actually i also dunno why

yeah, no doubt he is a contributor for lyn

it's ok, we all know that you got no such intention

anyway i will update on the 1st post as well

i also dunno how to calculate out, just whack only
better understanding than buying stock, no buy or sell price, just one NAV and no broker fee etc

basically NAV = [Assets (Total value after investment) - Liabilities (Management Fee)] / Units in Circulation (Total units bought by us)

i can login and updated the NAV on 1st post
still waiting for SST NAV since i didn't buy that yet

ok updated

This post has been edited by tan_aniki: Jul 23 2020, 10:05 AM

no need, you want in in out out everyday or do nothing also can

https://forum.lowyat.net/index.php?showtopi...post&p=95055061

1. Dont worry, just a wording. Our experience is T+1, which you might need to wait till Monday as now already Friday.
2. You need to send them email and do manually. My advise is redeem and buy others faster than that process which might need longer period to switch.

Price updated on 1st post, very handsome rise~

i tot u said masuk RM10k IPF and MPF each?

based on past distribution for IPF, the NAV + distribution is > the previous day NAV
so i don't really care about the tax as long as still profitable

FYI, if you got the tax voucher on distribution, there is no tax on our income:

TAXABLE INCOME (1) MYR	MALAYSIAN TAXATION - (2) MYR	FOREIGN TAXATION - (3) MYR	NON ALLOWABLE EXPENSES - (4) MYR	NON-TAXABLE INCOME + (5) MYR	DISTRIBUTION EQUALISATION +(6) MYR	NET PAYABLE = (7) MYR
0.00	0.00	0.00	XXX.XX	XXX.XX	0.00	XXX.XX

This post has been edited by tan_aniki: Jul 25 2020, 11:00 PM

Even the tax voucher shown RM0 for taxable income and malaysia tax columns, no tax has been paid for the distribution at all

i give u an example over a Thursday two weeks ago which is 16/7:

16/7 NAV = RM1.0816
17/7 NAV = RM1.0829
20/7 NAV = RM1.084

if you wish to store inside your bank over the weekend, you need to redeem on 16/7 and get the money into your bank.

let's say you got RM100k worth of units inside opus.
over the weekend it has increase RM240, which means u need RM60/day interest over 4 days

60/100000*365=21.9%

unless u got a bank that give u 21.9% pa interest, then you are free to do so

let's get another example:

09/7 NAV = RM1.08
10/7 NAV = RM1.0802
13/7 NAV = RM1.0803

over the weekend increase RM30, which means RM7.50/day over 4 days

7.5/100000*365=2.7375%

This post has been edited by tan_aniki: Jul 27 2020, 11:27 AM

ya, but if you put into opus on Friday and got RM150 extra cash (based on RM1.084-RM1.0829) rather than RM50/day over 3 days in the bank (still a crazy 18.25% pa), it still worth to dump in on Friday

This post has been edited by tan_aniki: Jul 27 2020, 11:52 AM

you can see from history, majority is better than you put into your bank over the weekend

no la, better keep inside Opus to get more income than you put inside ur bank unless it is dropping

the performance is similar to MPF but not doing well recently
better invest on IPF or SIPF

Seems like they disqualify someone and replace with a new winner on last campaign

I have updated the winner list in 2nd post, the existing winner strike off and replaced by another winner on 3/7