I don't think they submit based from estimated price. Probably submit loan for x70 standard variant, later once car price announced, just change car type and adjust abit since similarly priced. Reason is to speed up process like what you said, can loan for 97k car surely can loan for whatever x50 variant you want.

Seems like we just found a loophole in bank system to exploit.

No it’s the fact that you can get loan approved without a purchase statement. At least for house loan you need property information plus proof of property only can submit for approval right ?

Otherwise everyone can take out all sorts of loan like personal loan ??? What is the purpose of labeling ‘mortgage loan’ and ‘car loan’ ?

Well, technically, if the hire purchase loan is approved, the funds get transferred directly to the vendor/merchant (Proton) and doesn’t reach my pocket at all. So, I don’t really see how anyone would take advantage of this to commit fraud.

And I’m 100% sure banks have their own checks in place to prevent this from happening.

Relax je... if loan is ‘pre-approved’ and I can get the car early, win win for everyone. Proton gets the money. Banks get a new customer. I get the car.

Now proton proudly mentioned booking above 10k, later announce over priced then half of it cancel booking. Proton still proton, still in recovery stage.

Thanks for pointing out the fact that the loan money goes to 3rd party not to lender itself bro.

Friend, that’s how ALL loans (except personal/business) work if you’re going through a bank lol.

Ain’t that becomes a fraud issue ? You took out loan to merchant but merchant have nothing to provide you yet ? ( could be years or never send product to you )

Hi all, internal announcement from Proton to dealers.

“ Good morning all dealer bosses.

Kindly take note HQ is started full production base on actual client booking on X50 by model, color, each respectively. As foreseen the over whelming of booking, we want the Rm500 booking to transfer from dealer to (censored) Account. (Refer to memo (censored/MSD/2020/199)

For those dealer treat your VIP client zero booking fees, kindly advise and compulsory to pay the Rm500 booking in order to get the earlier stock allocation.

This is to make sure earlybid get car in prior and avoid manipulation in system, jump queue etc.

Happy selling”

No more zero booking even if your SA treat like VIP

This post has been edited by exdtan: Sep 24 2020, 09:37 AM

Ooh this is me then the VIP. But no price yet I also not 100% sure want to take x50 or x70 haha

i'm also thinking like that; if flagship price above x70 exec, then better angkat x70

yahlo,
yang genting senarai harga,
pandai ambil deposit je,

If you don’t care about exterior and the L2 feature then I would suggest to just go with X70

Yeah that's my consideration too but you know being Malaysian we always look for good bargain that's why still waiting for the car price.
Since I'm single either car still ok for me.

Article on the 360 camera.

https://autobuzz.my/2020/09/23/everything-a...pt-one-feature/

Haha, it is worse than what i thought i see from the same video last week

Photo from the article

maybe can swap out the camera with a better one

hilang warranty?