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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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cybpsych
post Mar 28 2021, 03:35 PM

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QUOTE(gooroojee @ Mar 28 2021, 03:34 PM)
Total or per deposit?
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total holding balance in GO+ at any time
cybpsych
post Mar 28 2021, 04:51 PM

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just wait official launch tomorrow, then i guess TNGD will release more policies/details for GO+
cybpsych
post Mar 29 2021, 12:18 AM

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QUOTE(datolee32 @ Mar 29 2021, 12:10 AM)
Of course, if you compare to bank FD, GO+ interest is not attractive, the purpose of GO+ is let grow your e-wallet balance and also better cash flow if you need.
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exactly

go+ target is for tng ewallet balance for their existing user base (which is why they only offer this after they have substantial users)

go+ not suitable for the following ppl:

1) advance in other better investment vehicles

2) having >RM10k fund which is suitable for FD or other investments

3) prefer higher return rate

4) no issue locking down the fund

5) others, fill in the blanks _______________


kinda moot comparing go+ with others whereby it target a specific niche of users.

this is like comparing apple with orange and arguing why both not the same *que facepalm*
cybpsych
post Mar 29 2021, 10:02 AM

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QUOTE(ChiaW3n @ Mar 29 2021, 09:38 AM)
Just tried to cash out from go+ this morning, basically it’s reflected instantly. And I would said it’s sharing the total balance at your tng home page. So make sure you got enough buffer so your other usage for eg RFID. The amount displayed you should have bear in mind about your go+ investment.
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except for p2p, even if tng wallet not enough balance, it will autodeduct from go+

// Quick Reload Payment is a service enabled when you sign up for GO+ whereby whenever your TNG eWallet balance is insufficient to make a payment, you may utilise the exact amount needed from GO+ to complete your payment seamlessly. All payments are supported except for Peer-to-peer (P2P) transactions. //

so, no need to keep any money in tng wallet. just dump all into go+ and use your tng wallet as usual.
cybpsych
post Mar 29 2021, 10:07 AM

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QUOTE(leanman @ Mar 29 2021, 10:05 AM)
what falls under P2P?
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p2p aka peer-to-peer aka person-to-person transfer

QUOTE(wayton @ Mar 29 2021, 10:03 AM)
What if TNG ewallet not enough money, while GO+ has?

Transaction will go through as well?
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yep tried with rfid toll payment.

dump all money from ewallet -> go+. zero balance in ewallet.

went through toll rfid. toll fee auto deduct immediately, no delay.


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This post has been edited by cybpsych: Mar 29 2021, 10:13 AM
cybpsych
post Mar 29 2021, 04:32 PM

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QUOTE(lowyat101 @ Mar 29 2021, 04:19 PM)
Thanks for this info. I guess it's applicable to all retail transactions as well right?

Now I have about 4k++ in my eWallet due to CC promotions, in this case then I shall transfer all into the GO+ to earn a few cents extra daily  tongue.gif
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why not?

putting in ewallet gives you nothing biggrin.gif

transferring to Go+ and with Quick Reload Payment, it's quite effortless to users
cybpsych
post Mar 29 2021, 05:12 PM

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QUOTE(!@#$%^ @ Mar 29 2021, 04:56 PM)
not shariah compliant muslim can still use? haram?
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QUOTE(!@#$%^ @ Mar 29 2021, 05:01 PM)
jakim allow?
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not expert on this matter biggrin.gif

since tngd already mentioned go+ is non-shariah, perhaps not suitable to those prefer otherwise.

maybe can read this....
https://www.bnm.gov.my/islamic-money-market-operations

also, most cc cashback also non-shariah (issued by conventional bank entity), unless cards issued from islamic banking entity?

I'm curious too.
cybpsych
post Mar 29 2021, 05:22 PM

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QUOTE(leanman @ Mar 29 2021, 05:19 PM)
i got a question here, like normally i pay for my CKT in a coffee shop, that recipient consider a person to person transfer as I always sees his name as the recipient?
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transfer or payment (scan to pay)?
cybpsych
post Mar 29 2021, 07:37 PM

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QUOTE(MGM @ Mar 29 2021, 05:17 PM)
This GO+ could be the reason i will keep all the cb cc including LFC n JOP, max them n optimise cb. For me looks like i am running out of cb cards.
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add this to your collection

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cybpsych
post Mar 30 2021, 07:09 PM

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QUOTE(fath82 @ Mar 30 2021, 07:06 PM)
No fee to withdraw but there is management fee and trustee fee charge monthly. So you will owe them if you empty your go+ account before end of the month?
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// According to Touch ‘n Go, the eWallet will display net earnings after deducting the fees. //

Source: https://www.soyacincau.com/2021/03/29/touch...u-need-to-know/
cybpsych
post Mar 31 2021, 05:44 PM

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QUOTE(CoronaV @ Mar 31 2021, 05:33 PM)
Submitted cash out yesterday but till now no crediting into my harimau bank.

T+1 should be today correct?
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first time?

How long does it take for the Cash Out to be paid to my TNG eWallet and bank account?

A Cash Out request will be captured in the GO+ dashboard transaction details. If you Cash Out to :

1) Your TNG eWallet, the money will be credited instantly

2) Your bank account, the money will be transferred within one business day from your transaction date (T+1) if the request is made before 4:00 PM (T). However, if the request is made at or after 4:00 PM (T), it will be treated as a next day request and the money will be transferred within 2 business days (T+2).

3) Upon the first cash out to your bank account, as soon as the name of your eWallet and bank account matches (status: verified), you will see a verified tag and your subsequent cash out request will take 2 calendar days (T+1) to complete processing.

4) Facilitate payment to merchants, the Cash Out amount will be debited immediately from your GO+ balance.

cybpsych
post Mar 31 2021, 06:42 PM

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QUOTE(CoronaV @ Mar 31 2021, 06:37 PM)
Yes first time
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wait until tonight 11pm

else...

// Why is the Cash Out amount not reflected in my bank account balance after two (2) business days?
Please call the TNGD careline at +(603) 5022 3888 or email your queries to https://tngd.my/careline-webform to allow their customer service operators to assist. //

cybpsych
post Apr 1 2021, 06:58 AM

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cybpsych
post Apr 1 2021, 01:38 PM

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QUOTE(ben3003 @ Apr 1 2021, 01:37 PM)
Anyone tried topup go+ more than 10k? Agreed cashback can get but 1 month only can get 1 time the cashback, which is an advantage and i dont see is loophole which is endless round. Now i only topup max 5k as per the annual transaction limit, not dare go higher
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you dont dare yourself but ask others to try? doh.gif
cybpsych
post Apr 1 2021, 02:32 PM

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iPay88 RM3 Cashback Promotion
1 Apr 2021 - 30 Apr 2021

Touch ‘n Go eWallet users who make online purchases, are entitled to get RM3 cashback with a minimum spend of RM30 via Touch ‘n Go eWallet for iPay88’s online merchants (refer to the merchant list) who has enabled Touch ‘n Go eWallet as payment method.

The RM3 cashback will be credited back to the eligible Touch ‘n Go eWallet user’s account within three (3) working days from the transaction date.

Participating Merchant List
https://cdn-web.tngdigital.com.my/images/20...ants%20list.pdf
cybpsych
post Apr 1 2021, 04:50 PM

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QUOTE(Kyan0411 @ Apr 1 2021, 04:34 PM)
Not very convenient. They should show wallet balance only, especially for those that do not activate auto transfer from GO+ when ewallet balance is insufficient.
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how to deactivate "quick payment" from GO+?

couldnt find where to disable this.
cybpsych
post Apr 1 2021, 07:09 PM

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cybpsych
post Apr 2 2021, 09:10 AM

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QUOTE(wongmunkeong @ Apr 2 2021, 09:07 AM)
Yup, he was literally guinea-pigging the $9.5k limit of GO+
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go+ already stated 9.5k holding balance at any one time

question is, can he keep recycling from tng ewallet (topping up cc, eg 5k + 5k) -> go+ (max 9.5k) -> cashout go+ -> cash-in from tng ewallet? laugh.gif
cybpsych
post Apr 2 2021, 07:19 PM

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QUOTE(Sumofwhich @ Apr 2 2021, 07:15 PM)
GO+ for verified IC TNG ewallet users only?
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How do I upgrade to GO+?
cybpsych
post Apr 4 2021, 07:11 AM

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QUOTE(datolee32 @ Mar 30 2021, 01:11 PM)
Nope, transfer from ewallet to GO+ wont use the limit. I have exceed to transaction limit RM 5k this month, but still manage to top up and invest in GO+.
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QUOTE(MGM @ Apr 4 2021, 05:45 AM)
I tot there is limit on month transaction of 5k, and u already did 9500x2 from March?
Since monthly trx limit is 5000, so u actually loaded to GO+ partially in March n balance in April and max it to 9500?
If that is the case, max one can churn is still 60k yearly and spread over 1 year.

https://support.tngdigital.com.my/hc/en-my/...r-wallet-usage-
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