WTA regarding average balance cap of 100k.
Interest for 30 days(June) with daily balance of 100k = Interest for 20 days(other 10 days=0) with daily balance of 150k?

How u guys find about the reliability of SCB's ebanking?
It seems to have more problem than other banks.
Most common problem i have encountered is IBFT amount took time to be credited on destination bank.
And now in the midst of IBFT I was logout, and no longer can login either via desktop or app.

Maybank.
Problem resolved, fraud dept said i must have login via 2 devices ie desktop n app which i dont remember doing so, account was blocked n needed to call n reactivated.

Which product is giving 4.75 or 4.3%?

Luckily SCB not involved in 1MDB n still can give high interest, unlike Ambank.

Previously I used Bigpay for this purpose but everytime I will add the card, reload 5x then delete the saved card, cos it is too dangerous to save a card linked to high savings account. Now that Bigpay only allows 1 saved card I have to look for alternative. What u guys r using?

Sorry but i haven't verified it myself but someone in BP thread mentioned it.

That was mentioned in BP thread but I didnt verify it myself. Something like u can keep the existing saved cards but u wont be able to add anymore.

I think I must be dreaming or read it wrong. I managed to add scb debitcard and used it to topup to my BP n now got 5 saved cards. Sorry for wrong info.

This post has been edited by MGM: Sep 20 2021, 05:34 PM

Is this the best compare with SC PSA, OCBC360?

Is this a new rate after BNM raise the OPR recently?

Ocbc 360 is giving 0.05+0.9+0.9+0.9=2.75 effective 14Sept2022.

What is the rate?

I am using SCB PSA and Ocbc360, whichever gives better rate my funds will be there.

Too lazy to do that, and their online/offline customer service not up to standard.

I find titanium very useful with its unlimited 1% cb for most ewallet.

Will stop using this cos find the bonus loyalty not attainable for my usage. Luckily got ocbc360 n will explore rhb smart account.

For these 2, withdrawal needs planning so I will stick to those high interest CASA with instant withdrawal for my 20+ cc payment.

This is the only bank I faced this problem. Worst was last week when I need to DN to other banks' CASA to pay CC, 3 out of 5 was pending but eventually rejected next day. And CS got the cheek to advise me since same party transfer to repeat it, if 3rd party need to ask them to return funds if double transfer. Now looking to open RHB Smart account. Does SCB has Smart account?

I tot Jan is still using old formula.