Welcome Guest ( Log In | Register )

17 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

 Proton X50 2020 v1, B-Segment killer

views
     
TSexdtan
post Sep 22 2020, 11:29 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(suicideroach @ Sep 22 2020, 01:32 AM)
i thought Proton already confirmed these price are fakes?

user posted image
*
Exactly so I double checked on the screenshot of the email between them SA and their lead, the email dated 14 September.
It’s actual email with price.
TSexdtan
post Sep 22 2020, 11:32 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(GOPI56 @ Sep 22 2020, 09:39 AM)
Geely not yet decided the price for X50, still in discussion. Even Proton management have no idea about it.
*
They have. It’s just that they are playing with the price game.

RRP already submitted to MITI for sure otherwise won’t make it if they launch next month.

How they play with it while bypassing MITI is by using “Discount and rebate” strategy.

If you understand how business and marketing work, they tend to strategize this way to attract customer. While keeping customer’s curiosity or I would say, budget in check.
TSexdtan
post Sep 23 2020, 11:09 AM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(Ryou @ Sep 23 2020, 09:12 AM)
Actually yes, you can. SA can apply with estimated price 1st, I've seen some people got their x50's loans approved.
My SA already hand-in my loan application yesterday, was told that it will take around 3 days to process. Just curious what's the normal rates would be around.
*
Can bank actually loan you money without a product/purchase statement after approval ?

Are you sure car loan works this way ? This sounds like personal loan to me.

Let alone mortgage loan.
TSexdtan
post Sep 23 2020, 06:06 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(storky20 @ Sep 23 2020, 01:58 PM)
My SA from Proton Edar told me the exact same thing as the above post. They’ll submit the loan application with estimated pricing. Once the car price confirmed, they’ll revise to the actual amount.

Think the logic here is that SAs want you to get approved for the credit facility to ease the final loan application. If banks know you’re good for 100K now, you should be good for 100K when car is delivered. Thus, quicker loan approval when the final pricing is confirmed.
*
Seems like we just found a loophole in bank system to exploit.
TSexdtan
post Sep 23 2020, 06:08 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(ayonan @ Sep 23 2020, 02:32 PM)
I don't think they submit based from estimated price. Probably submit loan for x70 standard variant, later once car price announced, just change car type and adjust abit since similarly priced. Reason is to speed up process like what you said, can loan for 97k car surely can loan for whatever x50 variant you want.
*
No it’s the fact that you can get loan approved without a purchase statement. At least for house loan you need property information plus proof of property only can submit for approval right ?

Otherwise everyone can take out all sorts of loan like personal loan ??? What is the purpose of labeling ‘mortgage loan’ and ‘car loan’ ?
TSexdtan
post Sep 23 2020, 09:15 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(storky20 @ Sep 23 2020, 08:30 PM)
Well, technically, if the hire purchase loan is approved, the funds get transferred directly to the vendor/merchant (Proton) and doesn’t reach my pocket at all. So, I don’t really see how anyone would take advantage of this to commit fraud.

And I’m 100% sure banks have their own checks in place to prevent this from happening.

Relax je... if loan is ‘pre-approved’ and I can get the car early, win win for everyone. Proton gets the money. Banks get a new customer. I get the car.
*
Thanks for pointing out the fact that the loan money goes to 3rd party not to lender itself bro.
TSexdtan
post Sep 24 2020, 09:33 AM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(storky20 @ Sep 23 2020, 10:13 PM)
Friend, that’s how ALL loans (except personal/business) work if you’re going through a bank lol.
*
Ain’t that becomes a fraud issue ? You took out loan to merchant but merchant have nothing to provide you yet ? ( could be years or never send product to you )
TSexdtan
post Sep 24 2020, 09:37 AM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
Hi all, internal announcement from Proton to dealers.

“ Good morning all dealer bosses.

Kindly take note HQ is started full production base on actual client booking on X50 by model, color, each respectively. As foreseen the over whelming of booking, we want the Rm500 booking to transfer from dealer to (censored) Account. (Refer to memo (censored/MSD/2020/199)

For those dealer treat your VIP client zero booking fees, kindly advise and compulsory to pay the Rm500 booking in order to get the earlier stock allocation.

This is to make sure earlybid get car in prior and avoid manipulation in system, jump queue etc.

Happy selling”

No more zero booking even if your SA treat like VIP

This post has been edited by exdtan: Sep 24 2020, 09:37 AM
TSexdtan
post Sep 24 2020, 12:22 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(KariAyam @ Sep 24 2020, 10:50 AM)
Ooh this is me then the VIP. But no price yet I also not 100% sure want to take x50 or x70 haha
*
If you don’t care about exterior and the L2 feature then I would suggest to just go with X70
TSexdtan
post Sep 24 2020, 08:06 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(sonotme @ Sep 24 2020, 06:29 PM)
It's a compromise definitely. Ask yourself, how often do we use the 360 camera..
*
I think they totally give up on camera quality because they already removed dashcam capability.
TSexdtan
post Sep 25 2020, 08:32 AM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(mhs87 @ Sep 25 2020, 07:46 AM)
i heard from bfm's cruise control the booking is already at 12k (i guess this include the one paying the rm500 and not) but proton only expected to deliver 4k units before 31/12
*
Wonder if I’m one of the first 4000s 😵
TSexdtan
post Sep 25 2020, 08:33 AM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(infernoaswen @ Sep 24 2020, 11:09 PM)
Hi guys, any good SA to recommend? I doubt any from proton will be giving cash rebates for such newly launch model huh? Do you guys think we still can make it to get the car by end of this year to make it for the tax discount? Now almost end of Sept. Price also haven't announced, test drive unit also wont be so soon I guess  :confused:

You all already placed your bookings? Thinking to consider x50 among hr-v & subaru xv (cash rebate 10k quite attractive)
*
Just PM you my SA info. Feel free to contact her.
TSexdtan
post Sep 25 2020, 04:40 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(TSW88 @ Sep 25 2020, 08:43 AM)
Pm me too the SA inform tq
*
Done bro, please check inbox
TSexdtan
post Sep 25 2020, 04:41 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(Ryou @ Sep 25 2020, 09:00 AM)
I received call from my bank to confirm my loan application, and the bank did mention that it is for x50, was offered 2.34%.
*
Which bank did you get 2.34% ? And how many years ?
TSexdtan
post Sep 25 2020, 06:46 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(Ryou @ Sep 25 2020, 06:01 PM)
As I mentioned in previous post, 2.34% from Pbb 😁
*
Is PBB the lowest of all ? Anyone tried Cimb bank ?
TSexdtan
post Sep 25 2020, 10:29 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(Ryou @ Sep 25 2020, 07:05 PM)
I've seen people in FB group getting 2.28% with cimb and affin.
*
Though I don’t like Cimb, but I guess I will settle down with Cimb if that’s the lowest 😂😵
TSexdtan
post Sep 25 2020, 10:29 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(chaostan @ Sep 25 2020, 07:30 PM)
So what's the loan amount to put if for Flagship?
*
For now best to take the high cap which is 103.8K ringgit
TSexdtan
post Sep 26 2020, 10:56 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(ycs @ Sep 26 2020, 10:05 PM)
is timing belt expensive to change?
*
Timing chain more expensive but timing belt prompt to problem and breakdown by wear and tear
TSexdtan
post Sep 27 2020, 02:11 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
My SA warn me again Flagship May cost more than 100K 😂
TSexdtan
post Sep 27 2020, 10:58 PM

Casual
***
Junior Member
332 posts

Joined: Mar 2010
QUOTE(freeman1 @ Sep 27 2020, 09:45 PM)
Yes... if cant collect before 2021...
*
Ok time to submit loan application form now

17 Pages « < 2 3 4 5 6 > » Top
 

Change to:
| Lo-Fi Version
0.0322sec    1.26    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 06:16 PM