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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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charlesj
post Jul 6 2020, 05:28 PM

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QUOTE(sadukarzz @ Jul 6 2020, 11:40 AM)
I would say if you use Shopee very often and don't mind paying RM25 per annum, then go for it.

If seldom use Shopee, and your FCB cashback does not reach monthly cap, then I'd say stick with FCB.

Pros:
- 1 more latest CC to brandish
- 1 extra source of point earning / cashback roughly averaging to about 2.x% depending on timeline / other factors
- Shopee might have extra discount codes for Shopee MBB CC holders during campaigns
***MIGHT MIGHT MIGHT have priority dispute case handling by Shopee CS???? THIS IS PURELY SPECULATION, WILL UPDATE IF TURNS OUT TO BE THE CASE

Cons:
- Shopee points may expire
- FCB cashback not fully utilised
- Extra avenue for you to bleed cash
- Extra RM25 per annum
- Extra stuff to do if card goes missing / extra card = extra chance of fraud

that's what i can think of right now
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Additional points for those who are hesitating whether to apply:

I believe this card is only good for those who can spend average RM200 monthly on Shopee Mall / Preferred seller.
You can only redeem coins on these sellers, capped at 25% of the purchase value.
Monthly coins capped at 5000 from Shopee Card = RM50 (25% of RM200), excluding those you earned directly from shopee.

Of course it is better to spend on 28th / special day to utilize the 5%.
Else you get only 2%, which is equivalent to Barcelona card.
Shopee card is also useful for those who already max their Barcelona monthly CB, as well as Amex 5% weekend.

For Shopee heavy user, go for it.
Else, I will suggest to stick to your Amex and Barcelona.
For those who max the above (and other bank CB cards), this is another source to earn more CB in the form of shopee coins.

charlesj
post Jul 7 2020, 12:05 PM

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QUOTE(avinlim @ Jul 7 2020, 11:33 AM)
Means that once RM50(5000 shopee coins) reach,

other spending will in treatpoint form(no limit) 1tp ====> 500tp = RM1

So...after RM50(2% for each RM1 spend)... will become 0.2% rewards in TP for each RM1 spend.

Also wonder the welcome gift of 5000scoins stack with monthly 5000scoins.....e.g spending RM2500 on shopee (existing new shopee cc) get 5000scoins(Welcome gift) + 5000scoins(2% monthly)? or only 5000sc
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As mentioned in the above FAQ, welcome gift 5000 coins excluded from the monthly capped 5000 coins.
charlesj
post Jul 7 2020, 12:32 PM

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QUOTE(avinlim @ Jul 7 2020, 12:14 PM)
Noted. tq...

Any idea on shopee direct cc check out and reload into shopee pay with mbb-shopee cc both same?
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Reload shopeepay will NOT earn you extra coins, as it is under e-wallet.
Already confirmed when reload shopeepay using other mbb CC.

However, I am not sure whether this is part of the RM300 spend for welcome bonus, I think likely yes.
It is better to confirm with CS.
charlesj
post Jul 14 2020, 04:16 PM

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QUOTE(my44 @ Jul 14 2020, 03:52 PM)
Haha such dilemma, right? Anyway I also purchased small² items that normally bought at Tesco / Giant but from shopee instead. Like laundry detergent, etc. Hopefully will reach 300 before period ends.

But really my current problem is running out of free shipping vouchers except only by using ShopeePay which requires ewallet reload 😓
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You can use your shopee card to swipe in Tesco / Giant etc to meet the RM300 requirement.
Then you can spend your 5000 bonus coins during 28th.

So you know why the bonus is on 28th but not 8th?
Because many is running out of free shipping vouchers.
In order to utilize your shopee card for 5x, you need to pay extra for it (rather than wait till new month).
Worse, you can't use shopeepay together with some other vouchers (which only can use with shopeepay).
28th also tempt those still have free shipping vouchers to clear the vouchers, buying something unnecessary (this is always the aim).

charlesj
post Jul 17 2020, 09:11 PM

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QUOTE(facktura @ Jul 17 2020, 04:25 PM)
Coz i have 2 phones, 2 numbers so i have 2 shopee accounts. So i can only tie to one account then? The other account advisable not to pay using this card then, okay noted. Thank you.
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Get your spouse or parents a shopee CC using your secondary mobile number.
Provided they can qualify for the card.
Also make sure they have no MBB account under their own mobile number.
charlesj
post Jul 19 2020, 10:28 AM

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QUOTE(Xcal @ Jul 19 2020, 08:43 AM)
Any good idea on how to rack up the RM 300 if got nothing to buy for now? ><
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Pay your bill in advance, buy Tesco / Giant / Aeon vouchers for future use
charlesj
post Jul 19 2020, 08:22 PM

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QUOTE(Xcal @ Jul 19 2020, 06:41 PM)
Thanks how about buying Petronas fuel card? counted?
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Yes, why not.
As long as you had paid for it.
Nevertheless, if you have nothing to spend, suggest to wait till 28th.
There is no hurry to spend the RM300.
charlesj
post Jul 27 2020, 12:50 PM

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QUOTE(TongCN @ Jul 27 2020, 11:23 AM)
Problem now is out of Free shipping vouchers T___T

All shipping vouchers = Shopee Pay method, dang
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Exactly, if Shopee is smart, they shall allow Shopee card to enjoy same benefit (vouchers) as shopeepay, I believe this will double the applicants.

This post has been edited by charlesj: Jul 27 2020, 12:50 PM
charlesj
post Jul 29 2020, 01:44 PM

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QUOTE(geekofIT @ Jul 29 2020, 11:42 AM)
Guys the entitlement for 5x coins is only 1 day for the campaign listed below? or the entire period of the campaign?

eg. 8.8 campaign is from 26/7/20 to 9/8/20, or is it just 1 day which is 8/8/20?

Every 28th of each month and 9.9 / 11.11 / 12.12 and CNY Campaign
(1 Day) and Raya Campaign (1 Day) (Special)
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Best to seek clarification from CS.
My guess is one day.
8.8 was not indicated under special day, best to ask CS too.
charlesj
post Jul 31 2020, 10:22 PM

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QUOTE(my44 @ Jul 31 2020, 09:41 PM)
Shopee n00b here. On 01/08 new free shipping vouchers will be up to be claimed, right? Or must wait until 8/8? A bit confused.
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1/8 will have new shipping voucher
8/8 may have more

charlesj
post Aug 17 2020, 09:30 PM

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QUOTE(my44 @ Aug 17 2020, 09:26 PM)
Yeah I never understand why no rewards given when topping up to ShopeePay. They want us to encourage ppl to spend at Shopee or not?? Might as well not coming up with this Maybank-Shopee card.

Plus the annual tax thing. Not exactly Maybank’s fault but this simply discourages people to signup further.
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With Grab x MBB giving points for Grabpay topup, I foresee Shopee will soon allowing Shopee card to enjoy same free shipping voucher as shopeepay. Let's pray.
charlesj
post Aug 21 2020, 02:56 PM

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QUOTE(miyakochan89 @ Aug 21 2020, 09:46 AM)
They didn't reduce. They totally removed. As far as i can see, i don't have any more vouchers that give me free shipping unless use with ShopeePay. The reason why people apply for Maybank Shopee is to use it within their ecosystem. Now they have removed the incentives, so what's the point when i can use so many other cards to reload into the ShopeePay? lol.
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Actually this is a valid and constructive feedback for MBB and Shopee.
I believe their cooperation aims to attract more users into MBB AND Shopee.
However, based on current scenario, it looks like Shopee is getting bigger share than MBB.
As I mentioned previously, I foresee Shopee Card user to enjoy same free shipping voucher as Shopeepay, in order to keep the balance between MBB and Shopee.

Regarding free shipping voucher, yes, Shopee has taken away the most important free shipping voucher for this month.
Currently there are 3 types of shipping voucher:
1) All Sellers (usually need to spend RM40)
2) RM15 Free Shipping Seller (limited shops with RM15 Free Shipping)
3) RM9 Free Shipping Seller (new, probably only for this month)

#1 All Sellers Free Shipping voucher is the most important and accepted for all.
Usually I will only use this "All Sellers" shipping voucher.
For July, we get one with Shopeepay and one without (can use CC).
For August, we get TWO with Shopeepay + another one under PENJANA but this is limited to "Shopee Mall"

charlesj
post Aug 21 2020, 03:49 PM

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QUOTE(ClarenceT @ Aug 21 2020, 03:39 PM)
That is why I was curious why so many people wanted to take up this CC! Maybe for 5000 coins!

Not only free shipping vouchers, 3000 coins/daily and 3 month validity will be another problem to be raised by Maybank-Shopee CC users who are new to Shopee platform.

Frankly speaking, the best deal is not always on the actual day of 9/9, 10/10, 11/11, 12/12 and 28th of every month! So why limit yourself to spend on this particular days only!

You can get the best deals without Maybank-Shopee CC!
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Yes, I don't bother to have it too.
Maybe it was launched at the correct timing, when MBB cut tie with FCB.
I will suggest to wait for a few months and see whether MBB / Shopee is making effort to improve the benefits.

Frankly speaking, I have been using Shopee for years and now I am starting to compare with Lazada before purchase.
Previously, I don't even bother to look at Lazada, but since few months ago, I am trying hard to buy more from Lazada, especially after the reduction of Shopee free shipping vouchers.
Hopefully MBB can figure out the limited usage of their new card and demand more from Shopee.

charlesj
post Sep 7 2020, 06:02 PM

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QUOTE(SzeMeng76 @ Sep 7 2020, 11:34 AM)
Automatically upgrade, but their membership upgrade might face some problem.
For my case, I also contact support ask them upgrade manually.
You can contact them via FB smile.gif
Upgrade is eligible for all MBB Grab card member, no spend eligibility.
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Contact "them" = MBB or Grab?
Free 6 months platinum, from your approval date for 6 months or extend additional 6 months from your existing expiry date?
charlesj
post Oct 18 2020, 09:48 AM

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QUOTE(MGM @ Oct 17 2020, 08:01 PM)
After reading up the last 30+ pages, seems like MBBxShopee is quite useless. I will only apply for MBBxGrab and use it to reload Boost and apply EPP.
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Just a reminder you get no point for reloading Boost with MBBxGrab
charlesj
post Oct 18 2020, 10:55 AM

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QUOTE(cybpsych @ Oct 18 2020, 10:20 AM)
probably he's targeting mbb's ezypayplus promo?
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Yup I am aware, that's why just a reminder
charlesj
post Jan 24 2021, 12:24 PM

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QUOTE(jiaen0509 @ Jan 24 2021, 09:32 AM)
the existing cardholder can get Shopee welcome coins?

another question, to earn coins we must check out with MBB Shopee cc? a lot of vouchers need to check out with ShopeePay. In this case, MBB Shopee card can frequently be used to check out?
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Welcome coins is from acquisition program, existing shopee card holder should have received it earlier while existing MBB is eligible.
Yea, the T&C is from 12.12, it was not updated, probably can give CS a call.

Yes, you need to check out using shopee card to earn coins.
Top up shopeepay will get nothing.
Also, without shopeepay, you get only limited (1 or 2) free shipping.

That's why I said this card is a joke when first launched.
I was expecting Shopee card to enjoy same benefits as shopeepay user, but I am wrong, MBB / Shopee have no intention to "upgrade" it.
Anyway, I am now happily paying direct using Amex.

charlesj
post Feb 15 2021, 04:03 PM

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QUOTE(jye'n @ Feb 15 2021, 10:36 AM)
Hi Guys, I just received My Shopee credit card last week. I noticed that so far free shippings on Shopee are only entitled for payment made via ShopeePay.
If I opt to pay via this Shopee CC, I'm not entitled for free shipping. If there is no way to circumvent this, this is a huge drawback for this CC. Please advice.
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Yea, this card is destined to fail without improvement.
Already discussed since day 1.
I was expecting Shopee Card to get the same perks as shopeepay, but looks like I am wrong.
Nevertheless, during some event, Shopee card holder will entitle extra 1 free shipping voucher.

Side note: I am now happily paying shipping fee when check out with Amex
charlesj
post Feb 17 2021, 06:15 PM

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QUOTE(jye'n @ Feb 17 2021, 12:01 AM)
I would like to know why you opt to checkout with Amex, instead of using Amex to top-up ShopeePay, then checkout using ShopeePay to enjoy the free shipping? Please advise.
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I get 1 air mile for every RM spent with Amex directly.
I get nothing by topping up ShopeePay.

This post has been edited by charlesj: Feb 17 2021, 06:23 PM
charlesj
post Oct 24 2021, 07:56 PM

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QUOTE(justinlee999 @ Oct 23 2021, 06:08 PM)
Can you earn ShopeeCoins by reloading GrabPay with the Maybank Shopee card?
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MBB gives nothing to e-wallet top up.
Grabpay is e-wallet, so using MBBxShopee to top up gets nothing.
Even reload into shopeepay gets nothing too.

* exclude MBBxGrab top up Grabpay

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