Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Need help on insurance., and others.

views
     
TSjcvstlys
post Jul 18 2007, 04:24 PM, updated 19y ago

Regular
******
Senior Member
1,655 posts

Joined: Sep 2006
Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks biggrin.gif
yewkhuay
post Jul 18 2007, 06:37 PM

I don't even belong here....
*******
Senior Member
6,657 posts

Joined: Jul 2006
QUOTE(jcvstlys @ Jul 18 2007, 04:24 PM)
Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks biggrin.gif
*
R u talking about fire insurance or MRTA in loan? pls get ur question specific....u hav been asking alot of questions tht were been answered in some old threads, reading those threads might give u more information tht u ever need, tht shud be the research tht u do now. stick to one thread rather than opening so many threads asking so many questions..

no offend, just to save ur time.. icon_rolleyes.gif
TSjcvstlys
post Jul 18 2007, 06:44 PM

Regular
******
Senior Member
1,655 posts

Joined: Sep 2006
okok.. anyway, its fire insurance. got what other insurance for property?
yewkhuay
post Jul 18 2007, 06:50 PM

I don't even belong here....
*******
Senior Member
6,657 posts

Joined: Jul 2006
QUOTE(jcvstlys @ Jul 18 2007, 06:44 PM)
okok.. anyway, its fire insurance. got what other insurance for property?
*
don worry, won't be much, few hundreds only, for 200K condo, about rm125. landed property i m not sure, commercials oso.
TSjcvstlys
post Jul 19 2007, 11:04 AM

Regular
******
Senior Member
1,655 posts

Joined: Sep 2006
few hundreds per month ah? few hundreds a month can be a huge difference for me..
tinkerbel
post Jul 19 2007, 12:20 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@jcvstlys,
per YEAR lah !!
TSjcvstlys
post Jul 19 2007, 05:01 PM

Regular
******
Senior Member
1,655 posts

Joined: Sep 2006
okok.. per year thts fine. hehe. so for 300k property should be around 200 la. what are the other fees i have to know in buying a property?
1)sales and purchase agreement
2)stamp duties
3)processing fees
4) got any other fees?
yewkhuay
post Jul 19 2007, 05:40 PM

I don't even belong here....
*******
Senior Member
6,657 posts

Joined: Jul 2006
QUOTE(jcvstlys @ Jul 19 2007, 11:04 AM)
few hundreds per month ah? few hundreds a month can be a huge difference for me..
*
doh.gif doh.gif doh.gif sweat.gif


Added on July 19, 2007, 5:42 pm
QUOTE(jcvstlys @ Jul 19 2007, 05:01 PM)
okok.. per year thts fine. hehe. so for 300k property should be around 200 la. what are the other fees i have to know in buying a property?
1)sales and purchase agreement
2)stamp duties
3)processing fees
4) got any other fees?
*
bro, do me a favor, do some read up here :
http://www.realestate.net.my/forum/

http://www.hba.org.my/faq/on_housing_loans.htm

it will help u alot... icon_rolleyes.gif


This post has been edited by yewkhuay: Jul 19 2007, 05:42 PM
wingcross
post Jul 19 2007, 05:46 PM

On my way
****
Senior Member
603 posts

Joined: Dec 2004


QUOTE(jcvstlys @ Jul 18 2007, 04:24 PM)
Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks biggrin.gif
*
ehmmm there many type of fire insurance. make sure you tell them what you need.
some got cover burglary events, flood, etc.

I just help my mum did fire insurance for her house, roughly around RM 80/year for a single storey house(ipoh) with basic fire insurance coverage with other misc coverage (flood+pecah masuk, etc).

This post has been edited by wingcross: Jul 19 2007, 05:49 PM
??!!
post Jul 26 2007, 11:04 PM

Look at all my stars!!
*******
Senior Member
2,548 posts

Joined: May 2005
QUOTE(jcvstlys @ Jul 18 2007, 06:44 PM)
okok.. anyway, its fire insurance. got what other insurance for property?
*
QUOTE(yewkhuay @ Jul 18 2007, 06:50 PM)
don worry, won't be much, few hundreds only, for 200K condo, about rm125. landed property i m not sure, commercials oso.
*
Don't waste your $$$$$$ buying fire insurance for a condo or any strata property. It will be covered by the MC on behalf of all owners, and will be reimbursed by owners accordingly

I dont have exact figures, but a few hundred a? month in premium is a unlikely figure. Should be per annum,kua?

This post has been edited by ??!!: Jul 26 2007, 11:05 PM
yewkhuay
post Jul 26 2007, 11:25 PM

I don't even belong here....
*******
Senior Member
6,657 posts

Joined: Jul 2006
QUOTE(??!! @ Jul 26 2007, 11:04 PM)
Don't waste your $$$$$$ buying fire insurance for a condo or any strata property. It will be covered by the MC on behalf of all owners, and will be reimbursed by owners accordingly

I dont have exact figures, but a few hundred a? month in premium is a unlikely figure. Should be per annum,kua?
*
pls get ur statement correct b4 u come spread misleading info and u urself not certain about wat u r trying to tell.
fire insurance premium as per annum.
??!!
post Jul 26 2007, 11:36 PM

Look at all my stars!!
*******
Senior Member
2,548 posts

Joined: May 2005
QUOTE(yewkhuay @ Jul 26 2007, 11:25 PM)
pls get ur statement correct b4 u come spread misleading info and u urself not certain about wat u r trying to tell.

*
Oh..I didn't know the Strata Title Act had been amended?.
Can tell the gazette reference?
chloelew
post Jul 27 2007, 10:21 AM

Mr.Dependable
****
Senior Member
677 posts

Joined: Aug 2005
From: Putra Heights
fire insurance cannot escape wan. compulsary wan. must take. MRTA u can choose either from bank or ur insurance. mostly ppl take insurance wan la now...

u got no fire insurance, if anything happen... hahaha... GG ade. that time u better wish whenever u sit down, ur backside print money. laugh.gif
TSjcvstlys
post Jul 27 2007, 03:45 PM

Regular
******
Senior Member
1,655 posts

Joined: Sep 2006
ok.. thanks for all the info..
Vmaker
post Apr 4 2009, 08:22 PM

Casual
***
Junior Member
447 posts

Joined: Jan 2003
Ok.. a question... [edit: please refer here http://forum.lowyat.net/index.php?showtopi...post&p=24875208 ]

This post has been edited by Vmaker: Apr 4 2009, 09:16 PM

 

Change to:
| Lo-Fi Version
0.0262sec    1.03    5 queries    GZIP Disabled
Time is now: 19th December 2025 - 06:27 PM