QUOTE(suicideroach @ Sep 22 2020, 01:32 AM)
Exactly so I double checked on the screenshot of the email between them SA and their lead, the email dated 14 September.It’s actual email with price.
Proton X50 2020 v1, B-Segment killer
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Sep 22 2020, 11:29 PM
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#61
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Sep 22 2020, 11:32 PM
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#62
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QUOTE(GOPI56 @ Sep 22 2020, 09:39 AM) Geely not yet decided the price for X50, still in discussion. Even Proton management have no idea about it. They have. It’s just that they are playing with the price game.RRP already submitted to MITI for sure otherwise won’t make it if they launch next month. How they play with it while bypassing MITI is by using “Discount and rebate” strategy. If you understand how business and marketing work, they tend to strategize this way to attract customer. While keeping customer’s curiosity or I would say, budget in check. |
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Sep 23 2020, 11:09 AM
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#63
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QUOTE(Ryou @ Sep 23 2020, 09:12 AM) Actually yes, you can. SA can apply with estimated price 1st, I've seen some people got their x50's loans approved. Can bank actually loan you money without a product/purchase statement after approval ?My SA already hand-in my loan application yesterday, was told that it will take around 3 days to process. Just curious what's the normal rates would be around. Are you sure car loan works this way ? This sounds like personal loan to me. Let alone mortgage loan. |
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Sep 23 2020, 06:06 PM
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#64
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QUOTE(storky20 @ Sep 23 2020, 01:58 PM) My SA from Proton Edar told me the exact same thing as the above post. They’ll submit the loan application with estimated pricing. Once the car price confirmed, they’ll revise to the actual amount. Seems like we just found a loophole in bank system to exploit.Think the logic here is that SAs want you to get approved for the credit facility to ease the final loan application. If banks know you’re good for 100K now, you should be good for 100K when car is delivered. Thus, quicker loan approval when the final pricing is confirmed. |
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Sep 23 2020, 06:08 PM
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QUOTE(ayonan @ Sep 23 2020, 02:32 PM) I don't think they submit based from estimated price. Probably submit loan for x70 standard variant, later once car price announced, just change car type and adjust abit since similarly priced. Reason is to speed up process like what you said, can loan for 97k car surely can loan for whatever x50 variant you want. No it’s the fact that you can get loan approved without a purchase statement. At least for house loan you need property information plus proof of property only can submit for approval right ?Otherwise everyone can take out all sorts of loan like personal loan ??? What is the purpose of labeling ‘mortgage loan’ and ‘car loan’ ? Old1030 liked this post
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Sep 23 2020, 09:15 PM
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#66
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QUOTE(storky20 @ Sep 23 2020, 08:30 PM) Well, technically, if the hire purchase loan is approved, the funds get transferred directly to the vendor/merchant (Proton) and doesn’t reach my pocket at all. So, I don’t really see how anyone would take advantage of this to commit fraud. Thanks for pointing out the fact that the loan money goes to 3rd party not to lender itself bro.And I’m 100% sure banks have their own checks in place to prevent this from happening. Relax je... if loan is ‘pre-approved’ and I can get the car early, win win for everyone. Proton gets the money. Banks get a new customer. I get the car. |
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Sep 24 2020, 09:33 AM
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#67
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Sep 24 2020, 09:37 AM
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#68
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Hi all, internal announcement from Proton to dealers.
“ Good morning all dealer bosses. Kindly take note HQ is started full production base on actual client booking on X50 by model, color, each respectively. As foreseen the over whelming of booking, we want the Rm500 booking to transfer from dealer to (censored) Account. (Refer to memo (censored/MSD/2020/199) For those dealer treat your VIP client zero booking fees, kindly advise and compulsory to pay the Rm500 booking in order to get the earlier stock allocation. This is to make sure earlybid get car in prior and avoid manipulation in system, jump queue etc. Happy selling” No more zero booking even if your SA treat like VIP This post has been edited by exdtan: Sep 24 2020, 09:37 AM |
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Sep 24 2020, 12:22 PM
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#69
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Sep 24 2020, 08:06 PM
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Sep 25 2020, 08:32 AM
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Sep 25 2020, 08:33 AM
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#72
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QUOTE(infernoaswen @ Sep 24 2020, 11:09 PM) Hi guys, any good SA to recommend? I doubt any from proton will be giving cash rebates for such newly launch model huh? Do you guys think we still can make it to get the car by end of this year to make it for the tax discount? Now almost end of Sept. Price also haven't announced, test drive unit also wont be so soon I guess :confused: Just PM you my SA info. Feel free to contact her.You all already placed your bookings? Thinking to consider x50 among hr-v & subaru xv (cash rebate 10k quite attractive) |
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Sep 25 2020, 04:40 PM
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#73
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Sep 25 2020, 04:41 PM
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#74
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Sep 25 2020, 06:46 PM
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Sep 25 2020, 10:29 PM
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Sep 25 2020, 10:29 PM
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Sep 26 2020, 10:56 PM
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Sep 27 2020, 02:11 PM
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My SA warn me again Flagship May cost more than 100K 😂
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Sep 27 2020, 10:58 PM
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#80
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