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 Personal Loan, Any inquiries you may raise here.

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TShanalolu
post Aug 19 2007, 05:22 PM

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QUOTE(eijazz @ Aug 17 2007, 05:26 AM)
Just wondering if any chance for self employ person for apply personal loan? Buy car can, but dunno about personal loan.someone got experience please share.Thank you  notworthy.gif  notworthy.gif
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Yes, self employ also can apply personal loan, even more easier. PMed you.

Added on August 25, 2007, 7:44 pmFYI, we do have prompt case, you may use your credit card, or car loan, or housing loan to apply personal loan. It is not as a collecteral.

1. Credit card more then 8k limit, more than 1 year.
2. Car loan more than 50k loan amount, more than 1 year.
3. House loan more than 100k loan amount, more than 1 year.

Added on August 30, 2007, 10:59 pmGood news !! The processing fee RM100 was eliminated effective from 1st Sept 07. Only stamp duty remain 0.5%. Thanks.

This post has been edited by hanalolu: Aug 30 2007, 10:59 PM
jamesbong007
post Sep 6 2007, 01:13 PM

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QUOTE(hanalolu @ Aug 9 2007, 08:18 PM)
Still the same, unless you able to maintain good payment for 6 month continuiosly, then your record in BNM and citibank is clean.

Added on August 9, 2007, 8:27 pm

Have you investigate on al-rajhi personal loan ?

Al-rajhi
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Processing fee 150 + stamp duty 10 + Trading cost 150 = RM310
Interest rate 8.5% flat
Up to 5x only
Money credit to your acct
More document needed

Citibank
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Processing fee 100 + 0.5% stamp duty
Interest rate 7.6 - 9.18 flat
up to 10x
Moeny credit to your acct or issue cheque
less document need

Other than that, is the same.
Please cprrect me if I am wrong.
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hanalolu..citibank no more processing fee at all..is free..oli 0.5%stamp duty..

Added on September 6, 2007, 1:15 pmi m james from citibank personal loan department..i m doing personal loan direct sales in citibank so i m the 1 tat will go to ur place for ur application..sms or called me @ 0142207202

This post has been edited by jamesbong007: Sep 6 2007, 01:15 PM
yewkhuay
post Sep 6 2007, 01:28 PM

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QUOTE(jamesbong007 @ Sep 6 2007, 01:13 PM)
hanalolu..citibank no more processing fee at all..is free..oli 0.5%stamp duty..

Added on September 6, 2007, 1:15 pmi m james from citibank personal loan department..i m doing personal loan direct sales in citibank so i m the 1 tat will go to ur place for ur application..sms or called me @ 0142207202
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budak ni promosi every thread..... sweat.gif
TShanalolu
post Sep 6 2007, 10:03 PM

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QUOTE(yewkhuay @ Sep 6 2007, 01:28 PM)
budak ni promosi every thread..... sweat.gif
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Ya lo, janganlah promote dalam thread aku ~~ smile.gif
max_cavalera
post Sep 6 2007, 10:05 PM

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wei jamesbong007. jangan spam all over this thread for the same thing. open up your own thread la kalo mau offer loan. cilakak.... :-"
vin_ann
post Sep 6 2007, 10:16 PM

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QUOTE(jamesbong007 @ Sep 6 2007, 01:13 PM)
hanalolu..citibank no more processing fee at all..is free..oli 0.5%stamp duty..

Added on September 6, 2007, 1:15 pmi m james from citibank personal loan department..i m doing personal loan direct sales in citibank so i m the 1 tat will go to ur place for ur application..sms or called me @ 0142207202
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wah lau yeh.... u got so desprerate meh....
btw, i also know some1 from citibank lol...


yewkhuay
post Sep 7 2007, 10:19 AM

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reported................
lara_
post Sep 7 2007, 11:00 PM

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Hi Hanalolu,

My salary 2.2k. Just working 3months.

Can I get 8k loan and pay for 2 years?

How much should I pay per month? 384?


Thank you.
TShanalolu
post Sep 9 2007, 11:50 AM

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QUOTE(lara_ @ Sep 7 2007, 11:00 PM)
Hi Hanalolu,

My salary 2.2k. Just working 3months.

Can I get 8k loan and pay for 2 years?

How much should I pay per month? 384?
Thank you.
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Yes, you can get 8k if your basic salary is 2.2k.
8k loan for 2 years, monthly installment RM384.
Darkmage12
post Sep 9 2007, 05:23 PM

shhhhhhhhh come i tell you something hehe
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wow got another agent here but not that citibank gina who simply spam in every thread....
mozakiboy
post Sep 11 2007, 02:17 AM

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Want to ask you something personal regarding the personal loan. Can i email you to talk about it?
TShanalolu
post Sep 11 2007, 11:55 PM

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QUOTE(mozakiboy @ Sep 11 2007, 02:17 AM)
Want to ask you something personal regarding the personal loan. Can i email you to talk about it?
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No problem, your mail is always welcome.
Silverblade
post Sep 14 2007, 11:45 AM

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I have a question, If I wanted to borrow 30K what the interest rate for 10 years tenure? if i even could pay up to 10 years?
TShanalolu
post Sep 21 2007, 09:55 PM

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For citibank max tenure is 5 years.
sherrina
post Sep 22 2007, 08:31 PM

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hanalolu,

the 7.5% is only for two years (as u mentioned in PM). If more than 2 years, what's the interest rate?
yewkhuay
post Sep 22 2007, 10:53 PM

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if i wan 50K personal loan, how much do i pay in 5yrs?
Street Force
post Sep 23 2007, 02:00 AM

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hello bro hanalolu, do u accept question regarding applying a Credit Card?
TShanalolu
post Sep 24 2007, 03:47 AM

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QUOTE(yewkhuay @ Sep 22 2007, 10:53 PM)
if i wan 50K personal loan, how much do i pay in 5yrs?
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For 50k loan in 5 years tenure, Rm1215 monthly.

Added on September 24, 2007, 3:48 am
QUOTE(Street Force @ Sep 23 2007, 02:00 AM)
hello bro hanalolu, do u accept question regarding applying a Credit Card?
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Sure, no problem !

This post has been edited by hanalolu: Sep 24 2007, 03:48 AM
Street Force
post Sep 24 2007, 05:39 PM

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What is the requirement to apply a credit card?
Which bank is the best to go for?
how/where to apply for it?

i am 20y/o with monthly salary 1.5k above
nnpjj
post Sep 24 2007, 05:46 PM

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any bank is ok, look 4 1 that is convenient to you
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