Need help on insurance., and others.
Need help on insurance., and others.
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Jul 18 2007, 04:24 PM, updated 19y ago
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#1
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1,655 posts Joined: Sep 2006 |
Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks
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Jul 18 2007, 06:37 PM
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#2
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6,657 posts Joined: Jul 2006 |
QUOTE(jcvstlys @ Jul 18 2007, 04:24 PM) Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks R u talking about fire insurance or MRTA in loan? pls get ur question specific....u hav been asking alot of questions tht were been answered in some old threads, reading those threads might give u more information tht u ever need, tht shud be the research tht u do now. stick to one thread rather than opening so many threads asking so many questions..no offend, just to save ur time.. |
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Jul 18 2007, 06:44 PM
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#3
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1,655 posts Joined: Sep 2006 |
okok.. anyway, its fire insurance. got what other insurance for property?
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Jul 18 2007, 06:50 PM
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#4
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Jul 19 2007, 11:04 AM
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#5
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few hundreds per month ah? few hundreds a month can be a huge difference for me..
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Jul 19 2007, 12:20 PM
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#6
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@jcvstlys,
per YEAR lah !! |
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Jul 19 2007, 05:01 PM
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#7
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okok.. per year thts fine. hehe. so for 300k property should be around 200 la. what are the other fees i have to know in buying a property?
1)sales and purchase agreement 2)stamp duties 3)processing fees 4) got any other fees? |
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Jul 19 2007, 05:40 PM
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#8
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QUOTE(jcvstlys @ Jul 19 2007, 11:04 AM) Added on July 19, 2007, 5:42 pm QUOTE(jcvstlys @ Jul 19 2007, 05:01 PM) okok.. per year thts fine. hehe. so for 300k property should be around 200 la. what are the other fees i have to know in buying a property? bro, do me a favor, do some read up here :1)sales and purchase agreement 2)stamp duties 3)processing fees 4) got any other fees? http://www.realestate.net.my/forum/ http://www.hba.org.my/faq/on_housing_loans.htm it will help u alot... This post has been edited by yewkhuay: Jul 19 2007, 05:42 PM |
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Jul 19 2007, 05:46 PM
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#9
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603 posts Joined: Dec 2004 |
QUOTE(jcvstlys @ Jul 18 2007, 04:24 PM) Can anyone tell me an estimation for the insurance i will have to pay monthly for a property costing around 200k and for a property costing 300k? What are all the fees in buying a house? can state all of it? thanks ehmmm there many type of fire insurance. make sure you tell them what you need. some got cover burglary events, flood, etc. I just help my mum did fire insurance for her house, roughly around RM 80/year for a single storey house(ipoh) with basic fire insurance coverage with other misc coverage (flood+pecah masuk, etc). This post has been edited by wingcross: Jul 19 2007, 05:49 PM |
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Jul 26 2007, 11:04 PM
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2,548 posts Joined: May 2005 |
QUOTE(jcvstlys @ Jul 18 2007, 06:44 PM) QUOTE(yewkhuay @ Jul 18 2007, 06:50 PM) don worry, won't be much, few hundreds only, for 200K condo, about rm125. landed property i m not sure, commercials oso. Don't waste your $$$$$$ buying fire insurance for a condo or any strata property. It will be covered by the MC on behalf of all owners, and will be reimbursed by owners accordinglyI dont have exact figures, but a few hundred a? month in premium is a unlikely figure. Should be per annum,kua? This post has been edited by ??!!: Jul 26 2007, 11:05 PM |
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Jul 26 2007, 11:25 PM
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QUOTE(??!! @ Jul 26 2007, 11:04 PM) Don't waste your $$$$$$ buying fire insurance for a condo or any strata property. It will be covered by the MC on behalf of all owners, and will be reimbursed by owners accordingly pls get ur statement correct b4 u come spread misleading info and u urself not certain about wat u r trying to tell.I dont have exact figures, but a few hundred a? month in premium is a unlikely figure. Should be per annum,kua? fire insurance premium as per annum. |
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Jul 26 2007, 11:36 PM
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Jul 27 2007, 10:21 AM
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677 posts Joined: Aug 2005 From: Putra Heights |
fire insurance cannot escape wan. compulsary wan. must take. MRTA u can choose either from bank or ur insurance. mostly ppl take insurance wan la now...
u got no fire insurance, if anything happen... hahaha... GG ade. that time u better wish whenever u sit down, ur backside print money. |
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Jul 27 2007, 03:45 PM
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ok.. thanks for all the info..
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Apr 4 2009, 08:22 PM
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447 posts Joined: Jan 2003 |
Ok.. a question... [edit: please refer here http://forum.lowyat.net/index.php?showtopi...post&p=24875208 ]
This post has been edited by Vmaker: Apr 4 2009, 09:16 PM |
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