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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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GrumpyNooby
post Jan 13 2021, 02:50 PM

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QUOTE(Cookie101 @ Jan 13 2021, 02:48 PM)
Hmmm...

PSA Can be tagged to multiple cards, including credit cards.
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How about multiple debit cards?
GrumpyNooby
post Jan 13 2021, 02:56 PM

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QUOTE(Cookie101 @ Jan 13 2021, 02:55 PM)
Yes.
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Good to share.

violeCookie101 confirmed that you can tie another debit card.

Please reach to SCBMB and and SCSB to get the additional debit card and get it to tag to PSA as per Cookie101 confirmation.

Eurobeater please put this into Page#1. Credit to Cookie101.

This post has been edited by GrumpyNooby: Jan 13 2021, 02:59 PM
GrumpyNooby
post Jan 13 2021, 08:49 PM

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QUOTE(David_Yang @ Jan 13 2021, 08:41 PM)
As I understand it that sounds too good to be true.

You only need to subscribe unit trust for RM 30k with sales charge of 2.5% to enjoy 2.0% bonus for a whopping 100k.

That means you pay them RM 750 and get RM 2000 bonus interest. Cannot believe.
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Current:
Bonus Interest/Hibah Payment Period:
Payable on monthly basis (for 12 months) upon fulfilment of minimum monthly Regular Saving Plan subscription amount; OR minimum monthly Banca/Takaful Regular Premium/ Contribution amount during the month

New Revision:
Bonus Interest/Hibah Payment Period:
Payable on monthly basis (for 3 months) upon fulfilment of minimum investment amount; OR minimum Banca/Takaful contribution amount

This post has been edited by GrumpyNooby: Jan 13 2021, 08:50 PM
GrumpyNooby
post Jan 14 2021, 10:21 AM

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QUOTE(David_Yang @ Jan 14 2021, 10:19 AM)
Thanks. So as always, the golden rule, if it sounds too good to be true then it is not true, one more time is valid biggrin.gif

That means you pay them RM 750 and get RM 500 bonus interest. Can believe. But no deal for me of cause.
I would call the reduction from 12 to 3 month the key change  bruce.gif
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When I see RM 30000, it has already turned me off.

The rest of the details no longer relevant to me as I have no more further interest to consider/read for it. dry.gif
GrumpyNooby
post Jan 15 2021, 01:19 PM

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QUOTE(7498 @ Jan 15 2021, 01:16 PM)
Anyone knows how to check whether debit card is tagged to PSA account? And how to tag it if not already tagged?
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Fastest way to check with CS via Live Chat.
If it not tagged, I don't think you can withdraw money at ATM from your PSA account.

This post has been edited by GrumpyNooby: Jan 15 2021, 01:20 PM
GrumpyNooby
post Jan 15 2021, 05:58 PM

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QUOTE(??!! @ Jan 15 2021, 05:52 PM)
To qualify for the 0.9% interest for debit card spend..there is no requirement to tag the card to the PSA  right?
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Clause 15: 15. The Promotion Account must be tagged to a debit card as primary account to be eligible for the Card Spend Bonus Interest/Hibah.
GrumpyNooby
post Jan 15 2021, 06:05 PM

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QUOTE(??!! @ Jan 15 2021, 06:03 PM)
thanks!
Will call my RM to check if my debit card is tagged.
Remember though I've asked her to deactivate whatever functions that can be deactivated
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Deactivated functions does not mean that the debit card is not tagged to PSA.
GrumpyNooby
post Jan 15 2021, 06:41 PM

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SMS communication is out:

QUOTE
RM0.00 StanChart: Enjoy up to 4.75%p.a. interest/returns on your first RM100K with PrivilegeSaver w.e.f. 1Feb21. Click@ bit.ly/psa-0221 for new T&C

GrumpyNooby
post Jan 16 2021, 07:18 AM

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QUOTE(datolee32 @ Jan 15 2021, 11:55 PM)
How to know whether the debit card is tagged? I applied PSA account then stanchart give me the debit card, is it auto-tagged?
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Should be auto-tagged if you have only one account with SC.
Otherwise can check with CS.

QUOTE(TheEquatorian @ Jan 16 2021, 01:04 AM)
Thanks, is there any link on how the debit card can be used? I think I’ve only used mine as an ATM card - any activation needed for payments?
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Under Card Management>Debit Card Settings in SC Mobile app. Changes won't take effect immediately.
Otherwise can check with CS.

This post has been edited by GrumpyNooby: Jan 16 2021, 09:43 AM
GrumpyNooby
post Jan 16 2021, 04:12 PM

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QUOTE(TheEquatorian @ Jan 16 2021, 03:52 PM)
Thanks. Btw, I saw some previous messages in the forum on two debit cards - is 5 retail transactions on 1 debit card enough?
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Why need two debit cards now? sweat.gif
GrumpyNooby
post Jan 18 2021, 03:27 PM

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QUOTE(Stevenlkz @ Jan 18 2021, 03:25 PM)
Anyone know online reload to boost/grab ewallet by using debit card consider as the 5 times retail transactions?
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It's not under exclusion.
If you want "confirmation", wait the outcome by 31/3/2021 for February debit card spending.

This post has been edited by GrumpyNooby: Jan 18 2021, 03:29 PM
GrumpyNooby
post Jan 19 2021, 07:07 AM

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QUOTE(cucikaki @ Jan 18 2021, 10:53 PM)
user posted image

I know this digital is from the CASA game (not really playing heavily, but just from normal transaction) but what about the premium?

Never really read the T&C last time. Anyone got keep? Search the website no where can be found
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Premium cash back is additional cash back from the digital campaign cash back for premium banking customer.

Since you won that much, you still did daily fund transfer between OCBC 360 and SC PSA. hmm.gif
GrumpyNooby
post Jan 19 2021, 09:42 AM

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QUOTE(cucikaki @ Jan 19 2021, 09:41 AM)
Fund transfer doesnt count la. I did use a lot of FPX for Foodpanda payment last time using scb.
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Foodpanda doesn't accept credit card? blink.gif
GrumpyNooby
post Jan 19 2021, 09:47 AM

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QUOTE(cucikaki @ Jan 19 2021, 09:45 AM)
The only useful card is maybank fcb. But when u use 1 CC for 2 foodpanda acc, they seems to block the card. Till now i cant no longer use my maybank card. Since give peanut 1%, so not gonna bother.

My bigpay has also been block in foodpanda. So long u link it to 2 acc. Even after removed, it’s like blocked since August last year
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I see as I thought why use own money now when you can use future money.
GrumpyNooby
post Jan 19 2021, 12:53 PM

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QUOTE(cucikaki @ Jan 19 2021, 12:52 PM)
Yeah my maybank card since Aug cannot use dy. even use at the same account also cannot. So end up using fpx all this while, but good la get reward from SCB - i didnt bother to play the pinball, only first month excited, subsequently just ignore the pinball message.
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Claw game is more rewarding than the dull pinball game. biggrin.gif
GrumpyNooby
post Jan 19 2021, 01:35 PM

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QUOTE(123azerty @ Jan 19 2021, 01:29 PM)
A note to people who have Super Salary-i (the Islamic version of PSA), we won't be earning the interest/hibah from RM1k Credit Card spend from Feb onwards.

Confirmed with the customer service.
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So it becomes like OCBC 360-i? Interesting!

Maybe they failed Shariah compliance audit? hmm.gif

Eurobeater Please update in Page #1

This post has been edited by GrumpyNooby: Jan 19 2021, 01:40 PM
GrumpyNooby
post Jan 19 2021, 04:52 PM

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Credit card spend bonus result will be known by 1/3/2020 and no need to speculate as of now.


GrumpyNooby
post Jan 19 2021, 08:32 PM

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QUOTE(TheEquatorian @ Jan 19 2021, 08:26 PM)
Any good tips for the debit card transactions? I suppose online payments are ok.

Is there a minimum transaction amount for the debit card portion in this campaign?
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Any good tips for the debit card transactions? I suppose online payments are ok. -> Yes for the mean time till next revision

Is there a minimum transaction amount for the debit card portion in this campaign? -> No for the mean time till next revision
GrumpyNooby
post Jan 21 2021, 10:22 PM

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QUOTE(wyen @ Jan 21 2021, 10:18 PM)
Oh I left out debit card at my house in KL as Im now WFH currently in Ipoh. I have credit card SCB and online banking, is performing online banking considered fulfill criteria 5x transaction via debit card?
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If the transaction is charged to your debit card and not part of the exclusion, then yes.
GrumpyNooby
post Jan 26 2021, 06:33 PM

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Usher in twice the prosperity in the year of the Ox with double duit

Double cashback for 12 winners every day
Thinking of sending money to your loved ones? Just DuitNow from 26 January until 26 February 2021 and stand a chance to win double the transaction amount (capped at RM100).

user posted image

T&C:
1. The DuitNow Campaign (“Campaign”) is valid from 26 January 2021– 26 February 2021 (“Campaign Period”), both dates inclusive.
2. To participate, customers must;
a) Have their Conventional CASA or Islamic CASA [only for Tawarruq based Islamic Savings and Current Account] application successfully approved within the campaign period and maintain all their accounts with the bank in good standing during the campaign period [“Eligible Customers”]
b) Eligible Customer who performs a successful outward transfer using DuitNow on their Conventional CASA or Islamic CASA during the campaign period [Daily Angpow Cashback Criteria] [“Successful Eligible Customer”]
3. DuitNow campaign offers Daily Double Angpow Cashback Rewards to Eligible Customer during the Campaign Period.
4. Daily Angpow worth double the DuitNow amount transacted for the day for outward transfer using DuitNow will be offered to 12 lucky customers on daily basis.
5. 12 Daily Angpow will be available for 32 days of the campaign period (day 1 to day 32 from the campaign launch date).
6. Daily Angpow capped for 12 customers daily with a maximum capped cashback amount of RM100.
7. Each client can only win 1 Angpow daily during the campaign.
8. Total winners capped at 384 customers for the campaign period.
9. Cashback will be credited to customers CASA account within 60 days after the campaign ended
10. For Islamic CASA, it is only applicable for Standard Chartered Saadiq Berhad Tawarruq-based CASA products.
11. The above is merely an excerpt for the Terms and Conditions governing the Campaign. Please click here for full campaign Terms and Conditions.

Full T&C: https://av.sc.com/my/content/docs/DuitNow-C...-copy-Jan21.pdf

Campaign link: https://www.sc.com/my/promotions/duitnow-double-duit/

This post has been edited by GrumpyNooby: Jan 26 2021, 06:34 PM

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