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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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GrumpyNooby
post Nov 2 2020, 10:21 PM

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QUOTE(AskarPerang @ Nov 2 2020, 10:19 PM)
anyone knows what is the cut off time for SCB to calculate daily interest? Is it at 2359H? Thanks.
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Answer:
QUOTE(MGM @ May 12 2020, 06:25 PM)
Thanks bro, is there a cut off time like ocbc360's 9.45pm to be considered as same day transaction?
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QUOTE(roarus @ Feb 28 2020, 11:27 AM)
Anyone knows the daily balance cut-off time for interest calculation?
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QUOTE(Cookie101 @ Feb 28 2020, 04:36 PM)
12am
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GrumpyNooby
post Nov 10 2020, 12:28 PM

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StanChart Mobile (MY) got app update for Android
MrB9
post Nov 12 2020, 09:35 AM

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Hi all sifus , does anyone earns the additional 2% of invest / insure? can kindly recommend which method / product is the best for this 2% interest gain monthly, thank you very much.
David_Yang
post Nov 12 2020, 12:10 PM

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QUOTE(MrB9 @ Nov 12 2020, 10:35 AM)
Hi all sifus , does anyone earns the additional 2% of invest / insure? can kindly recommend which method / product is the best for this 2% interest gain monthly, thank you very much.
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Very simple, just stick to basic unit trust of your choice. Sales charge should be 2%, don´t take higher, lower is not qualified.

If you want to get the add 2% for 20k in your account choose monthly installment of RM1000, if you want to go for 100k choose RM6000. Don´t choose anything else will reduce the earnings.

Done.

But be prepared that they probably want to sell you more complex (and expensive) stuff than the unit trust cool2.gif
GrumpyNooby
post Nov 12 2020, 12:15 PM

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QUOTE(David_Yang @ Nov 12 2020, 12:10 PM)
Very simple, just stick to basic unit trust of your choice. Sales charge should be 2%, don´t take higher, lower is not qualified.

If you want to get the add 2% for 20k in your account choose monthly installment of RM1000, if you want to go for 100k choose RM6000. Don´t choose anything else will reduce the earnings.

Done.

But be prepared that they probably want to sell you more complex (and expensive) stuff than the unit trust  cool2.gif
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I thought min sales charge is 2.5%

“Eligible Unit Trust” means any Regular Savings Plan of unit trust/Islamic unit trust (“UT”), (exclude exchange traded funds and switching transactions) purchased through SCBMB or SCSB with a minimum sales charge of at least 2.5%.

https://av.sc.com/my/content/docs/campaign-tc-psa.pdf
MrB9
post Nov 13 2020, 08:44 AM

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Ok thank you. Noted on the balance cap for the 20k and 100k individually.


QUOTE(David_Yang @ Nov 12 2020, 12:10 PM)
Very simple, just stick to basic unit trust of your choice. Sales charge should be 2%, don´t take higher, lower is not qualified.

If you want to get the add 2% for 20k in your account choose monthly installment of RM1000, if you want to go for 100k choose RM6000. Don´t choose anything else will reduce the earnings.

Done.

But be prepared that they probably want to sell you more complex (and expensive) stuff than the unit trust  cool2.gif
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QUOTE(GrumpyNooby @ Nov 12 2020, 12:15 PM)
I thought min sales charge is 2.5%

“Eligible Unit Trust” means any Regular Savings Plan of unit trust/Islamic unit trust (“UT”), (exclude exchange traded funds and switching transactions) purchased through SCBMB or SCSB with a minimum sales charge of at least 2.5%.

https://av.sc.com/my/content/docs/campaign-tc-psa.pdf
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GrumpyNooby
post Nov 13 2020, 01:41 PM

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Making banking easier for you.

As we evolve in sync with your digitally-connected lives, we are making banking easier by investing in technology to enhance your banking experience.

Hence, we would like to inform you that effective 4 January 2021, the following branches will be converted into Electronic Banking Centres, a digital transformation that will make banking easy and convenient for you.

Damansara Utama, Publika, Kota Damansara and Johor Bahru

Our sales and service activities will remain unchanged. Branch Sales, Service Managers and Service Ambassadors will still be available to assist you with banking services such as:
• Deposit account opening and debit card issuance
• Wealth Investment/Bancassurance (including Takaful) booking, and/or redemption/surrender
• Application for loans/financing
• Service requests such as change in address, contact number and more.

Our easy self-banking channels and machines will be maintained for your convenience including cash and cheque deposit via cash/cheque deposit machines, cash withdrawal and MEPS Interbank Fund Transfer via ATMs. iPads or laptops will also be made available at our Electronic Banking Centres for easy self-banking. You can continue to access our online banking, mobile banking and phone banking channels to perform activities such as bill payments, interbank fund transfers, remittance and many more.

https://av.sc.com/my/content/docs/notice-of...s-phase-two.pdf

GrumpyNooby
post Nov 13 2020, 04:50 PM

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Ask Us Anything, We're at your Service

Get access to all banking services on-the-go with Online Banking or SC Mobile App
user posted image
user posted image
user posted image

https://www.sc.com/my/service/online-servic...source=smartech
David_Yang
post Nov 13 2020, 07:59 PM

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QUOTE(GrumpyNooby @ Nov 12 2020, 01:15 PM)
I thought min sales charge is 2.5%

“Eligible Unit Trust” means any Regular Savings Plan of unit trust/Islamic unit trust (“UT”), (exclude exchange traded funds and switching transactions) purchased through SCBMB or SCSB with a minimum sales charge of at least 2.5%.

https://av.sc.com/my/content/docs/campaign-tc-psa.pdf
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I am quite sure in January it was 2.0. But maybe they changed.
GrumpyNooby
post Nov 13 2020, 08:03 PM

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QUOTE(David_Yang @ Nov 13 2020, 07:59 PM)
I am quite sure in January it was 2.0. But maybe they changed.
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Yes, it has changed.
Somebody pointed it out.
GrumpyNooby
post Nov 16 2020, 07:54 PM

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SC Mobile (MY) app got update for Android.

-Introducing LiveFX.
majorarmstrong
post Nov 18 2020, 05:15 PM

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QUOTE(GrumpyNooby @ Nov 16 2020, 07:54 PM)
SC Mobile (MY) app got update for Android.

-Introducing LiveFX.
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apa itu LiveFX?
trade currency?
a.lifehacks
post Nov 29 2020, 12:31 PM

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PSA account opening booth spotted at The Gardens Mall, KL, (opposite Longchamp boutique)

-credit card can be applied at the booth as well.

Booth is attended by direct banker from Standard Chartered Bank (not agent)
adele123
post Nov 29 2020, 02:28 PM

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QUOTE(a.lifehacks @ Nov 29 2020, 12:31 PM)
PSA account opening booth spotted at The Gardens Mall, KL, (opposite Longchamp boutique)

-credit card can be applied at the booth as well.

Booth is attended by direct banker from Standard Chartered Bank (not agent)
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They have been there for quite some time even if not continuously, when i applied last december. Always same spot.

Need to note they are sales ppl, they are likely agent under price solution but my understanding is price solution only sell for SCB and no other bank.
GrumpyNooby
post Nov 30 2020, 06:59 PM

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NOTIFICATION – ONLINE BANKING WEBSITE ADDRESS (URL) CHANGE / REDIRECT

You may notice that when you are trying to access our Online Banking services, the existing website address URL of (https://ibank.standardchartered.com.my/nfs/login.htm) will redirect you to a different URL (https://retail.sc.com/my/nfs/login.htm). This will be automatically redirected from the old URL to the new URL on a random basis for all incoming traffic.

Please do not be alarmed as this is part of our continuous efforts to improve system performance where all existing online banking functionalities will remain as usual.

What does this mean for you?
• This change will have no impact on your Online Banking experience. You may continue performing all your usual banking transactions with full confidence.
• For clients who have saved our website URL as a “Favourite” or “Bookmark”, you may update it to the new URL for your convenience

https://av.sc.com/my/content/docs/my-online...-url-change.pdf
GrumpyNooby
post Dec 1 2020, 01:00 AM

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Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of November are in.
ronnie
post Dec 1 2020, 12:37 PM

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QUOTE(GrumpyNooby @ Dec 1 2020, 01:00 AM)
Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of November are in.
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Credit Card spends still slow.... and waiting
GrumpyNooby
post Dec 1 2020, 12:38 PM

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QUOTE(ronnie @ Dec 1 2020, 12:37 PM)
Credit Card spends still slow.... and waiting
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It's always by end of 1st working day of the following month if you read the T&C properly.

This post has been edited by GrumpyNooby: Dec 1 2020, 12:38 PM
IceLeo
post Dec 1 2020, 02:12 PM

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do you guys receive some cash back call "Premium CashBack Bonus October"??
wondering what is that and how to get that.. i have some inside my bank statement.
GrumpyNooby
post Dec 1 2020, 02:12 PM

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QUOTE(IceLeo @ Dec 1 2020, 02:12 PM)
do you guys receive some cash back call "Premium CashBack Bonus October"??
wondering what is that and how to get that.. i have some inside my bank statement.
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Could be referral or upgrade bonus.

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