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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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xander2k8
post Aug 25 2023, 04:09 PM

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QUOTE(anakMY @ Aug 25 2023, 02:40 PM)
Hv u tried buying it? They will instantly send u the pin ?
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Why bother buying when you have to pay extra fees πŸ€¦β€β™€οΈ just go and buy at 711
xander2k8
post Aug 26 2023, 01:35 AM

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QUOTE(darachan @ Aug 25 2023, 11:13 PM)
Are there any drawbacks if registered phone for TnGewallet has its simcard on another phone? Most purchase/transfers only require the PIN code is sufficient?
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No issue since the start and now with the device link and secure tap doesn’t matter at all πŸ€¦β€β™€οΈ
xander2k8
post Aug 29 2023, 08:30 AM

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QUOTE(poweredbydiscuz @ Aug 28 2023, 06:57 PM)
Huh? I tot after activate duitnow in tng, other people can simply duitnow to our mobile no or IC no then the money will go to our tng ewallet?

If need to select tng ewallet like above, how do people know our duitnow is link to tng and not other bank?
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Difference is the ID and account are unique πŸ€¦β€β™€οΈ both can used separately

QUOTE(shawnme @ Aug 28 2023, 07:11 PM)
DuitNow to Mobile and NRIC receiving account is entirely up to you. Funds will be transferred to whichever account your mobile and nric DuitNow is linked to.

The method above is used for TnG's DuitNow account number. Not related to mobile/nric DN.

It costs nothing to one's own trial and error, to understand how it works and discover what works for you.
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That is why DuitNow failed to educate the public πŸ€¦β€β™€οΈ difference in ID and Account can be used seperate my of each other
xander2k8
post Aug 29 2023, 02:23 PM

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QUOTE(ronnie @ Aug 29 2023, 09:09 AM)
There are 3 types of DuitNow :-
1. Using your Mobile number
2. Using your MyKad
3. Using 12-digit account number (like TnG eWallet)
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Not 3 types πŸ€¦β€β™€οΈ only 2 types fixed and flexible

Fixed is account number when it assigned by the EWallet provider while flexible is IC and phone number which can be used interchangeably at any DuitNow members of banks and EWallet provider
xander2k8
post Aug 29 2023, 05:14 PM

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QUOTE(shawnme @ Aug 29 2023, 02:57 PM)
Dude, you don't need to have the last say in everything.

What was listed is just a collective of known differences between each type of DN. Nothing inaccurate there. Not a single mention/quote regarding fixed/flexible.
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I am sure you do not know about National Addressing Database in DuitNow πŸ€¦β€β™€οΈ whereby the ids are categorised as being fixed and flexible πŸ€¦β€β™€οΈ

This post has been edited by xander2k8: Aug 29 2023, 05:15 PM
xander2k8
post Aug 31 2023, 10:06 AM

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QUOTE(ViLenG @ Aug 31 2023, 09:40 AM)
for example if i got rm10 now then how much return i get ?
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At the current rate around 3.45% it will be rm0.0009 per day rounded up to 4 decimal points
xander2k8
post Aug 31 2023, 08:05 PM

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QUOTE(ViLenG @ Aug 31 2023, 10:57 AM)
wa expensive nid spend rm10
anyway i gotta try it and deposit this weekend to see how much i can get
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RM10 is nothing these days πŸ€¦β€β™€οΈ can’t even buy you 2 meals a day and don’t expect rm10 to give you 0.01 in return πŸ€¦β€β™€οΈ

QUOTE(cfa28 @ Aug 31 2023, 01:03 PM)
thanks for your feedback

actually i  never used for cash advance before or even transfer back from ewallet to my bank account. only used my card to reload for my wife ewallet also

nvm, have to use duit now transfer
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You already answer your own question πŸ€¦β€β™€οΈ the ban is because you use your own card to reload others account

QUOTE(zstan @ Aug 31 2023, 07:42 PM)
I'm guessing they are recycling their pin numbers. Once sold out they will refresh the system?
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Not recycling πŸ€¦β€β™€οΈ but allocated to certain number in the platform as they will have to allocate to some cash reload in physical stores
xander2k8
post Sep 1 2023, 05:13 PM

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QUOTE(ronnie @ Aug 31 2023, 08:36 PM)
so we should keep PIN for it will work next time ?
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Won’t work πŸ€¦β€β™€οΈ because the pin doesn’t tied to the same denomination

QUOTE(smartfreak @ Sep 1 2023, 02:50 PM)
Bank Negara Malaysia imposes Administrative Monetary Penalty on TNG Digital Sdn. Bhd. for non-compliances with the Financial Services Act 2013
https://www.bnm.gov.my/-/ea-pn-07-2023
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Useless press release πŸ€¦β€β™€οΈ matter happened in May only public disclosure release more than 3 months later and the amount seems negotiated reduction of penalties

QUOTE(loserguy @ Sep 1 2023, 03:27 PM)
fuiyoo jho low pakai tng e wallet also  bangwall.gif
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Not jho low πŸ€¦β€β™€οΈ it is rumoured linked to PM8 cases

QUOTE(annoymous1234 @ Sep 1 2023, 05:09 PM)
what does it mean in layman term? they fail to verify customer?
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Yes fail to screen and verified account identity particularly ekyc failed πŸ€¦β€β™€οΈ and that was before they introduced FaceID and linked devices
xander2k8
post Sep 9 2023, 02:16 PM

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QUOTE(ronnie @ Sep 9 2023, 01:07 PM)
Algorithm:
1. Check which balance is enough to cover the swipe, then deduct from that balance. It's more efficient actually.

IF they do another check like your idea, it will be 2-step process.
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Not just efficient algorithm but also for auditing purposes as well
xander2k8
post Sep 28 2023, 04:27 AM

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QUOTE(paogeh @ Sep 27 2023, 04:23 PM)
i just called TNG ewallet careline

took 15mins to connnect to CS .

then the CS said he is not the right person , line is bad .....

and thats it ....wasted 17mins calling non response TNG ewallet for the  petrol kiosk faulty machine that refuse refund RM200 x2  .
user posted image
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At least you got through πŸ€¦β€β™€οΈ many have tried but failed

QUOTE(wjleong15 @ Sep 27 2023, 08:57 PM)
Standard lah
But bnm not do anything
Now a few banks started call line difficult to call in
So terrible
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Very simple boycott those banks πŸ€¦β€β™€οΈ and file a report to telelink
xander2k8
post Sep 29 2023, 03:08 PM

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QUOTE(paogeh @ Sep 29 2023, 11:08 AM)
Update :::

after call TNG CS--- they said they cant do anything from their side
Just now , i go back to Petronas to ask

the staff there call TNG again ...

this round the TNG claim NEED 30DAYS TO INVESTIGATIVE .
basically , u call/write in ....its useless NEED 30 DAYS to investigave ....
basically , the kisok rosak ----pakiu , customer need to pay for 30 days for the mistake.
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Both parties at fault in the 1st place πŸ€¦β€β™€οΈ but TnG should shoulder 70% of the fault because they are payment processor and receipant of the transaction πŸ€¦β€β™€οΈ

QUOTE(johnchen @ Sep 29 2023, 11:22 AM)
Finally TNG smart already la  rclxm9.gif
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Not that smart πŸ€¦β€β™€οΈ when it should be the case since day 1 when introduced such balances
xander2k8
post Sep 29 2023, 05:11 PM

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QUOTE(victorian @ Sep 29 2023, 04:53 PM)
Lmao. If you are abusing a loophole just keep quiet if there is any issue.

But no you just had to make a hoo haa and bring the whole ship down, just because your money is stuck.
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Plus no point making noises here πŸ€¦β€β™€οΈ when it cannot be fixed here

Very soon they enforce the same method with debit card where pre authorised petrol will be just hold on the amount without moving the amount around
xander2k8
post Oct 13 2023, 06:17 PM

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QUOTE(wjleong15 @ Oct 13 2023, 05:42 PM)
Thanks for the info
My main concern is fees imposed on my persistent earnings from cc
Tng 1% is robbing me
So I will definitely reduce the usage
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Not robbing you πŸ€¦β€β™€οΈ because when you sign up you have already agreed with their TnC πŸ€¦β€β™€οΈ

QUOTE(cybpsych @ Oct 13 2023, 06:04 PM)
haiya not robbing la

all these while providers absorbing the fee only.

by right they cannot pass down the fees to consumer. yet bnm allowed this knowing cc users are aggressive in reloading into ewallets.

again, short-sightedness by bnm which contradicts with their own principles doh.gif
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Because they will have to absorb a lot of MDR now πŸ€¦β€β™€οΈ hence they will recoup the money somewhere and the best way to charge CC users and later we will see debit card will affected soon

This post has been edited by xander2k8: Oct 13 2023, 06:17 PM
xander2k8
post Oct 17 2023, 06:52 AM

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QUOTE(beLIEve @ Oct 16 2023, 02:38 PM)
Boost and Grab nowhere near? Grab has tonnes of money to absorb CC fees if they want to grow their wallet.
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Not as much as you think already πŸ€¦β€β™€οΈ plus no Grab points awarded for a lot of spending categories
xander2k8
post Oct 19 2023, 04:49 PM

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QUOTE(ClarenceT @ Oct 19 2023, 09:16 AM)
Can buy KK Super Mart RM5/10 e-voucher.
Long validity, can buy cheap house brand items or price controlled items eg bread.
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Definitely better value than buying petrol vouchers πŸ€¦β€β™€οΈ since it is on top with 4% off for now
xander2k8
post Oct 24 2023, 05:04 PM

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QUOTE(robt1013 @ Oct 24 2023, 02:03 PM)
Merchant duitnow QR, they don't need to declare as income in tax return? sweat.gif
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As long as payment is not received πŸ€¦β€β™€οΈ there is ways not to declare as income

QUOTE(ClarenceT @ Oct 24 2023, 02:10 PM)
Invoice =/= payment

Eg
Your friend owns an optical shop, already invoice RM3000.
Customer paid in cash but yet to be deposited into the bank account.
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Don’t give ideas πŸ€¦β€β™€οΈ later TnG start clamping down for many

xander2k8
post Oct 27 2023, 02:34 PM

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QUOTE(chong6998 @ Oct 27 2023, 02:14 PM)
do u guys log in tng  a+ reward daily,  the 7th day reward getting lesser amount this few weeks,  was rm5 before, then rm4, now become rm3 ==
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Usual as they are not charity πŸ€¦β€β™€οΈ previously started at rm10 and just be thankful they are still throwing a bit money to you πŸ€¦β€β™€οΈ
xander2k8
post Oct 27 2023, 02:47 PM

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QUOTE(jasontoh @ Oct 27 2023, 02:41 PM)
But why use Tng Visa to pump petrol? There are many other cards that give cashback, right?
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They use to change NT to T πŸ€¦β€β™€οΈ not planning actual to bowser to the car
xander2k8
post Oct 27 2023, 03:05 PM

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QUOTE(victorian @ Oct 27 2023, 02:59 PM)
If you are doing something bordering illegal/grey area, just keep quiet and resolve it yourself if there is any technical issue.

It's just plain stupid to share it here and expect to get support from the members.
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Can’t help it when they want to rant πŸ€¦β€β™€οΈ when they know the ball is not in their court and solutions are from the provider itself
xander2k8
post Oct 31 2023, 02:30 PM

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QUOTE(GamaX320 @ Oct 31 2023, 02:29 PM)
Hi all sifu recently pump petrol using TNG visa card its pre auth RM100 and been few days its still not yet refund where should i report this issues?
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Use the help button in the app itself otherwise you can call them πŸ€¦β€β™€οΈ but expect a long wait for them to answer

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