Tax also no issue la cause dividend need to have 100k
If you have 100k you will need at least 2 million
2M x 5% give u 100k from the 100k x 2% which is 2k

U earn 100k give gov 2k no issue la

like that lagi no issue la...
u earn 120k then u pay just RM400.. wont make u any poorer

so conclusion is stick with ASNB and u wont even need to pay RM400 hahaha
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another question, i dont understand since UT dont have dividend tax and ASNB and EPF also dont have dividend tax then the tax is for what? stock dividend tax? I lagi dont understand since stock they already tax before pay out dividend so where do they tax this dividend tax from? super confuse

smart move ma!! making money off ppl who are not knowledgable enough

Any reason why suddenly ASM so hot?

If I withdraw 1k out on 31st Jan does the 1k totally no interest? So best is to withdraw it on 1st Feb?

Okok then 3rd Feb lo

migrating ASM to KWSP in Feb

Yes ASM1
Gonna go bank Monday to withdraw it keep it in rize for 20+ days then move it to kwsp

this year i am 52, target to retire by 55 if possible but if cant then work till 60 yo

52 yo and have enough in ASM1 even after this round of withdrawal

Most likely wait till April 1st baru go withdraw
Decided to go today but realized that the bank queue quite long, march 1st week travel so have to be April
Will keep you guys posted

I am so proud of you to make such a bold decision. 1.5% is not much but again it is a wise decision because money that is not spend is not your money 💰

I too wishing that day will come
I on the other hand recently withdrew 100k to pump into EPF
Finally this is the first year is manage to fully utilized my 100k quota

From epf side I am trying my best to hit 1.3M

Will they have special ASM unit to buy from there? If yes I don't mind to take a trip over

i now need to collect my ASM again as sold 100k to masuk EPF
Now saving bullet for MSAM as well.. not sure this year MSAM is when

location is another thing - i am worried is like in Sabah or Sarawak then i wont attend la
If is in like Perlis, Perak, Terrengganu, Pahang, Kedah - maybe can consider
If is like in Johor, Penang, Melaka - most likely will go
If is in KL & SElangor - confirm attendance everyday

I go there join contest, collect free gifts, collect petronas voucher
i am the type that goes everyday (2 days at least)

This post has been edited by virtualgay: Mar 14 2025, 12:27 AM

i normally use kiosk to do my deposit
so cucuk IC, then cucuk debit card
they also allow online to buy if not wrong, just show them the app, do it infront of them and then enter the code like MSAM2024
then you will be eligible for petronas petrol card
then of course visit lots of booth to collect some umbrella, join lucky draw, lots of pens, invest in maybank to even collect some coin boxes,
i lost my day 1 photo - day 1 i got those msam stamping umbrella, some voucher to lloaox2 and some other voucher to dont know what la... and of course petronas card and some pillow, cannot remember la.. this is what i get for Day 2,



This post has been edited by virtualgay: Mar 14 2025, 02:32 PM

RM100 if not wrong invest in gold or open izest account
no idea la... nothing more than RM500 so dont worry

200k apa kereta? I am just curious...

true - go for xpeng x9 around 270k if u always goes out in groups

when i retire i like companion so i will buy MPV so i can fetch my friends, family, relatives to yumchar

Tarrif war is no joke + actual war UD Houthi I guess this year asm and epf dividend won't be good