Previously if you have > 100k, at 2.5% pa it was still a good deal apart from FD.
Now with the revision to 2.1% pa, need to think if want to keep beyond 100k.

side track, just kena charge annual fee for my JOP and Liverpool card. anyone know if got chance that i call CS and they will waive? haha

Can ask in SC credit card thread?

This post has been edited by GrumpyNooby: Apr 10 2020, 03:02 PM

If >RM100K, can spill over to OCBC 360..

Still better than OCBC n at least they give 21 days notice, not like OCBC straight away reduce

Hi guys. Planning to open this soon after MCO ends (god knows when). sucks that i am late on the 4% bandwagon, but still it's far ahead of my current one.

so since SC just launched the digital card, can I use the digital card for the spend portion?

If it is a credit card, it should be applicable.

Not so if it is a debit card i think

It's a digital credit card:

https://www.sc.com/my/promotions/digitalcreditcards/

I’m just get my credit card approved and as I know digital card also credit card, they will send you the physical card once ur card get approved.

And?

Good info

is it me or scb instant transfer has issue. scheduled cc payment yest, got rejected. tried today - din go thru, tried to current acc, haven receive on the other side.

anyone know if scb schedule payment will re-attempt if failure? i duwan to pay cc twice.

extea keep in OCBC lo

Didn't open OCBC 360.
Somemore it's very hard to open since MCO.

then go hong leong bank la.. they also got some high interest saving account 3.0% if not wrong
again better dont waste time on all this stupid high interest saving account because with OPR expected to get another slash in May, OCBC 3.4 will be even lower and SCB 3.6 also will be lower
just throw inside ambank fd promotion lo if u dont plan to touch the money for 6 months to a year
I am hoping we can win this covid19 war and stabilize back our economy

With MCO still in full force, all banks won't entertain new account opening.
Don't have existing account with HL and AmBank.

then i also dont know how to help you la

It's OK.
The excess is not a lot.
Plan to pump into robo-advisor SAMY.

I have that high interest saving account. It's called Pay n Save, right?

But recently they cut the rate rd. The base rate is now 1.75% instead of 2.0%, so the max interest rate you can earn (without share trading) is 2.75% already.

I'm interested in SCB's product, but I'm not able to meet their min spend of RM1k, hence I don't have one kek

robo-advisor SAMY apa itu?
anyway just all cash better for now till market is stable la
if u really want to risk, then go pick up some bluechips that is on discount