First 12 of the day. Definitely FCFS.

This comes in email:

Consolidate your daily transactions and earn returns of up to 4.75% p.a.





Terms and Conditions
¹ Includes a base interest/profit rate of 0.05% p.a. together with bonus interest/hibah of 0.90% p.a. for a maximum Monthly Average Balance (MAB) of RM100,000 only.
² The eligible bonus returns of up to 1.80% p.a. for the spend category is for a maximum Monthly Average Balance (MAB) of RM100,000 only. Eligible customers must be Standard Chartered Bank Malaysia Berhad credit and Standard Chartered Bank Malaysia/Standard Chartered Saadiq Berhad debit cardholders.
³ Credit card is only applicable for Standard Chartered Bank Malaysia Berhad.
⁴ For takaful, 'insure' is read as 'cover'.
⁵ The eligible bonus interest/hibah of 2.00% p.a. for the invest or insure/cover category is with a maximum Monthly Average Balance (MAB) of RM100,000 only.
⁶ Subject to minimum deposit of RM1,500 in fresh funds during the month.

This post has been edited by GrumpyNooby: Jan 30 2021, 06:07 PM

Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of January are in.

You'll get the confirmed and validated answer on 31/3/2021.

Credit Card Bonus Interest (1.0%) with 1k spending for the month of January 2021 is in.

Not mentioned anywhere.

Debit card of course can be used for top up e-wallets.

Debit purchase limit = 0?
No Card Presence flag?
Internet/E-commerce flag?



This post has been edited by GrumpyNooby: Feb 3 2021, 09:48 PM

We value your feedback

Dear XXX,

At Standard Chartered, we want to give our customers the best banking experience. To serve you better, we are keen to find out more about your interests and to improve our products and services.

We would be most grateful if you could spare a few minutes to answer a few short questions. Your feedback will help us make Standard Chartered even better.

<Take Survey>

Thank you for your time and participation. Your response will be treated in the strictest confidence. We look forward to serving you soon.

What is Debit Purchase limit? Is it set to 0?

Unfortunately there's no way to retrieve the current setting other than to contact CS via call/live chat in the app/portal.

I did complain to the Live Chat CS about this and ask them to do improvement.
At least, they should have immediate effect upon change submitted like other banks.
Otherwise, that page is only serving as Service Request Raise page only.

It's difficult because there's no channel to do this by your ownself.
The debit card management section in the app/portal is merely useless.

This post has been edited by GrumpyNooby: Feb 4 2021, 03:19 PM

If TnG e-wallet can go through but ShopeePay cannot go through, it's very likely that Shopee doesn't recognize the BIN of the SC debit card.

Can do on Bigpay with just RM 1.

He's not referring to Maybank2Kard Amex

The transaction is not posted as the merchant has not claimed the money.



This post has been edited by GrumpyNooby: Feb 5 2021, 11:17 AM

Transaction history for your saving account.
All these transactions have been posted.

I'm not aware of any fee paid when opening the account.

I don't think I was being charged RM 8/12 debit card fee also.

See if it'll be charged next month upon debit card anniversary.

This post has been edited by GrumpyNooby: Feb 5 2021, 09:46 PM