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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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xander2k8
post Jun 5 2023, 05:05 PM

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QUOTE(ktyong123 @ Jun 5 2023, 07:04 AM)
Anyone know how to report a scamming Tng account like this?

https://m.facebook.com/story.php?story_fbid...mibextid=Nif5oz

user posted image
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Silly to think of it as a scam because you are willing to donate it in the 1st place πŸ€¦β€β™€οΈ report also no point because you can’t even take down the facebook post in the 1st place πŸ€¦β€β™€οΈ
xander2k8
post Jun 5 2023, 05:16 PM

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QUOTE(ktyong123 @ Jun 5 2023, 05:12 PM)
Are there charity scams?
Charity scammers may ask for donations in person, on the phone, by mail, by e-mail, or through the internet. They may ask for donations for an organization or an individual. Their website or printed materials may even look real.
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If you believe in charity in the 1st place then you are not scammed πŸ€¦β€β™€οΈ but willingly part for a good cause

Unless you can prove the charity is cheating ppl then you only have a good cause to a lodge a report as it is not that easy to prove and police wouldn’t be bother unless it is highly impacted the society and causing disruption to society
xander2k8
post Jun 6 2023, 01:14 PM

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QUOTE(xiaoxiaoshen @ Jun 6 2023, 11:22 AM)
there are many different of people, previously i did show a guy that the donation is scam, since not able to contact the person, it is only left account number for you to pay. but what he respond, i dont care, what if this is not a scam a the person in need of money to save life, in that case of course the person will leave contact detail (some with contact detail also scammer), i told that 99.9% is scammer. then he respond i still got 0.1% to save a life. WTH  ranting.gif .
yeah really got this kind of person. if you donate you keep grow of scammer.

check this out you still got 0.00001% to save a life.

sorry out of topic, but shall let any know about the scam while using E wallet.
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The problem is TnG has to start a policy prohibiting personal donation in the 1st place in order to discourage the scammers πŸ€¦β€β™€οΈ as they are using EWallet because lack of regulation and compliance by the wallet providers πŸ€¦β€β™€οΈ

QUOTE(beLIEve @ Jun 6 2023, 12:51 PM)
I came across people similar As long as s/he has done her part, doesn't matter the other side genuine or fake.

I also know rich people taking free food for the poor. Taker probably richer than the giver. Yet, both continue doing what they're doing.
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Can’t help when the scourge of society has been change πŸ€¦β€β™€οΈ which is rich is getting richer πŸ€¦β€β™€οΈ
xander2k8
post Jun 7 2023, 03:48 PM

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QUOTE(poweredbydiscuz @ Jun 7 2023, 03:08 PM)
Just install and login on the new phone?
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Yes and then you need to use TapSecure now to link to the new device

QUOTE(Human Nature @ Jun 7 2023, 03:12 PM)
Wouldn't TNG detect it as login on two different phones and ban? Last tiime my fiend used my phone to login to his TNG and I got banned for few hours.
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Now will be different because of TapSecure to link only one device at one time unlike last time
xander2k8
post Jun 8 2023, 05:07 PM

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QUOTE(beLIEve @ Jun 7 2023, 06:22 PM)
Helped someone sign up new account. Immediate top up $50 with CC results in suspicious activity.
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The algorithm for new accounts will be sensitive to it

QUOTE(contestchris @ Jun 7 2023, 09:34 PM)
Nowadays vouchers all none or less? RM2 / RM50 Lazada, RM5 / RM50 Shell, RM1 reload pin...always mostly not available.
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It is because the allocation is already exhausted hence wait for them to refresh

QUOTE(ClarenceT @ Jun 8 2023, 08:20 AM)
A lot of users are checking in now compared to 1-2 months ago. So A+ also stops to give -RM10 at 7th day. Similar to what happened in Nov-Dec.
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Nothing to do with user check ins πŸ€¦β€β™€οΈ it is more on the allocation to spend on giving out discounts on those vouchers

QUOTE(James.L1M @ Jun 8 2023, 02:38 PM)
Is TnG GOinvest underpaying the monthly payouts? Instead of 3.7% p.a., am being paid interest of around 1.48% p.a. (prorated). I feel shortchanged by TnG and am thinking of moving more funds to StashAway Simple instead where the monthly payout of 4.1% p.a. truly adds up.
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You should check with Principal instead of the underpayment but even StashAway is not 4.1% guaranteed as it projected πŸ€¦β€β™€οΈ 4.1%
xander2k8
post Jun 9 2023, 03:47 AM

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QUOTE(contestchris @ Jun 8 2023, 06:41 PM)
The Lazada voucher from A Plus rewards can be used for Petronas or Shell vouchers through Lazada?
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Already stated in the TnC no digital products πŸ€¦β€β™€οΈ only physical products with some exception like baby powder and other exclusion products
xander2k8
post Jun 10 2023, 11:54 PM

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QUOTE(max_cavalera @ Jun 10 2023, 02:23 PM)
Why merchant display their QR code small banner with maybank deco, when i scan with my tngewallet not supported yah?

I thought duitnow qr is universal?
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Some not universal especially bank issued QR

QUOTE(shawnme @ Jun 10 2023, 04:02 PM)
Hmm, speaking of which, I encountered once as well, where its DuitNow QR, showed as cimb, with the restaurant name. So I assume it's business account.

- Grabpay scan successful, but error during payment
- TnG ewallet, unable to scan
- BigPay.... Successful transaction (but categorised as "others")

Now that it's a discussion, I'm curious too.
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Bank issued QR for SMEs is different as some banks have restriction receiving from EWallet

Which is why TnG have to issued Visa Card to counter this issue πŸ€¦β€β™€οΈ
xander2k8
post Jun 11 2023, 08:56 PM

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QUOTE(SUPERMAN FLYING @ Jun 11 2023, 01:40 PM)
Will it Kena ban if use same credit card to top up different tng ewallet?
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According to the TnG yes as they have the right under user ToS as Credit cards with activities suspected to be in violation of these transaction processing rules will not be allowed to make a payment on Touch 'n Go eWallet.

https://support.tngdigital.com.my/hc/en-my/...dit-debit-card-

xander2k8
post Jun 13 2023, 04:59 PM

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QUOTE(Human Nature @ Jun 13 2023, 02:33 PM)
I made an online payment via ipay88 using TNG ewallet. The ipay88 system froze and later shows invalid transction. However, money is deducted from TNG ewallet. Will it be refunded and how long?
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Merchant dependant as well because with ZCity refund was instantly after 2 hours
xander2k8
post Jun 14 2023, 03:47 AM

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QUOTE(Optizorb @ Jun 14 2023, 03:32 AM)
Wtf the go+ rate so rubbish today.

3.33%
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Because the fund manager didn’t manage it properly πŸ€¦β€β™€οΈ and lost out due to latest OPR hike since 3.52% was before the hike and then went down to below 3.49%
xander2k8
post Jun 14 2023, 02:34 PM

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QUOTE(Zaryl @ Jun 14 2023, 11:37 AM)
Hi, can any sifus here explain some details & tips on the latest GoInvest invest plans?

got 8 new funds and some of them got returns up to 12.35% p.a.
got Conservative, Moderate or Aggresive type of investments.
Being a muslim, i target only Shariah-compliant of course.

So my questions:

1. some of the funds for example, offer 4.2% 3Y annualized return. What does 3Y annualized return means? I need to wait after 3 years to get that 4.2% return or just normal 4.2% per year return?
2. some funds offer Global markets returns. Does this means it could be higher than 12.35% or lower, depending on global markets?
3. as of now, i have invested some money in Go+ to get daily returns & GoInvest Save (the old one) for short to medium term goals.

should i diversify more and this latest TnG GoInvest investment plans are worth it?

thanks sifus!
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Annualised return meaning depicting the yearly earnings that the investment would generate over the holding period as of 31st March 2023 including dividends return. And remember this projected past performance doesn’t means it will be the same for the future πŸ€¦β€β™€οΈ and you should whether is there any sales charges before you embark such UT
xander2k8
post Jun 16 2023, 04:12 PM

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QUOTE(poweredbydiscuz @ Jun 16 2023, 03:08 PM)
Hmm mine never prompt for face verification. Hope it stays that way.

Maybe try to enable and disable again?
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It is random verification so don’t worry too much as it is used to be verify using partial IC number as it usually in A+ rewards
xander2k8
post Jun 18 2023, 03:05 PM

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QUOTE(T09 @ Jun 18 2023, 10:53 AM)
Noiceee. They should sell RM500 and RM1000 too tongue.gif
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No point selling so high when there is monthly limit πŸ€¦β€β™€οΈ restricted
xander2k8
post Jun 18 2023, 06:22 PM

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QUOTE(ClarenceT @ Jun 18 2023, 04:14 PM)
It is already a blessing TNG Digital don't further cut the monthly limit for so many months.
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Unlikely to cut further πŸ€¦β€β™€οΈ because that is lowest limit allowed based on BNM rules for EWallet usage limits
xander2k8
post Jun 21 2023, 05:17 AM

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QUOTE(WaCKy-Angel @ Jun 20 2023, 11:53 PM)
U need to link atleast 1 time.

Btw i have no idea what is the linking for, or it does not work.
Its supposed not allow u to login another device right? has to contact TNG if u need to login another device correct me if im wrong.

I still can login another device without issue and does not need to re-link again. Just cancel/press anywhere the linking popup will go away.
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Is to support TapSecure Authentication if there is any online transaction but I believe in your situation it does not work really well πŸ€¦β€β™€οΈ since you are able to login into another device
xander2k8
post Jun 21 2023, 08:04 PM

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QUOTE(sushix @ Jun 21 2023, 03:44 PM)
ok not fun then, what's the point of enabling DuitNow Transfer but get banned if use it  sad.gif
I am using credit card just because of cashback, no point to top up TNG with CASA, I could just do online transfer directly from my CASA sad.gif
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Keyword is excessive πŸ€¦β€β™€οΈ because they wanna make money from your balance as to TnG any credit card reload costs them to pay bank charges
xander2k8
post Jun 23 2023, 06:55 AM

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QUOTE(tvcat @ Jun 22 2023, 11:59 AM)
This is weird. I only use TnG on one phone. Cleared the data and after enter phone number and PIN, it show the face scanning immediately. Maybe you had one linked device unlike me where I never link before IINM.
I cleared the app data and now it will pop up face scanning during login. This is stupid.
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Then their security validation has failed big time πŸ€¦β€β™€οΈ

QUOTE(shawnme @ Jun 22 2023, 01:00 PM)
Hmm.. Another weird thing I noticed.

I cleared data, uninstall etc. Now, the annoying prompt to link device is back. Meanwhile, in the "linked device" setting, it still shows the previous linking date (of this same device).

I'm guessing this means their "linking of device" data is stored locally and clearing the data somehow messed up something.

- same device
- same account, no other logged in

Also, I've never come across any usage for Tap Secure. All transacted via scan and pin.
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TapSecure mainly to used to link your TNG wallets to other apps ie like Foodpanda and Lazada
xander2k8
post Jun 26 2023, 04:19 PM

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QUOTE(beLIEve @ May 16 2023, 05:48 PM)
Yes, but I think have to split into multiples of 4999.
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QUOTE(Gen000 @ Jun 26 2023, 03:30 PM)
guy what is the limit for cash in ?
last time i can do up to 9k (cause everymonth i cash in this amount).
but today when my balance low, i try to cash in 5k also fail, max allow for me is 4000.
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Read through πŸ€¦β€β™€οΈ it is 4999
xander2k8
post Jun 26 2023, 04:53 PM

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QUOTE(Gen000 @ Jun 26 2023, 04:23 PM)
But I hate how tng tech team handle error, bug n ....
It just show heavy traffice msg or suspicious activity but never tell that is limit causing it
Malaysia tng cto is really sucks.
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Not just TnG πŸ€¦β€β™€οΈ most EWallet tech team when they designed the program the app the codes are not able to do proper error handling which is why you always see the updates happening every other week

Heavy traffic it is due to ebelia cash handout πŸ€¦β€β™€οΈ which causes TnG to shut their EWallet especially those linking online apps which will happen once it a while because their server cannot handle the extra traffic load generated
xander2k8
post Jul 3 2023, 05:09 AM

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QUOTE(loserguy @ Jul 2 2023, 10:38 AM)
There is a filter in the transaction history, but not sure if can filter by reload pin.
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Yes can filter under cash in but you need to check on the reload row by row itself πŸ€¦β€β™€οΈ tedious but still doable

This post has been edited by xander2k8: Jul 3 2023, 05:09 AM

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