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Investment Raiz Malaysia, https://raiz.com.my/
TSBarricade
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May 31 2020, 04:57 PM, updated 4y ago
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The app is available to download and register. https://raiz.com.my/Three risk for you to choose from. Fees: RM1.50 per month for RM6000 and under 0.3% pa for above RM6000 https://apps.apple.com/my/app/raiz/id1501139628This post has been edited by Barricade: May 31 2020, 07:31 PM Attached thumbnail(s)
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Lucas0323
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May 31 2020, 05:02 PM
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Dead market buy fund? Good luck to u
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TSBarricade
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May 31 2020, 05:02 PM
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QUOTE(Lucas0323 @ May 31 2020, 05:02 PM) Dead market buy fund? Good luck to u Go back to Kopitiam. You belong there
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daidragon12
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May 31 2020, 05:50 PM
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Getting Started
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The concept is pretty interesting. They invest the difference in your spending. Example - you buy coffee at RM3.10, 90 cents will be invested. If RM 3.40, 60 cents will be invested.
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[Ancient]-XinG-
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May 31 2020, 06:03 PM
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Hm... avoid dude. Avoid.
The whole port will be Malaysia base.
Just avoid... unless they change to etf or what... mutual fund does not need robo.
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TSBarricade
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May 31 2020, 06:07 PM
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QUOTE(Ancient-XinG- @ May 31 2020, 06:03 PM) Hm... avoid dude. Avoid. The whole port will be Malaysia base. Just avoid... unless they change to etf or what... mutual fund does not need robo. I think the idea is to invest your pocket change, that’s all.
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XiaoYee00 P
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May 31 2020, 06:16 PM
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New Member
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How is the Riaz platform function? Anyone can explain?
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[Ancient]-XinG-
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May 31 2020, 06:38 PM
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QUOTE(Barricade @ May 31 2020, 06:07 PM) I think the idea is to invest your pocket change, that’s all. Since you’re investing, why not invest properly
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red streak
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May 31 2020, 07:17 PM
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Literally makes no sense. Just cut out the middleman and invest in ASN yourself.
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Ramjade
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May 31 2020, 07:25 PM
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QUOTE(Ancient-XinG- @ May 31 2020, 06:03 PM) Hm... avoid dude. Avoid. The whole port will be Malaysia base. Just avoid... unless they change to etf or what... mutual fund does not need robo. Agreed. Just avoid at all course. QUOTE(Barricade @ May 31 2020, 06:07 PM) I think the idea is to invest your pocket change, that’s all. If you want to invest your pocket change, keep until you have significant amount then invest into stashaway. Better option.
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SUSSGLT2
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May 31 2020, 08:55 PM
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Getting Started
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Already registered. Let’s see how it’s work
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SUSSGLT2
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May 31 2020, 09:00 PM
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Getting Started
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QUOTE(Lucas0323 @ May 31 2020, 04:02 PM) Dead market buy fund? Good luck to u Go back to your hole
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tadashi987
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May 31 2020, 09:44 PM
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Dissapointing i would say
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backspace66
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May 31 2020, 10:17 PM
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Investing in pnb variable price fund, which doesnt make much sense but I wonder if the sales charge is removed and replaced by the annual fee.
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GrumpyNooby
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May 31 2020, 10:21 PM
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How do Raiz make money?
Raiz is completely free to download. Once an account is opened, there are no fees on RM0 balances and after that we only charge RM1.50 per month for accounts with a balance under RM6,000 and 0.30% per year (charged monthly, computed daily), for accounts with a balance of RM6,000 and over.
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Juan86
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May 31 2020, 10:26 PM
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0.30% per year consider high ?
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backspace66
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May 31 2020, 10:31 PM
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QUOTE(Juan86 @ May 31 2020, 10:26 PM) 0.30% per year consider high ? Maybe on top of existing sales charge for those fund. Might as well invest in it yourself, then again i could be wrong, maybe the sales charge is no longer there or capped to a much lower value. This pnb variable price fund, i wont even touch with a 10 feet pole. This post has been edited by backspace66: May 31 2020, 10:35 PM
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David_Yang
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Jun 1 2020, 12:45 AM
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QUOTE(red streak @ May 31 2020, 08:17 PM) Literally makes no sense. Just cut out the middleman and invest in ASN yourself. Nothing more needs to be said. 0.3% fee + sales charge for the unit trust + management fee taken by the funds company, you can save alot by putting the change in a big glass at home and then buy the stuff by yourself.
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Ramjade
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Jun 1 2020, 07:55 AM
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QUOTE(Barricade @ May 31 2020, 04:57 PM) The app is available to download and register. https://raiz.com.my/Three risk for you to choose from. Fees: RM1.50 per month for RM6000 and under 0.3% pa for above RM6000 https://apps.apple.com/my/app/raiz/id1501139628Never ever buy ASN variable funds. Their returns are not good. Avoid at all cost.
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