Outline ·
[ Standard ] ·
Linear+
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
|
MGM
|
May 16 2024, 12:33 PM
|
|
QUOTE(!@#$%^ @ May 16 2024, 10:30 AM) if ur balance is 10k on the 1st, then u topup 5k to become 15k on the 1st. by definition the lowest of the month is 10k. but from my understanding previously if u topup on the 1st then it will take 15k as the balance. that's why i mentioned excluding but agree might cause confusion to some I think I read somewhere that the "balance" in "minimum monthly balance" refers to end-of-day balance.
|
|
|
|
|
|
MGM
|
May 16 2024, 12:48 PM
|
|
QUOTE(Jack&Guild @ May 16 2024, 12:32 PM) some update for my friend case. Her deceased father unit in ASB and ASM are transferred to her mom account. w/o extra charges or processing fees, and done within one month. If that is the case there is no point having PENGISYTIHARAN AMANAH / TRUST DECLARATION. https://www.asnb.com.my/pengisytiharanamanah_EN.php
|
|
|
|
|
|
MGM
|
May 16 2024, 03:22 PM
|
|
QUOTE(Jack&Guild @ May 16 2024, 02:46 PM) correct without penamaan. Transfer done without hassle. If we do the penamaan, we are actually giving them consent and authority to take portion of our money, which we supposed not oblige to. This friend is a non Muslim bumi?
|
|
|
|
|
|
MGM
|
May 20 2024, 03:44 AM
|
|
QUOTE(langstrasse @ May 20 2024, 12:10 AM) Hi all If I buy ASM1/2/3 units from someone else, say halfway through the dividend cycle, will I receive prorated dividend? The moment units are transferred the dividend is "reset" right? What I mean is, regardless whether you buy units from ASNB or transfer from someone else, the dividend is always prorated based on how long you hold the unit? Refer to page 773.
|
|
|
|
|
|
MGM
|
May 24 2024, 02:52 AM
|
|
QUOTE(gedebe @ May 23 2024, 11:57 PM) is this true? Those that took up the PA have to liquidate and let inheritance claim cash some more have to pay rm1k per year  Show us where u get these info.
|
|
|
|
|
|
MGM
|
May 27 2024, 05:00 AM
|
|
QUOTE(plumberly @ May 26 2024, 09:13 PM) Years back I asked at the counter and I was told it could be settled within weeks with the xyz letter from the local council. Not in a hurry to get the money as there are other funds. Just see it as a total waste of x K fee. Ya, can use the annual dividends. But why waste that dividend? What if u don't get dividend during the waiting time (need to confirm), every one month waiting could cost 0.4%.
|
|
|
|
|
|
MGM
|
May 27 2024, 09:01 AM
|
|
PA cost: 1st 500k, rm4000, 0.8%, ~2month ASMx interest 1st 1m, rm5250, 0.525% next 1m, rm1000, 0.1%
|
|
|
|
|
|
MGM
|
May 27 2024, 10:12 AM
|
|
QUOTE(guy3288 @ May 27 2024, 09:16 AM) as long as money is still in there, before being taken out by Waris...... it earns interest then u must exclude ASM out from will prorated if i withdraw money before dividend declared, eg dividend declared in Sept 2024 i withdrew 90% of ASM in April 24, sure i will get that prorated dividend later, because my account still hidup. You closed account in April 2024 see how. Ini waris ambik keluar semua ASM sebelum dividend masuk. you think can get prorated dividend?? Lets say dividend declared in Sept2024, but money distributed to beneficiaries in July n account closed, still earning prorated for the 10 months?
|
|
|
|
|
|
MGM
|
May 27 2024, 10:59 AM
|
|
QUOTE(guy3288 @ May 27 2024, 10:37 AM) I would go another way Ie get all documents almost ready And submit after 1.9.24 dividend already in Safer If money only distributed few months after 1.9.24, rugi pun.
|
|
|
|
|
|
MGM
|
May 28 2024, 09:00 PM
|
|
I think PA is worth it if your beneficiaries r not investing savvy cos they will get units instead of cash. Without PA any delay of 3 months without interest already cost more than the fees (based on 1% fee on 250k, 0.8% on 500k, 0.5% on 1m). And if know your time is numbered and not sudden death can always transfer the units to reduce the fees.
|
|
|
|
|
|
MGM
|
May 29 2024, 07:55 PM
|
|
QUOTE(akira @ May 29 2024, 07:37 PM) Hi, You said the beneficiary will get unit instead of cash. If let's say, You mean they will get 100K of unit (let's say I have RM100K balance), then they can sell them immediately to get cash, am I right? Yes
|
|
|
|
|
|
MGM
|
May 31 2024, 04:57 PM
|
|
If ASM2 & 3 show better performance for coming FYE than ASM1, then declare >4.75% so that people would not prioritise ASM1.
|
|
|
|
|
|
MGM
|
Jun 1 2024, 09:18 PM
|
|
QUOTE(guy3288 @ Jun 1 2024, 09:16 PM) money in there is under your control why need to trasnfer? unless your remaja become adult soon you scared he wallop the money? The thinking is that easier to get units via Akaun Remaja.
|
|
|
|
|
|
MGM
|
Jun 5 2024, 07:03 AM
|
|
QUOTE(gedebe @ Jun 5 2024, 03:53 AM) does PA force you to liquidate your fund upon execution? Your beneficiaries will get the units.
|
|
|
|
|
|
MGM
|
Jun 5 2024, 01:41 PM
|
|
QUOTE(viviasia @ Jun 5 2024, 12:50 PM) MBB/TnG does not charge if transaction failed. Use la MyASNB (via FPX) it's free. If buy via banks' app, wont tell units availability right?
|
|
|
|
|
|
MGM
|
Jun 6 2024, 04:42 PM
|
|
QUOTE(RiriRuruRara @ Jun 6 2024, 04:22 PM) Just wondering why small amount also need to give reason now??? Takut kena scam?
|
|
|
|
|
|
MGM
|
Jun 7 2024, 08:34 AM
|
|
QUOTE(Mr Gray @ Jun 7 2024, 07:24 AM) https://theedgemalaysia.com/node/7133020.3% fee for Ria via myasnb. And waived until 31 December 2024. Much more palatable than the 1.75%-2% fee normally imposed at the point of purchase. Very respectable returns for the past one year. Maybe asnb variable funds have turned around? Few would want to invest in Asnb variable funds. Klse was 1600 in 2011 n now same level, fluctuating in between 1300 & 1800, unless u can time d market which is difficult cos of high transaction cost. But if one has invested in Asmx since 13 years ago the acc balance has doubled. This post has been edited by MGM: Jun 7 2024, 09:06 AM
|
|
|
|
|
|
MGM
|
Jun 10 2024, 10:55 AM
|
|
QUOTE(nexona88 @ Jun 10 2024, 10:47 AM) Try minimal amounts as we don't really know it's full performance... As for now, 3 month period... It's around 3% paper profit... Might go higher or dropped lower... Can go either way.... It's not fixed price B4 transaction cost.
|
|
|
|
|
|
MGM
|
Jun 25 2024, 04:27 PM
|
|
QUOTE(virtualgay @ Jun 25 2024, 03:54 PM) btw this few days i start to buy ASM 1,2 and 3 ASM 2 is quite easy to buy.. go try it out RM10k no issue What time u find easy to buy?
|
|
|
|
|
|
MGM
|
Jun 29 2024, 01:29 AM
|
|
QUOTE(theevilman1909 @ Jun 28 2024, 04:32 PM)  Income - RM 437.76 mil Distribution - RM 405.65 mil Equities remain the largest contributors to income, with domestic equities constituting 11.81% of the total return and international equities accounting for 3.64% of the overall portfolio. Equities remain the largest contributors to income (11.81%+3.64%=15.45%)with domestic equities constituting 11.81% of the total return and international equities accounting for 3.64% of the overall portfolio. Equities largest contributor but only 15.45% of total returns? What contribute the remaining 84.55% but is not larger than equities?
|
|
|
|
|