Welcome Guest ( Log In | Register )

19 Pages « < 15 16 17 18 19 >Bottom

Outline · [ Standard ] · Linear+

Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

views
     
GrumpyNooby
post Feb 5 2021, 09:58 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(sabrina222 @ Feb 5 2021, 09:55 PM)
got meh? debit card fee i thought deposit monthly 1k then waive dy
*
Annual debit card of RM 8/12.

All banks also have it unless you opt for basic saving/current account without fee.

Privilege$aver account doesn't fall under the category of basic saving/current account

This post has been edited by GrumpyNooby: Feb 5 2021, 09:58 PM
GrumpyNooby
post Feb 6 2021, 09:58 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(iKen @ Feb 6 2021, 09:55 AM)
Does anyone knows if monthly insurance payments can be part of the 1K Credit card spending?
*
Should be qualified.

This post has been edited by GrumpyNooby: Feb 6 2021, 09:58 AM
GrumpyNooby
post Feb 6 2021, 03:22 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(touristking @ Feb 6 2021, 03:20 PM)
Spend Bonus: 0.90% pa (for debit card) & 0.90% pa (for credit card) - Spend a min of RM 1,000 on the credit card and min of 5 retail transaction on the debit card.

I didn't know about the requirement to use the Debit Card. Petrol is also retail transaction?
*
Basically everything under sun is retail unless those banks related transaction:

user posted image

This post has been edited by GrumpyNooby: Feb 6 2021, 03:27 PM
GrumpyNooby
post Feb 6 2021, 03:27 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(thecurious @ Feb 6 2021, 03:24 PM)
Maybe that's the fall below amount instead? Below average balance then charge?
*
What is the lower level threshold? Can share?
GrumpyNooby
post Feb 6 2021, 03:33 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(MiKE7LIM @ Feb 6 2021, 03:30 PM)
Yea... and cc spend is calendar month... last month didn't monitor well,,, spent 900 only ... got -%  blush.gif 
few cups of starbucks gone just like that ...
*
What is -%?
Negative interest?
GrumpyNooby
post Feb 7 2021, 08:19 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(ThorWP @ Feb 7 2021, 08:18 PM)
is there something need to be done with the debit card after open account? i set my pin for my debit card. but still cant top up bigpay or shopee pay at all.
*
Please with CS if these settings are configured properly:

user posted image
GrumpyNooby
post Feb 8 2021, 02:38 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(Sumofwhich @ Feb 8 2021, 02:34 PM)
Is there a thread on RHB Smart Savers? Thanks.
No choice but was forced to move from SCB PSA to RHB Smart Savers from March onwards.
*
No dedicated thread but you can ask in either of these two threads:

Saving Accounts thread: https://forum.lowyat.net/topic/2590659/+760#entry99918455
Conditional High Yield Saving Accounts thread: https://forum.lowyat.net/topic/4439367/+680#entry99890947
GrumpyNooby
post Feb 9 2021, 10:26 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(AskarPerang @ Feb 9 2021, 10:22 AM)
Just to check for SCB Debit Card.
Debit card required "activation" first like credit card?
Do I need to perform a transaction first before start using the card online.

Coz I cant seems to top up any ewallet or BigPay with my debit card.
Received TAC code via SMS but top up failed.
*
Is the Card-Not-Present and Overseas Transaction flag is enabled or turned on?

Is Debit Purchase Limit (POS) set to zero?

This post has been edited by GrumpyNooby: Feb 9 2021, 10:31 AM
GrumpyNooby
post Feb 9 2021, 12:10 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(AskarPerang @ Feb 9 2021, 12:09 PM)
Actually I did not tweak any setting at all.
Okay I enabled the card-not-present.

Guess I need to call the customer service to ask what's wrong.
Under help & services in SCB mobile apps, got a section for debit card activation. But the card is not shown when I enter the section. (My debit card is shown in other sections.)
So debit card also required activation just like credit card?
Is not new card. Already got it for more than 1 year. But didnt use before.
*
Card activation and flags enabling are two different things.
If you didn't activate the card before upon receiving it, you need to activate it first.

As mentioned earlier, the Debit Card settings under Card Management in the app/portal is useless as it is not able to retrieve your current debit card setting.
That section is merely a service request raise page to CS to set the preferred setting.



This post has been edited by GrumpyNooby: Feb 9 2021, 12:12 PM
GrumpyNooby
post Feb 9 2021, 05:38 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(sabrina222 @ Feb 9 2021, 05:32 PM)
boss, my account is activated today.. but it shows i-salary something instead of privileged savers.. same thing one ah?

currently i am having 2 standard chartered debit card
one is basic saver
one is this high yield account

so annually i will kena charge rm 8 + 8 is it? should i close the basic saver account?
*
Not exactly same.
That account type is under SCSB (Standard Charted Saadiq Berhad).
Some has confirmed with CS that Super Salary-i won't be able to earn Credit Card Spend Bonus of 0.90% pa

If your bsaic saver is under SCBMB (conventional banking arm), then you'll be charged for both debit cards.
Check with CS if the basic saver is basic saving account without fee.
If it's then there won't be annual debit card fee.

This post has been edited by GrumpyNooby: Feb 9 2021, 05:41 PM
GrumpyNooby
post Feb 22 2021, 09:43 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
livefx-campaign

Achieve your FX Goals with LiveFX
We know how precious your time is. Now with LiveFX, you can easily access real-time FX rates, gain market insights, place limit orders and more.

user posted image

For more information on LiveFX, click here.
https://www.sc.com/my/investments/livefx/

Terms and Conditions
1. The Standard Chartered Bank Malaysia Berhad (“SCBMB”) and Standard Chartered Saadiq Berhad (“SCSB”) (collectively/singly, “Bank”) 2020 LiveFX Campaign (“Campaign”) commences from 16 November 2020 to 30 June 2021, inclusive of both dates (“Campaign Period”).
2. This Campaign is open to the Bank’s clients who fulfil all of the following conditions:
• Individuals aged 18 years old and above;
• Have maintained all their accounts with the Bank in good standing, without any breach of the terms and conditions or agreements;
• All clients of the Personal, Premium and/or Priority segments; and
• NOT a staff of either any of the following entities: Standard Chartered Bank Malaysia Berhad, Standard Chartered Saadiq Berhad, Global Business Services (M) Sdn Bhd; Price Solutions Sdn Bhd and Standard Chartered (SC) of other countries.
3. Only FX transactions booked by Clients through the LiveFX platform are qualified for calculating the total cumulative transacted amount but shall EXCLUDE the following transactions:
• booked by Bank’s staff on behalf of Clients; and/or
• booked by Clients but subsequently requested to be cancelled;
• limit orders that were placed but expired/cancelled.
4. Clients are eligible to all 3 Rewards listed (not mutually exclusive).
5. Reward – Wall Street Journal Publication Membership:
• First 1,000 Clients to transact their first cumulative transacted amount of RM50,000 or equivalent in other currency (determined by the transacted timestamp in the Bank’s system) will receive a 12-month (1 year) Membership.
• Clients who have already received the Membership via other Bank’s promotions/campaigns as at the time of fulfilment will not be entitled for this Reward.
6. Reward – RM50 GrabFood Voucher:
• Clients with a cumulative RM50,000 or equivalent in other currency successfully transacted in LiveFX for the calendar month (determined by the transacted time stamp in the Bank’s system) will be eligible for the Voucher.
• The cumulative transacted amount will be observed on a calendar monthly basis.
7. Reward – Nespresso Coffee Machine Lattisima Touch Facelift:
• First 10 Clients who transact their first cumulative transacted amount of RM3,000,000 or equivalent in other currency (determined by the transacted time stamp in the Bank’s system) will be entitled to receive a Machine.
Click here for full LiveFX Campaign Terms and Conditions.
https://av.sc.com/my/content/docs/my-livefx-tcs.pdf
GrumpyNooby
post Feb 25 2021, 01:38 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
Revision of the Bank’s Terms and Conditions

Dear Customer,

Please take note that we have revised our:
1. Priority Banking Services and Privileges Terms and Conditions;
2. Premium Banking Services and Privileges Terms and Conditions (“Terms”)

user posted image

Revisions were made to the Terms in line with regulatory requirements.
The effective date of the revised Terms is on 1st April 2021.

Announcement link: https://av.sc.com/my/content/docs/my-revisi...banking-tcs.pdf
GrumpyNooby
post Feb 25 2021, 03:46 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(Tronoh @ Feb 25 2021, 03:45 PM)
for what it's worth, I've spoken to an RM and she said either conv PSA or super salary payroll-i will get the 0.9% credit spend, and the chat service people is wrong. we'll see.
*
Yes, credit card spend bonus will be credited in on 1/3/2021.
GrumpyNooby
post Feb 25 2021, 09:21 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(AskarPerang @ Feb 25 2021, 09:19 PM)
I just got charged RM5 yesterday for paper statement charge. Not sure what's that but is my first time seeing this after 1 year having this saving account.
Guess I need to call the customer service to cancel this paper thingy.
*
You didn't subscribe to e-statement?
GrumpyNooby
post Feb 25 2021, 09:29 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(AskarPerang @ Feb 25 2021, 09:26 PM)
I have no idea about this. But I do get both email and also hardcopy statement posted to my address every month.
Maybe able to change option via the apps setting. To opt out paper statement. Will check later.
*
You can update your e-statement & e-advice setting by yourself in the Internet Banking portal.

user posted image

user posted image
GrumpyNooby
post Feb 26 2021, 09:48 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
Further Together Championship
Join the league that rewards you and your community

Go further together with Standard Chartered and Liverpool FC
From now to 31 May 2021, enjoy exclusive LFC rewards when you successfully refer friends and family to become Standard Chartered Priority Banking or Premium Banking clients5, using the unique referral link sent by your company.

user posted image

Campaign link: https://www.sc.com/my/promotions/further-together/
GrumpyNooby
post Feb 26 2021, 03:19 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
App update available for Android

//- Bolder, fresher and designed for digital, our refreshed Standard Chartered brand reflects our promise to grow and innovate alongside you
GrumpyNooby
post Feb 27 2021, 11:28 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(sabrina222 @ Feb 27 2021, 11:26 PM)
I have 2 questions..

1) So salary-I account can get the CC 0.9% ah?

2) for debit card, can i top up big pay account rm 10 x 5 times to fulfill the criteria?
*
1) Will be answered on 1/3/2021

2) Not under exclusion and will be known by 31/3/2021
GrumpyNooby
post Feb 27 2021, 11:37 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(sabrina222 @ Feb 27 2021, 11:34 PM)
The date how they determine start and end of the interest? Is it based on account opening date? Or based on month irregardless of registered date ah?
*
Calendar month for determining eligible transactions to award bonus interest.

Bonus interest is calculated baaed on MAB in the PSA and credited on the dates mentioned earlier.
GrumpyNooby
post Mar 1 2021, 03:32 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
Base interest (0.05%) and Save Bonus Interest (0.9%) with 3k fresh fund for month of February are in.

user posted image

This post has been edited by GrumpyNooby: Mar 1 2021, 08:08 PM

19 Pages « < 15 16 17 18 19 >Top
 

Change to:
| Lo-Fi Version
0.0624sec    0.70    7 queries    GZIP Disabled
Time is now: 17th December 2025 - 05:38 PM