Welcome Guest ( Log In | Register )

19 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Opus Touch, Self-Service UT Platform

views
     
majorarmstrong
post Jul 23 2020, 11:45 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


i notice that the fund size for Opus is quite small
user posted image
majorarmstrong
post Jul 23 2020, 01:42 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(ironman16 @ Jul 23 2020, 12:39 PM)
Size mereka kecil tp bo tumpang kereta dgn wholesale fund ma,  got sikit ikan bilis to eat.
*
Betul betul
For ipf perlu dca?
Like weekly rm200?
majorarmstrong
post Jul 23 2020, 03:41 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(ironman16 @ Jul 23 2020, 02:20 PM)
FI very stable, lump sum or dca oso same.
Unless kena mcm covid masa march itu, semua drop la
*
faham
majorarmstrong
post Jul 23 2020, 10:38 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


i want to ask the button "cooling off" buat apa?
after click my screen turn blue saja and do nothing
user posted image

This post has been edited by majorarmstrong: Jul 23 2020, 10:40 PM
majorarmstrong
post Jul 24 2020, 12:43 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


Question:
1. i just now press redemption and i see need 10 calendar day to take money back? Is this true?
2. Why this opus not like other plaform that got 'switch' button, this one can only do redemption and send to your bank account?

user posted image
majorarmstrong
post Jul 24 2020, 09:02 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(ironman16 @ Jul 24 2020, 08:33 AM)
Fuyoo, cepatnya uncle redeem oledi.
Mrk taku Kasi u can switch online, nanti mrk biz sangat.
Redeem take 10 days supaya u fikir 10 kali baru tekan 😜
*
I not try to redeem I just want to experience how fast money can come out. So just in case emergency then I can still depend on some of the money inside
majorarmstrong
post Jul 24 2020, 09:29 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(funboy555 @ Jul 24 2020, 09:17 AM)
Total agree with T231H, MNet comment is so misleading and confusing. It is always back to % of holdings and % of performance.

If a 24 million fund had a high potential default bond exposure of 2.4 million (10%), as compare to a bond fund which has 240 million fund size but 48 million (20%) exposure of potential default bond, what is the impact?

Fund size does matter, I agree with that, but still back to underlying assets that they invest into. Is a bit unfair to keep commenting about defaulting bonds while you can't provide actual facts that is there really defaulted bond in it? I think earlier also i highlighted look at the credit profile in fund fact sheet, it will give u a better view how is the quality of the bonds are and what exposure is it in the funds.
*
Can you share a little bit on which fund is kena default drop till gila gila? Or totally become zero value?

majorarmstrong
post Jul 24 2020, 09:52 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(funboy555 @ Jul 24 2020, 09:40 AM)
Month-to-date 2% rise, better than 1 year FD rate...hahaha...can buy few more packs nasi lemak bungkus.
*
I masuk 3k saja
Dare not masuk much
Still new
Will masuk another 3k next month
majorarmstrong
post Jul 24 2020, 12:19 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 24 2020, 10:15 AM)
i tot u said masuk RM10k IPF and MPF each?
*
I no balls ended up only dare to commit 3k each
majorarmstrong
post Jul 24 2020, 12:20 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(voonmingloo @ Jul 24 2020, 12:13 PM)
Maybe can Hari Hari Masuk? biggrin.gif
*
I dca ma
But still no balls cause uncle old balls scare die of heart attack
majorarmstrong
post Jul 24 2020, 01:13 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(voonmingloo @ Jul 24 2020, 12:42 PM)
DCA ,Debt Collection Agent??  shocking.gif
*
Hahaha debt collection agent a good one
Yes I collect debt from my son on a monthly basis
majorarmstrong
post Jul 24 2020, 03:21 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


after income distribution price will drop so it will be the same saja

majorarmstrong
post Jul 25 2020, 10:30 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(MNet @ Jul 25 2020, 09:33 PM)
It will not be same because government already taxed so u earn less
*
oh betul juga
income distribution kena tax
then before income distribution sell, after income distribution buy back
smart
so when is income distribution?
majorarmstrong
post Jul 27 2020, 10:29 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


Question: Deposit vs when to reflect in account?

I am a little puzzle on deposit vs when it will reflect
system say cut off 4PM
so i can deposite before 4PM today and tomorrow morning 9AM will reflect?
majorarmstrong
post Jul 27 2020, 11:08 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(funboy555 @ Jul 27 2020, 10:39 AM)
Yes Uncle.

If before 4pm, you will get your money process with today's NAV price.

It will reflect and processed by the next business day morning.
*
so i should just leave my money inside my bank on Saturday and Sunday and only DCA during monday morning
can earn few cents in interest over the weekend smile.gif
i ask this because i did experiment transfer some money from Thursday morning RM100, Friday morning RM100, Saturday morning RM100, Sunday Morning RM100
i only have RM200 reflected

majorarmstrong
post Jul 27 2020, 11:38 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 27 2020, 11:23 AM)
i give u an example over a Thursday two weeks ago which is 16/7:

16/7 NAV = RM1.0816
17/7 NAV = RM1.0829
20/7 NAV = RM1.084

if you wish to store inside your bank over the weekend, you need to redeem on 16/7 and get the money into your bank.

let's say you got RM100k worth of units inside opus.
over the weekend it has increase RM240, which means u need RM60/day interest over 4 days

60/100000*365=21.9%

unless u got a bank that give u 21.9% pa interest, then you are free to do so

let's get another example:

09/7 NAV = RM1.08
10/7 NAV = RM1.0802
13/7 NAV = RM1.0803

over the weekend increase RM30, which means RM7.50/day over 4 days

7.5/100000*365=2.7375%
*
dont mean to redeem it out and leave it inside my bank over weekend and deposit it again on monday, that would be crazy and too free
more of understanding how money goes into opus and when it will reflect

majorarmstrong
post Jul 27 2020, 12:01 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 27 2020, 11:51 AM)
ya, but if you put into opus on Friday and got RM150 extra cash (based on RM1.084-RM1.0829) rather than RM50/day over 3 days in the bank (still a crazy 18.25% pa), it still worth to dump in on Friday
*
there is a word in hokkie say "not everyday is sunday"
means not everyday it will go up
it will come down also ma
anyway i still new to this OPUS
just weekly 1k until 10k saja then stop and see see look look before commit any further
some FD maturing over in middle of August so if things looks good in OPUS will put more till 50k
majorarmstrong
post Jul 27 2020, 05:02 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 27 2020, 05:01 PM)
Seems like they disqualify someone and replace with a new winner on last campaign
*
Don't understand
I saw some campaign but never really use boost to top up
majorarmstrong
post Jul 28 2020, 08:46 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


Nav what time will reflect?
majorarmstrong
post Jul 28 2020, 08:52 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(GrumpyNooby @ Jul 28 2020, 08:47 AM)
After 9am.
Login into your Opus Touch if you can't wait.

Main page will be likely refreshed after 10/11am.
*
So this NAV is there to stay for the entire day?
Not like stock market?
Can go up and down during the day?

19 Pages < 1 2 3 4 > » Top
 

Change to:
| Lo-Fi Version
0.0225sec    0.51    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 07:17 PM