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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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gooroojee
post Sep 5 2020, 12:31 AM

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How soon does the 5x grab reward points show up on my grab app? Few days or immediately? I topped up in the morning, and haven't reflected until now.
gooroojee
post Sep 26 2020, 12:54 PM

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What's the limit for Grab cash transfer between individuals?
gooroojee
post Sep 30 2020, 08:57 AM

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QUOTE(cucikaki @ Sep 30 2020, 02:07 AM)
Newbie new sorry ah ask noob question.

Maybank grab cc, topup grabpay get x5 points too?

Then if i topup rm1k. I will get 5000points? Spend the rm1k then can get 3000points.

Rough estimates of rebate is 4.84%
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800pts for rm5. It's 5%.
gooroojee
post Feb 19 2022, 11:19 PM

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QUOTE(kakalaku @ Feb 19 2022, 07:07 PM)
Hi all, thinking of applying for Grab MBB card since PBB Quantum MC has removed cashback for e-wallet approval.

Has MBB or Ringgitpay historically offered any guaranteed sign up gifts for applying this card?
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Comparehero offering rm550 as of now...
gooroojee
post Nov 15 2022, 08:34 PM

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QUOTE(bowranger @ Nov 15 2022, 08:08 PM)
Hi. Just got the maybank grab card.
How come topup liao no points one ?
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Q: When will I receive my Maybank GrabRewards Points after using the card?
A: The Maybank GrabRewards Points will be updated in the Grab application on a T + (3 to 5) working days basis, once the transaction is posted into the Maybank GRAB Mastercard Platinum Credit Card.
gooroojee
post Dec 7 2022, 01:13 AM

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QUOTE(chemistry @ Dec 6 2022, 04:12 PM)
*5 GRP will be rewarded for every 1 Ringgit Malaysia spent on GRAB & GRABPAY (including GRAB e-wallet reloads).

Your grab ride is in what currency ?
Here say need to be MYR to entitle 5X.
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QUOTE(WaCKy-Angel @ Dec 7 2022, 12:08 AM)
Usually even if u pay in different currency it will still be converted to RM in your statement. That phrase is just sort of layman term.
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Actually the card benefit states overseas transactions are 2X points. The point of contention is whether using the same Grab app's services overseas are considered Grab -or- overseas first.

Just my opinion, but the card is a Malaysian card and the benefits would apply based on us using the Grab app within the limits of Malaysia, regardless of whether the app has become a global/ regional app or not.

If you use Grab overseas and it qualifies for 5X then we would end up with a gray definition/conflict across two distinct categories, and if that was the case Maybank would have needed a legal disclaimer to explain "2X points on overseas spend (excluding Grab which still earns 5X)", and "5X on all Grab spend (including overseas)". The legal team that pore over T&Cs are there to make sure it's MECE.

Same applies in general for cards with benefits revolving around overseas spend - usually a one liner encompassing all overseas spend without specific exclusions.

Plus all overseas spend are billed and recorded in foreign currency including within the Grab app, e.g. Grab charges in Thai Baht when in Thailand, and is recorded as Thai Baht in Maybank, who then converts to RM to reflect the bank's own exchange rate applied and the amount the bank will bill you as a result.

This post has been edited by gooroojee: Dec 7 2022, 07:58 AM
gooroojee
post Dec 7 2022, 03:05 PM

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QUOTE(WaCKy-Angel @ Dec 7 2022, 01:24 PM)
Thats why i said overseas usage is normally depends on the payment gateway.
Since Grab app can be used at different country but their gateway are still using MY gateway regardless charged in foreign or local currency.

The only thing u can do is appeal to Maybank and upon review they may grant u the extra points at their descretion.

Just FYI, when Lazada used to accept Paypal payment few years ago. All payment to Lazada via Paypal gets 5X (MBB 2 card Amex) points because Paypal MY is using SG gateway.
I'm sitting at home buying from Lazada MY.

It was heaven last time paying via Paypal with Amex card earned so much points.
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I don't think Grab uses MY payment gateway in their respective countries hahaha... I've used in Vietnam, Thailand, Singapore and Indonesia.. all localised
gooroojee
post Dec 7 2022, 11:17 PM

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QUOTE(xyb0rg @ Dec 6 2022, 02:53 PM)
Thanks. Already did, to Maybank customer service. Will wait for their reply.
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Do keep us posted. Note that all bonus Grab Points awarded by Maybank (not those directly from Grab) will be posted as Grab X Maybank Points a few days later.
gooroojee
post Dec 8 2022, 11:37 AM

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QUOTE(xyb0rg @ Dec 8 2022, 10:29 AM)
Should be localized gateway.
Below are the merchant names when paying for grabcar/food directly with Maybank Grab Card in Grab Malaysia, top up Grab Malaysia e-wallet, and using grabcar/food overseas respectively.

user posted image

I am only getting 5x points for those whereby the gateway is in Malaysia, eventhough all their FAQ / terms mentioned I should be getting 5x points in "Grab app".

user posted image

user posted image
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Agree. I suppose local gateways are also more cost effective for Grab.

I reviewed my Grab usage while overseas, and noticed that all my overseas Grab services used do not show up in my payment history (Finance tab in the bottom middle - GrabFin), but points from overseas transactions do show up in my points history. It's almost like payments are not tracked in the Malaysian Grab edition of the Grab app but I believe will show up when you travel to Thailand and check payment history on the Thailand version ...

It may be the same app that is location aware, but references to Grab and RM1 spend (plus the points Maybank is awarding) all indicate the 5X is applicable for Grab Malaysia services only.
gooroojee
post Dec 12 2022, 11:08 PM

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I paid about 10 ringgit for ghost deliveries in Bangkok and Singapore last week to test it out, and managed to confirm your assumptions below when using Maybank Grab card:

1. Using Grab in Singapore only gives 2X points.
2. Using Grab in Thailand gives 5X points.

If it is Maybank's system that is crediting points into our Grab accounts, then Maybank's knowledge/understanding of whether the transaction is Grab or not, probably depends on how it inteprets merchant name, merchant code, and payment gateway?

QUOTE(xyb0rg @ Dec 8 2022, 10:29 AM)
Should be localized gateway.
Below are the merchant names when paying for grabcar/food directly with Maybank Grab Card in Grab Malaysia, top up Grab Malaysia e-wallet, and using grabcar/food overseas respectively.

user posted image

I am only getting 5x points for those whereby the gateway is in Malaysia, eventhough all their FAQ / terms mentioned I should be getting 5x points in "Grab app".

user posted image

user posted image
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gooroojee
post Dec 13 2022, 10:17 PM

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QUOTE(hown @ Dec 13 2022, 10:12 PM)
i can confirm i got 5x points from Thailand grabfood and grabrides
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Yeah so far what's shared is 2X in Singapore and Vietnam, and 5X in Thailand.
gooroojee
post Dec 24 2022, 10:37 AM

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QUOTE(weiseang72 @ Dec 24 2022, 10:04 AM)
maybank card not worth to use oversea, 1 of the highest charges compare to other bank, if not mistaken the additional charges of 2.25% for maybank visa and mastercard , and 2.5% for amex. Normally other bank will have 1 - 1.5% charges, if you want 0% charges then use BigPay Visa or OCBC 365 mastercard or Wise Visa Card
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I saw on the website that CIMB Travel World Elite doesn't charge a fee as well. Not sure if other travel based cards are the same..
gooroojee
post Jan 11 2023, 02:51 PM

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QUOTE(EL Pistolero @ Jan 11 2023, 02:46 PM)
Hi guys, I used my maybank grab credit card on grab food and use grab app to pay bill. But I don't get x5 points on every RM1 spent. How can we get x5 points on every RM1 we spend?

Thank you!
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You get 5x points just by topping up grabpay already. But the points are only posted a few days later.
gooroojee
post Feb 13 2023, 05:40 PM

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QUOTE(rae0724 @ Feb 13 2023, 05:38 PM)
Hi I used to like cashback card only
but the Maybank Grab card seems interesting, but complicated for me
need all sifus help
if I top up rm1000 to the Grab using this card, how much points I can get? And how it worth? Let's say Rm1000 = 1000 points = RM200 voucher, something like this. Any way to check the reward part?
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RM1 = 5 points.

Redemption is as per Grab, in your Grab app.
gooroojee
post Feb 13 2023, 09:00 PM

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QUOTE(edwin1002 @ Feb 13 2023, 08:38 PM)
if just waste money, no want spend in petrol.

any method to earn more? max can earn how much in MBB GRAB?
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Monthly spend limit 10k, daily limit 1.5k. check Grab website.

https://help.grab.com/passenger/en-my/36002...nsaction-limits
gooroojee
post Mar 2 2023, 10:35 PM

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QUOTE(fuddle_duddle @ Mar 2 2023, 08:49 PM)
Bad news for Grab cc (1x grab points 1 april onwards)

REVISED FEATURES FOR THE MAYBANK GRAB MASTERCARD PLATINUM CREDIT CARD

https://www.maybank2u.com.my/maybank2u/mala...m-revision.page
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The end of Grab ... cancelling mine

 

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