https://www.propertyguru.com.sg/property-gu...an%20HDB%20unit.

20K SGD is easy peasy if the guy can save 1K a month and most of them do.. hdb is actually damn affordable that's why SG has one of the highest home ownership in the world. All thanks to LKY.

angmoh are those open minded SPG, they're mostly found at clubs and nightlife spots so if you frequent there then of course you get the perception. likewise if you go to bingsu/dessert places you will find those girls who are crazy over oppas.

When you stay in SG longer and mix around with more average ones in the heartlands, you'd be surprised on how conservative they are (probably due to strict unrestricted chinese whop-ass upbringing).. and dont be surprised that they have not been to a club and cant spell every single C in the 5Cs.... but you probably cannot handle their china-ness also.

Wow, ok thank you both for the clarification. I was wrong afterall, i guess it's a huge downside that PR can only own a HDB...no wonder Sinkapok government makes so many incentives for converting from PR to citizen. !@#!@$

also PR cannot BTO and dont get a huge grants for the HDB (for first time buyers). so it's always never worth it to touch the HDB as a PR.. majority PR will convert to get a property anyways. and also deswai most PR who wanna stay PR go for EC instead to not have problems.

Well it depends on how you look at it, there are some benefits to that arrangement

IKR.. nowadays i see malaysian everywhere sial. to the point of the usual PRC who wash and collect trays and plates at hawker center got replaced with malaysian youngsters. :shocked: ..... then causeway and tuas, really cannot cross now during weekends compared to last time.. easily 2 to even 4 hours jam at custom clearance. damn....

If... you'd be surprised how low the marginal propensity to save over there.

Home ownership among citizens is high because the monthly cash outflow is lower since you can use CPF OA contribution (and top up with cash) for monthly installments, compared to renting.
A 3-rm flat rents out for $1600-2000? The monthly installment for new 3-rm flat is how much, $1000? And you can offset with CPF monthly contribution.
Also, for citizens are allowed to pay the 10% dp with CPF.

And rental agreement in Sg is heavily biased in favour of the landlord.

Do you know why there are so many foreign workers in Singapore?

It's because the Singapore Government gives a lot of tongkat to Singaporeans, in comparison to foreign workers/permanent residents.

Subsidized housing, subsidized schooling, subsidized government hospital and polyclinic visits, GST rebates, utility rebates (electricity, water, waste disposal), CPF & Medisave cash top ups, Bonus cash payments in times of good budget surpluses. I know all of this because my wife (who is now Singaporean) gets them, while I (who have remained a PR) is not given any of these benefits and special privileges.

So, the tongkat has spoiled the native Singaporean. They've become demanding, always asking for more. Always wanting more. Never wanting to work the hard jobs, only wanting the cushy jobs with the high pay. But, what can the government do? If they take away the tongkat, the government is afraid that they'll lose the election - so, more tongkat on the way. Pioneer generation, Merdeka generation. What's next? Mari Kita generation? Mangala generation akan datang, if this goes on.

In the end, the government needs to import foreign talents and foreign workers - because these bunch of people are hungry and are willing to work hard, with no misplaced sense of self-entitlement and mistaken sense of self-importance or unwarranted sense of supremacy. And what do the native Singaporeans do? Plotek, plotek - say Gahmen don't give work to Singaporeans, only want foreign workers. HOW TO GIVE WORK TO SINGKIES WHEN THESE BUMIS DON'T WANT TO DO WORK AND ONLY WANT EASY HANDOUTS?

Bodoh Singaporeans.

Lucky my wife is only Singaporean on IC, but still very Malaysian in mentality.

I never said pr can buy bto, those who settle down here, usually will have a partner convert to SG citizen to entitled the benefits as citizen

Some illegal, some got approved by appeal. As Long as you can provide a good reason.
I know what I buy, and what I sign.
Just that I don’t know why ppl compare a public housing with private housing, and told you don’t know about hdb
At first the category already different

I never promote, I just telling the facts
People come and go, SG crowded or not, not control by me

i dont understand the mind of /k people here

Encourage more people to go work in sg meanwhile complaint living cost raising, custom traffic jam getting worst, good food stall q getting longer, flight tix getting more expensive .....

I just cant brain it, good thing need to share ? Gtfo back to malaysia pls , and you can go promote how good malaysia is to bangla / nepal / rohingya

So as a sgrean i need thank u now for telling the fact ... yeah thank you so much

contract finish and lazy to work in controlled environment.

deswai.. the best scenario is to be hitched by a sgrean and you'd get all the benefits.

Why you hate Malaysian so much?
Are you ex Malaysian?

But you have to compete with many others country
Many female prc successful doing this

err malaysian housing is private housing

you were comparing the mechanisms of the two

Sorry, I didn't understand your English. What did you mean by "how low the marginal propensity to save over there"? Did you mean that a lot of them have very little savings/hard to save? Or, did you mean that although they save, the amount saved is very little?

Please forgive my substandard command of English.

Terima kasih atas penjelasan tuan.

Sekian.

I take that 5k anytime

Malaysian guys are pretty successful too

i think the margin he's talking about is the number of youths rather than the amount. Which is quite true when it comes to malaysians who are mostly moonlight gang (everymonth spend everything)