It is covered.. why wont it be covered?

look, it is exactly the same insurance policies as your normal one.. the only difference is that there is no agent or branch for you to visit in person.

Everything is done online or through your phone/email.
Whether that is for you is up to the individual preferences..

But for me, I was looking at paying RM150/month vs RM1000/month for a family package. No brainer for me to choose Axa eMedic...