Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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 Sep 20 2024, 11:09 AM
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#241
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Senior Member
3,258 posts Joined: Apr 2008  
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just back from vacation - use dividend to go vacation nexona88 liked this post
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Sep 20 2024, 11:32 AM
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#242
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(ericlaiys @ Sep 20 2024, 11:12 AM) wow...u must have a lot for dividend to covered your vacation not much but enought to afford to bring wife and kids to a 6 days 5 nights in hong kong and Shenzen and still got some balance the trick is book it during matta fair hotel book with RHB Multi Currency Debit Card give u 50% discount flights book with RHB Multi Currency Debit Card give u 50% discount dont take those tour package but plan yourself free and easy wont visit hong kong anymore, nothing special except hong kong disneyland that i could not get in Malaysia food expensive - malaysia food better, drink expensive, - malaysia drinks better transportation cost is expensive - malaysia grab and lrt cheaper hotel lagi expensive but got 50% discount so not that painful shenzen i only spend 2 days 1 night - everything is cheap, food very very good, will visit again next year service oriented i dont even need to take their lrt, just use their Didi (Grab in China) which is quite cheap and less walking togekiss, HolyCooler, and 1 other liked this post
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Sep 20 2024, 11:34 AM
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#243
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(ronnie @ Sep 20 2024, 11:13 AM) Europe vacation ? my dividend from KWSP sure enough for europe trip but i not yet retireso only can do nearby trip |
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Sep 20 2024, 12:52 PM
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#244
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(ericlaiys @ Sep 20 2024, 11:45 AM) how to get RHB Multi Currency Debit Card give u 50% discount? read this article - https://matta.org.my/press-release/33360-ma...-september-2024100% true and must book with CIT Travel |
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Sep 24 2024, 12:15 AM
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#245
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Senior Member
3,258 posts Joined: Apr 2008
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I waiting for next year MSAM
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Sep 25 2024, 12:15 AM
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#246
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(BboyDora @ Sep 24 2024, 04:25 PM) this is yearly event? Yes and my first year attending it and it was really fun... Can't wait to attend next yearLove collecting free gifts here and there nexona88 liked this post
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Sep 25 2024, 02:38 PM
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#247
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(themanf2003 @ Sep 25 2024, 12:25 PM) MY PERSONAL ANALYSIS : I normally won't redeem all just leave like rm100 inside asm2 and asm31. Even if the 3K will only be eligible for dividend next month onwards based on the minimum monthly balance rule, for 12 months period, you will still get higher return Eg. for 100K : 1. Place in FD interest at 4% : Return for 12 months = RM4000 2. Place in ASM3 now, assumption dividend is 4.5%, first month no interest unless invest on 1st of the month : Return for 12 month = 100,000 * 11/12 * 4.5% = 4125, As the computation shown : The return of ASM3 is still higher I am a novice in ASM investing, this is my purely my personal analysis based on my reading recently, anyone care to comment, feel free to point out my mistake if any In addition to the higher return, one should not wait for the "best time" to invest in ASM, the number of units is hard to come by unless ASN announce additional unit for subscription (which is uncertain and no guarantee it will), therefore, my opinion is : buy as many unit as possible if you can get it. By the way, even if you redeem all your ASM3 before 1/10/25, you will still get the dividend when it declares it, just make sure you keep the account active !!! |
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Sep 30 2024, 10:23 AM
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#248
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Senior Member
3,258 posts Joined: Apr 2008
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Wah ASNB not working? ASM 3 tak nak declare? Or too high don't dare declare?
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Sep 30 2024, 11:09 AM
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#249
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(Dyson Jin @ Sep 30 2024, 10:31 AM) asnb working as fine,can login and can buy asm1,2 depend availability Saja nak kacauasm 3 normally today afternoon will announce. why u macam so marah..chill la Not angry la nexona88 liked this post
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Sep 30 2024, 02:13 PM
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#250
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Sep 30 2024, 01:33 PM) ASM 3 - 2024 Disappointed distribute more than income from ASM3RM837.89 mil - Distribution RM820.32 mil - Nett Income 17.64 Bil units ASM 2 - 2024 RM1.13 Bil - Distribution RM1.27 Bil - Nett Income ASM1 - 2024 RM1.33 Bil - Distribution RM1.42 Bil - Nett Income Not healthy |
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Oct 1 2024, 09:32 AM
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#251
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(poweredbydiscuz @ Oct 1 2024, 08:57 AM) Would like to know this too. Is it possible to transfer units between 2 unrelated individual? Any limit? Bro don't fall into love scam trapAll the pictures n videos are fake Wake up nexona88 liked this post
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Oct 1 2024, 09:56 AM
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#252
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Oct 1 2024, 09:46 AM) Even before you transfer.. You don't give him ideas laThe ASNB staff would ask multiple questions... This transfer only can be done at branch... Need to fill up form Later kena love scam all hard earn money gone Red flags bro nexona88 liked this post
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Oct 8 2024, 09:20 PM
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#253
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Senior Member
3,258 posts Joined: Apr 2008
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Janji 5.0% tahun depan is all that matters
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Oct 10 2024, 02:53 PM
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#254
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Oct 10 2024, 09:03 AM) Yes. That's the fact... once i hit 1M in EPF, i will move all ASM to EPF till ASM become zeroBecause there's no other choice for low risk stable returns assets class available in Malaysia... Comparable one is EPF, but that one got limit of 100k per year... i think a lot of us here are already doing that nexona88 liked this post
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Oct 10 2024, 09:24 PM
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#255
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Oct 10 2024, 05:24 PM) Good for you slowly lo...I don't think can ever hit 1mil in this lifetime Even the yearly 100k also not yet fulfill for years... So better have some in ASMx... Because easy access & not locked up till 55yo me still a little bit more i am already at 51 which is sad i wish i can turn back to clock and now i am just 41 |
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Oct 16 2024, 10:35 AM
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#256
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(BboyDora @ Oct 16 2024, 10:28 AM) Nowadays i just worry no chance to enjoy EPF money. there are 3 persons i know ady gone forever before retired. so far those at my age i know a couple of them die before even reaching 50 2 die from covid 1 die from heart attack 1 die from cancer EPF also got risk.. if u got few million inside then your wife and kids will enjoy saja la... you enjoy inside your urn / grave lo |
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Oct 16 2024, 10:36 AM
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#257
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Oct 16 2024, 10:33 AM) Nowadays got account 3... what is PA?Can somehow enjoy your EPF $$$ partly 🙏 Just make sure your nominees is updated... And informed those listed... And for ASMx, if no subscribe to PA... Tell next of kin your holdings... For us, change lifestyle... Eat healthy... Don't stressed out... |
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Oct 16 2024, 10:45 AM
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#258
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(nexona88 @ Oct 16 2024, 10:40 AM) Something like Trust Declaration... Wills specific for ASNB units trust products... if i have a 'will' does it work?Like nominees but with fee involved... Not FOC like EPF |
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Oct 16 2024, 10:46 AM
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#259
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Senior Member
3,258 posts Joined: Apr 2008
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QUOTE(BboyDora @ Oct 16 2024, 10:40 AM) i also almost see the Creator when i get Covid. luckily it's not my time yet thank god u still here continue to grind for many years make ur saving bigger then let ur loves one enjoy ok |
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Oct 16 2024, 10:57 AM
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#260
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Senior Member
3,258 posts Joined: Apr 2008
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also there is maintenance fee also RM10 if not wrong if we were to do the nomination with ASNB
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