Outline ·
[ Standard ] ·
Linear+
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
|
MGM
|
 Oct 16 2023, 12:34 PM
|
|
QUOTE(renodiy @ Oct 16 2023, 12:02 PM) sadly blindly sign up bcse last time so hard to get the units..after getting, did nomination so units can be transferred to beneficiary.... or else cash given and beneficiaries need to know where to place the cash. If all your beneficiaries r minors or not investment savvy then it is better for them to get the ASMx units which r hard to buy then cash from EPF. |
|
|
|
|
|
MGM
|
Oct 26 2023, 12:41 AM
|
|
|
QUOTE(guy3288 @ Oct 25 2023, 11:57 PM) 1 person not much the commission but ASBN handle how many millions? it can go to hundreds of thousands when the time comes for each and every one of us who subscribed. yeah i agree. but can save why not? That is only 0.5%, unless your beneficiaries have better investment after cashing out upon your passing. ASMx % > fd by more than 0.5% per year. |
|
|
|
|
|
MGM
|
Oct 26 2023, 01:19 AM
|
|
|
QUOTE(guy3288 @ Oct 26 2023, 01:04 AM) but in my case there would be no cashing out.. kids and wife will get all in units ASM1, ASM2 ASM3 no transfer no change of hand . that is my way on saving fees, the best way. properties also no need change ownership Without PENGISYTIHARAN AMANAH, your units will not be pass over to your beneficiaries, they will get cash. |
|
|
|
|
|
MGM
|
Oct 26 2023, 09:24 PM
|
|
|
QUOTE(guy3288 @ Oct 26 2023, 09:19 PM) True , if all units you have are in your name. Not in my case... i bought in their names. even properties. could be more yes.. buy in their names, save fees, commisions, tax no need argue no need fight when we die all distributed siap . But u still have a big portion under your name, u use will to distribute? |
|
|
|
|
|
MGM
|
Oct 27 2023, 01:29 PM
|
|
|
QUOTE(guy3288 @ Oct 26 2023, 09:40 PM) yes i have a will but only planned as a last resort, sort of backup i plan to have minimum in my hand later. everything allowed joint name, put joint-either one to withdraw. my son need a lounge card, i transferred 1 lot of Bond so he could get the card.
and that Bond is Perpetual type.wife and kids all also signed their wills siap siap . Sorry can elaborate on the statement in blue, the lounge card is ref to airport lounge, n what bond? |
|
|
|
|
|
MGM
|
Oct 31 2023, 11:33 PM
|
|
|
QUOTE(Haloperidol @ Oct 31 2023, 10:14 PM) Haiya, if you managed to buy 30k one shot during the release of new unit, you can do pengistiharan amanah for free... U managed to do it then? This post has been edited by MGM: Oct 31 2023, 11:34 PM |
|
|
|
|
|
MGM
|
Nov 1 2023, 12:23 AM
|
|
|
QUOTE(Haloperidol @ Nov 1 2023, 12:00 AM) yeah, i did my pengishiharan few months ago. for free. But kinda troublesome , need to find the officer etc etc. Aiyah why didnt u say earlier, now no more right? |
|
|
|
|
|
MGM
|
Nov 1 2023, 12:40 AM
|
|
|
QUOTE(Haloperidol @ Nov 1 2023, 12:32 AM) Now not as easy to buy must do it at 2am, during campaign time already bought 100k+ and it was easy. |
|
|
|
|
|
MGM
|
Nov 4 2023, 01:45 PM
|
|
|
QUOTE(Haloperidol @ Nov 4 2023, 01:29 PM) Even that Total asset worth 500k = charged 3875 Total asset worth 1 M = charged 5125 vs Probation letter 4k You achieved 1k ++ saving but waste the 1k on Time Value. For me, the speed of disbursement is more vital. 21 days vs 6 months, time has value too. And with the PA, u r still earning every single day of dividend. If using will, is there any loss of returns while waiting for 6 months? |
|
|
|
|
|
MGM
|
Nov 4 2023, 02:11 PM
|
|
|
QUOTE(nexona88 @ Nov 4 2023, 02:05 PM) Don't inform ASNB & suspended the account... Even don't suspended... Still cannot withdraw the $$$ because need the decease thumbprint which u cannot get anymore 😆 So... Prepared all the LA / Probate / Documents first... Then only visit ASNB with all the details... Just my opinion 😏 So using this method, the units r still earning dividend? What about the period after informing ASNB n getting the cash, no dividend? |
|
|
|
|
|
MGM
|
Nov 4 2023, 09:36 PM
|
|
|
QUOTE(nexona88 @ Nov 4 2023, 05:59 PM) U don't inform ASNB... So the dividend declare & credit as usual... It's not like CASA, 1 year No activities @ transaction... Straight become dormant account... Few years No transaction also non issues as long dividends paid in units.... After inform... Sure they suspended the account... No more dividend counted.... they would process your application with the documents given.... How long is the period without dividend, if like 6 months of 5% of 1M is 25k, a lot of money. |
|
|
|
|
|
MGM
|
Nov 6 2023, 10:41 AM
|
|
|
QUOTE(coyouth @ Nov 6 2023, 10:00 AM) from all the discussion so far, in the case of an untoward incident happening; if convenience/speed is the goal, doing the pengisytiharan amanah is the way to go. RM5k+ fees  Without PA, could potentially cost more + more paper work. This post has been edited by MGM: Nov 6 2023, 10:41 AM |
|
|
|
|
|
MGM
|
Dec 6 2023, 07:36 PM
|
|
|
QUOTE(MattSally @ Dec 6 2023, 07:35 PM) Correct, but like I said, I suspect this practice will be curtailed - or people will simply switch from ASB1 to ASB3. What is the fund size ratio of ASB1:2:3? |
|
|
|
|
|
MGM
|
Dec 6 2023, 11:52 PM
|
|
|
QUOTE(Jack&Guild @ Dec 6 2023, 09:50 PM) Just opened account asb1-3 today. Will switch all my fund in asm1-3 to asb2 first on the 01.01. The rest balance equally shared in asb1&3. Dont understand why u didnt use ASBx previously? |
|
|
|
|
|
MGM
|
Dec 7 2023, 12:34 PM
|
|
|
QUOTE(Jack&Guild @ Dec 7 2023, 11:43 AM) Cos just got my identity changed to bumi. I mean from chinese to dayak. Not muslim as some of you maybe thinking of. QUOTE(nexona88 @ Dec 7 2023, 11:52 AM) Let me guess... Some Malaya JPN officer made the silly mistake when register your details in the system..... Common problem in Borneo states.... Then there's mistake of input as Muslim when see Bin/Binti... Actual non Muslim also uses Bin/Binti there.... That's why... If want open ASB account... Better do at Borneo states... They would understand better... Opening in KL / Malaya... Keep confused with your bumi status 😁 especially those mix marriage children So was it a mistake recorded at birth? Interesting. |
|
|
|
|
|
MGM
|
Dec 7 2023, 01:00 PM
|
|
|
QUOTE(Jack&Guild @ Dec 7 2023, 12:39 PM) Cos only recently government recognised mixed marriage after they amended constitution and state ordinance for sarawak. U mean if any Malaysian Chinese marries with Dayak will become bumi or only Sarawakian? |
|
|
|
|
|
MGM
|
Dec 8 2023, 07:27 PM
|
|
|
QUOTE(Jack&Guild @ Dec 7 2023, 12:39 PM) Cos only recently government recognised mixed marriage after they amended constitution and state ordinance for sarawak. QUOTE(guy3288 @ Dec 8 2023, 06:33 PM) ASM1 what happened? past few days you simply click 30k anytime available! all the time i checked is still available...but too bad i dont buy early month. QUOTE(guy3288 @ Dec 8 2023, 07:10 PM) like that still can maintain dividend 4.5% or not? jangan jangan they all knew something selling nonstop asking us to buy...  May be many like J&G above switch all ASMx to ASBx. |
|
|
|
|
|
MGM
|
Dec 12 2023, 09:06 AM
|
|
|
QUOTE(romuluz777 @ Dec 12 2023, 08:51 AM) Not buying anymore, kena simpan bullet for 1-Jan 2024  Public holiday n usually there r less units on 1st day of month. |
|
|
|
|
|
MGM
|
Dec 21 2023, 12:19 PM
|
|
|
Doesnt look good for ASM1, should be <5%.
|
|
|
|
|
|
MGM
|
Dec 22 2023, 11:06 AM
|
|
|
QUOTE(!@#$%^ @ Dec 21 2023, 12:28 PM) janji more than fd, rize, gxbank, kdi, tng Any of the above getting higher returns than FD for 37days (from now to endof Jan2024)? |
|
|
|
|
Quote
0.0447sec
0.87
7 queries
GZIP Disabled