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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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cybpsych
post Nov 7 2021, 11:05 AM

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QUOTE(KyusukeFD3S @ Nov 7 2021, 11:00 AM)
anyone already got HSBC rm20 cashback for this month ?
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obviously not

no one reported in this topic or hsbc topic

t&c

// Q9 When will I receive the Cashback in my eWallet?
A9 The Cashback will be credited into your eWallet within ten (10) working days from the reload date. //

cybpsych
post Nov 7 2021, 12:25 PM

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QUOTE(ericlaiys @ Nov 7 2021, 11:41 AM)
TNG and boost going to support TNB payment on 13 Nov. Look like grab is left behind already or not interest to integrate
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nice


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The power of electricity has always been in blue.

We have a bright new partner you've always been waiting for & an electrifying deal you won't want to miss.

All will be revealed on 13 November 2021.
cybpsych
post Nov 7 2021, 02:13 PM

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QUOTE(Human Nature @ Nov 7 2021, 01:31 PM)
What, boost can pay TNB already? Need to lurk back Boost thread
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same announcement on 13 Nov
cybpsych
post Nov 7 2021, 08:56 PM

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QUOTE(cassian948 @ Nov 7 2021, 08:47 PM)
Like forever or there's a cool down period?

Also, word abusing doesn't seem to be in place as there no such as FUP stated in their TnC.
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Why I am unable to cash in GO+ via eWallet? – Touch 'n Go eWallet Help Centre

contact CS. they will follow-up with you to furnish documentations
cybpsych
post Nov 8 2021, 10:51 AM

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QUOTE(KCY3701 @ Nov 2 2021, 11:10 AM)
I also gotten 0.39 only. Where's the extra 4%?

Edit: No bonus in the e wallet balance too. My total assets is RM9500.39
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QUOTE(KCY3701 @ Nov 8 2021, 10:36 AM)
The 4% bonus interest for Go+ just got credited today.

RM1.04 for RM9500
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basically the 4% credited in your ewallet since go+ already maxed out
cybpsych
post Nov 8 2021, 12:41 PM

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here's the details of the daily check-in

user posted image

Check-in Rewards is here!

From now till 31 Dec 2021, get up to RM188 when you frequently open our app - yes, it’s that simple.

Click on https://bit.ly/cknrwdsfb1 to be on your way to claim FREE rewards!
cybpsych
post Nov 8 2021, 05:51 PM

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QUOTE(diehard1979 @ Nov 8 2021, 05:47 PM)
You all topup TnG ewallet by FPX or Card?
If topup by card, is this consider as swipe card?
Some of the card will get deduct annual fee if swipe certain amount in a year.
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swipe = spend/payment with card

not literally mean physical card swipe
cybpsych
post Nov 8 2021, 09:01 PM

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QUOTE(cassian948 @ Nov 8 2021, 08:19 PM)
How much do you guys cash out to avoid getting banned? 1K a month?
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generally, to be on the safe® side, dont reload using cc if you want to cash out.
cybpsych
post Nov 9 2021, 08:19 AM

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QUOTE(1mr3tard3d @ Nov 9 2021, 12:13 AM)
let's say u top up with Public Quantum Mastercard for RM 600
but u r only required to pay RM 570 due to cash back
if u top up with Affin Visa Cash Back for RM 3,000
but u r only required to pay RM 2,920 due to cash back
without taking into consideration of go+ interest

there are also UOB Yolo, Hong Leong Wise... n if u r diligent enough to RM 9,500...cash out and repeat
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you and i and literally everyone else wanted to do this lah

the issue is not about can withdraw from go+ or not, it's basically (ab)using the system by using go+ platform to 'withdraw' money out from cc.


the withrawal feature is a required feature (BNM to emoney issuers) for genuine, reasonable reasons.

having this feature doesnt mean UNCONTROLLED/UNMONITORED activities. they are monitoring it. they have specific rules and limits.


this is like buying Bugatti Chiron that can go 300km/h but you expect (to a certain of guarantee) that....

1) you're not breaking road laws?
2) you dont get summons for speeding?
3) you're invincible that you dont get killed for driving too fast at 300km/h --- yes you can survive it but what is the % chance of getting survived it for doing 300km/h many many times?
4) your car dont get spoilt if crashed?



you can consciously go and use go+ withdrawal with all your heart's content, but once get flagged and caught, you'll need to explain. get caught again, your acct may get suspended or terminated.

even if you managed to do this once or twice, it doesnt mean you can do it continuously without raising RED FLAGS to TNGD.

it's all stated in TNGD T&C and FAQ

QUOTE
Why I am unable to cash in GO+ via eWallet?
The function to cash in GO+ account via eWallet has been limited might due to irregular transactional behavior or suspicious cash out using GO+ account from credit card reload.

In order to ensure the authenticity of transaction, we have taken precautionary measures to prevent further cash in at this juncture to ensure that you have indeed authorised such credit card reload.

TNGD reserve the rights to suspend or terminate the eWallet account for repeated offenders involved in suspicious credit card reload activities.

Please refer to Clause 1.6 of User Terms and Conditions


This post has been edited by cybpsych: Nov 9 2021, 08:24 AM
cybpsych
post Nov 9 2021, 08:22 AM

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QUOTE(Human Nature @ Nov 9 2021, 08:20 AM)
Haha i have trust issue. It is in now
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checked too early lah laugh.gif

sometimes 7am++ reflected


i'd say around 8am++ should be reflected liao
cybpsych
post Nov 9 2021, 09:25 AM

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QUOTE(perfect10 @ Nov 9 2021, 09:21 AM)
hie, I dont have alot to put in, i.e RM9500 to benefit from the 4% promo, do you think if I put in RM2K will it make a difference?
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huh? every little $$ counts mah

bonus 4% p.a. for RM2k = 2000 * 4% / 365 ≈ RM0.2191 per day

put more, get more lor.
cybpsych
post Nov 9 2021, 09:50 AM

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QUOTE(perfect10 @ Nov 9 2021, 09:28 AM)
tongue.gif  biggrin.gif thats what I am hoping, cause its sitting in my maybank savings also not generating much, so better than nothing kan. TQTQ will put in and hopefully got bonus next mth then can put in for one more mth also good.
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yep, treat it as a pseudo-savings account thumbsup.gif
cybpsych
post Nov 10 2021, 01:08 PM

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QUOTE(beLIEve @ Nov 10 2021, 12:36 PM)
FPX to Go Plus cannot be done from company account, joint account, and another I don't remember.

Just did from Joint Account and money "eaten", to be automagically refunded within 3 days. Primary name of bank's Joint Account to the same name in TNG also cannot.

No wonder they will audit credit card accounts kau kau
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IINM, FPX (or PayNet) got this rule that any transfer to investment product/merchant, must be from ndividual (same name) account though

This post has been edited by cybpsych: Nov 10 2021, 01:08 PM
cybpsych
post Nov 10 2021, 05:55 PM

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QUOTE(beLIEve @ Nov 10 2021, 05:52 PM)
then it must've been my shit luck. I'll try small amount from single account later.
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your joint-account, whose the primary name? yours or the other party's?
cybpsych
post Nov 11 2021, 01:15 PM

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user posted image
cybpsych
post Nov 12 2021, 07:35 AM

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QUOTE(Darrowshire @ Nov 12 2021, 06:42 AM)
Haha sorry. I still don’t quite get it. I understand:
1. s/he = the seller who provide the reload service for Touch n Go
2. shopee earn 2% from him/her (the seller).
3. You = the buyer who look for seller for reload service

I don’t understand the “you earn X amount from bank” part. Why is bank involved in this picture?
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credit card cashback > shopeepay < seller < buyer (you)
cybpsych
post Nov 12 2021, 07:32 PM

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QUOTE(Human Nature @ Nov 12 2021, 06:34 PM)
Oh, the implementation is good. It straights away detect the account holder name and outstanding amount  thumbup.gif  and yes, the payment is reflected instantly.
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I believe boost x tnb would be same too

if tnb/provider exposed the API to retrieve acct name and current outstanding, then all of them would essentially have same feature. biggrin.gif
cybpsych
post Nov 12 2021, 07:57 PM

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QUOTE(Human Nature @ Nov 12 2021, 07:51 PM)
I think this is the first time I see this is being implemented. Very good for people like me who double and triple check account no  sweat.gif Hope there is some real reward to entice TNB bill payment using Tng. Else, will stick to mytnb for now.
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boost x tnb got promo tomorrow biggrin.gif
cybpsych
post Nov 13 2021, 06:00 AM

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paid tnb 80. instantly get 5.

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This post has been edited by cybpsych: Nov 15 2021, 09:39 PM
cybpsych
post Nov 13 2021, 08:51 AM

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QUOTE(ericlaiys @ Nov 13 2021, 08:49 AM)
any receipt receive when make payment on tnb by TNG?
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nope, not even email

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