QUOTE(chemistry @ Dec 6 2022, 04:12 PM)
*5 GRP will be rewarded for every 1
Ringgit Malaysia spent on GRAB & GRABPAY (including GRAB e-wallet reloads).
Your grab ride is in what currency ?
Here say need to be MYR to entitle 5X.
QUOTE(WaCKy-Angel @ Dec 7 2022, 12:08 AM)
Usually even if u pay in different currency it will still be converted to RM in your statement. That phrase is just sort of layman term.
Actually the card benefit states overseas transactions are 2X points. The point of contention is whether using the same Grab app's services overseas are considered Grab -or- overseas first.
Just my opinion, but the card is a Malaysian card and the benefits would apply based on us using the Grab app within the limits of Malaysia, regardless of whether the app has become a global/ regional app or not.
If you use Grab overseas and it qualifies for 5X then we would end up with a gray definition/conflict across two distinct categories, and if that was the case Maybank would have needed a legal disclaimer to explain "2X points on overseas spend (excluding Grab which still earns 5X)", and "5X on all Grab spend (including overseas)". The legal team that pore over T&Cs are there to make sure it's MECE.
Same applies in general for cards with benefits revolving around overseas spend - usually a one liner encompassing all overseas spend without specific exclusions.
Plus all overseas spend are billed and recorded in foreign currency including within the Grab app, e.g. Grab charges in Thai Baht when in Thailand, and is recorded as Thai Baht in Maybank, who then converts to RM to reflect the bank's own exchange rate applied and the amount the bank will bill you as a result.
This post has been edited by gooroojee: Dec 7 2022, 07:58 AM