTE(iqlas @ Oct 20 2021, 10:19 PM)
Just want to confirm my understanding. Tng ewallet dont have reward programme such as boost and grab correct?

The closest they have for a reward is those "goal hunter" voucher correct? Which have limited voucher redemption availability per period?
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If you mean points or coins system, then it yes they do not offered it

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