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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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ronnie
post Oct 1 2020, 11:33 AM

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QUOTE(Gabriel03 @ Oct 1 2020, 08:59 AM)
Weird, I have aonly received the dividend from base rate only.

However, I hv respected the min 3k in one transfer into the account. Anyway, I hv sent a secure mail to SCB about it.
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You are not alone... i didn't get the 1.5% Bonus for money deposit into the account
ronnie
post Oct 2 2020, 02:10 PM

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A bug was created when they lower the interest rate... hahahaha. Let's wait a few days or monitor this thread
ronnie
post Nov 2 2020, 12:48 PM

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today (2-Nov) still not in the Spend 1% Bonus Interest
ronnie
post Dec 1 2020, 12:37 PM

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QUOTE(GrumpyNooby @ Dec 1 2020, 01:00 AM)
Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of November are in.
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Credit Card spends still slow.... and waiting
ronnie
post Jun 9 2021, 09:05 PM

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QUOTE(hwachong @ Jun 9 2021, 02:03 PM)
where to?
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Versa ?
ronnie
post Jul 6 2021, 12:39 PM

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From 1 Jul onwards, another drop in interest earnings blush.gif mad.gif bye.gif

This post has been edited by ronnie: Jul 6 2021, 12:40 PM
ronnie
post Nov 12 2021, 12:52 PM

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The 0.75% additional bonus interest for Debit Card Spend.... is there a minimum spend amount per transaction ?
Typically how many days before Debit Card ransaction is posted to the account ?

This post has been edited by ronnie: Nov 12 2021, 02:35 PM
ronnie
post Nov 16 2021, 03:39 PM

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QUOTE(cute_boboi @ Nov 12 2021, 02:55 PM)
Not sure on minimum, but I spend RM1.00 per transaction.

1-3 working days to reflect posted.
icon_rolleyes.gif
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Would reload TnG eWallet be consider as online Debit Card transaction ?
ronnie
post Nov 17 2021, 10:36 AM

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QUOTE(cute_boboi @ Nov 16 2021, 11:02 PM)
I'm not sure as I did not load to TnG eWallet. The one I reload to, prompts SMS TAC for the debit card each time (for five times).

I think some eWallets like TnG and/or Grab may not prompt SMS TAC ?

Perhaps others can advise or try it out and report here.
icon_rolleyes.gif
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which merchants you used it for typically to get RM1 x 5 ?
ronnie
post Dec 3 2021, 12:32 PM

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When does the Debit Card Spend Bonus interest gets creditted ?
ronnie
post Dec 13 2021, 10:46 AM

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QUOTE(Cookie101 @ Dec 3 2021, 08:35 PM)
Usually end of the following month
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That means Nov 2021's Debit Transactions will get the 0.75% bonus interest on 31 Dec 2021 ?
ronnie
post Apr 28 2022, 02:03 PM

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QUOTE(cclim2011 @ Apr 27 2022, 10:58 AM)
eh the rate adjusted lower to 0.7 + 0.7 + 0.7? wasnt it 3x0.75 haha might have missed the news
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Effective 1 February 2022 until 31 Jan 2023
ronnie
post Jun 26 2022, 04:58 PM

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Would the interest be revise upwards with upward trend on OPR ?
ronnie
post Jul 27 2022, 04:03 PM

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Is there a changes to the rate for Debit Card Spend and Credit Card Spend ?
In June's payout, it seem much lower than normal.
ronnie
post Sep 29 2022, 12:20 PM

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Drop faster than raise up slow... technique by banks blood sucking the customers.
ronnie
post Feb 3 2023, 04:48 PM

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Standard Chartered has revised its Privilege$aver campaign to introduce a new Loyalty Bonus category that allows accountholders to unlock yet another 2% additional interest, thereby raising the total interest rate that can be earned from 4.15% p.a. to 6.15% p.a.. This is set to take effect immediately.

https://ringgitplus.com/en/blog/bank-news/s...o-6-15-p-a.html
ronnie
post Feb 1 2024, 10:52 AM

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OMG
Lower benefits from 1 Feb 2024 onwards....
Time to move my cash out hahahaha
ronnie
post Feb 1 2024, 10:55 AM

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Latest T&C PDF effective 1 Feb 2024
https://av.sc.com/my/content/docs/my-revised-psa-tcs.pdf

Content updated

This post has been edited by ronnie: Feb 5 2024, 07:54 AM
ronnie
post Feb 5 2024, 05:09 PM

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QUOTE(mamamia @ Feb 5 2024, 04:28 PM)
lol.. generally if meet all conditions (except wealth), only get 2.1% bonus interest... better put direct to GX bank without condition.
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2.15% to be exact hahahaha
ronnie
post Aug 6 2024, 07:58 AM

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<found my answer>

For avoidance of doubt the following Retail Transactions will not be entitled to the Bonus Rate:
• E-wallet top-ups/reloads using debit card with the following merchants: GrabPay, Touch ’n Go eWallet, Boost, BigPay, Lazada, ShopeePay and Wise.
• Cash Advance
• Balance transfers
• Easy Payment Plan monthly instalments
• Income tax payments
• Payments to loans/financing or credit facilities or deposit accounts
• Payments to Government bodies
• Any credit card fees and charges (including annual fees, interest charges, administrative fees, cash advance fees)
• Any amount charged to your linked credit card in the month that is subsequently cancelled, voided or
reversed. Balance owing on the qualifying SCBMB Credit Card(s) from previous or other months
PUBLIC
A Standard Chartered Group Company
Standard Chartered Bank Malaysia Berhad (Reg. No. 198401003274)
Standard Chartered Saadiq Berhad (Reg No. 200801022118)
sc.com/my
Ref. No. 16022023.2.4.7
• Any other amount charged to the credit card as may be determined by SCBMB from time to time

This post has been edited by ronnie: Aug 6 2024, 08:35 AM

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