High Net-Worth Individual
An individual whose total net personal assets, or total net joint assets with his or her spouse, exceeds RM3 million or its equivalent in foreign currencies, excluding the value of the individual’s primary residence.
An individual who has a gross annual income exceeding RM300,000 or its equivalent in foreign currencies per annum in the preceding 12 months.
An individual who, jointly with his or her spouse, has a gross annual income exceeding RM400,000 or its equivalent in foreign currencies per annum in the preceding 12 months.


High Net-Worth Entity
A corporation with total net assets exceeding RM10 million or its equivalent in foreign currencies based on the last audited accounts.
A partnership with total net assets exceeding RM10 million or its equivalent in foreign currencies.
A company that is registered as a trust company under the Trust Companies Act 1949 which has assets under management exceeding RM10 million or its equivalent in foreign currencies.
A corporation that is a public company under the Companies Act 2016 which is approved by the SC to be a trustee under the CMSA and has assets under management exceeding RM10 million or its equivalent in foreign currencies.
A pension fund approved by the Director General of Inland Revenue under the Income Tax Act 1967.
A statutory body established by an Act of Parliament or an enactment of any State.


Accredited Investor
Central Bank of Malaysia established under the Central Bank of Malaysia Act 2009.
A holder of a Capital Markets Services Licence.
An executive director or chief executive officer of a holder of a Capital Markets Services Licence.
A unit trust scheme or a prescribed investment scheme.
A closed-end fund approved by the SC.
A licensed bank as defined in the Financial Services Act 2013 or a licensed Islamic bank as defined in the Islamic Financial Services Act 2013.
A Labuan bank as defined in the Labuan Financial Services and Securities Act 2010.
A licensed insurer as defined in the Financial Services Act 2013.
An insurance licensee as defined in the Labuan Financial Services and Securities Act 2010.
A takaful licensee as defined in the Labuan Islamic Financial Services and Securities Act 2010.
A licensed takaful operator as defined in the Islamic Financial Services Act 2013.
A private retirement scheme as defined in the CMSA.