Add On:

15 September 2025 which is not on Kuda as our nation always have bonus holiday

This month really loaded with public holidays 1st, 5th, 15th & 16th

School teachers got additional from 17th to 19th so this month they literally only work 15 days

Just now this thing also came into my mind

The RM100 SARA that Gov gave out, actually the money also contributed to their tax revenue from SST and company tax, does this mean nett nett they actually gave out lesser than RM100 per person?

Yes past years we saw school holidays always have withdrawals, probably to fund the spendings to bring kids out etc.

I will be more incline to expect no growth in dividend % again for 2026 after seeing what happened to ASB2 and ASW

Until today, FBMKLCI is still below 1600 and even went back also never stay long

So like what ASNB said during ASW distribution, KLCI still -ve YoY

Unless it goes back to 1600+ and most importantly stay there then we could seee a growth

Of course, I hope I will be proven wrong

I hope ASM can at least stay at 5% but I can only hope

Actually I read something and it somehow sparks my awareness, you see now Trump actually doing less drama but things still gloomy

Why? Actually the real impact from his tariff thing will come after. Because once kicked in people will spend less because things had gone more expensive so the real impact coming now

From the movement looks like ASNB aren't doing anything proactively, just cruise on

Could be that they are not allowed to, because like you said less global (US) exposure and more volatile withdrawal compared to EPF

from the narrative they sent out for ASW payout I feel they are just cruising thru, especially when they mentioned YoY KLCI is -ve

if you look at point to point YoY of course -ve

in between there are dip & high so does that mean they did not take the chance, which most probably so because if so they will also contribute to market volatility

like what you said previously, if compared to US index KLCI can only swim around 1,xxx pts after so many years while DJI or S&P 500 the jump within a year also more than that number already

But when dip, also the same can go very deep

Yeah

Important to keep our expectation right

If weak heart and chose to invest in low risk instruments eg. ASNB then don't expect unrealistic return

If want high return, go to those that can offer but be ready for the excitement

Worst comment was when ASNB declared 4% dividend during recovery and whined that ASNB sucks and should had just dumped it somewhere else

Yes hopefully it will stay above or continue to go up steadily

Just hope no profit taking next week after long holiday

By the way, USD further down what's happening? Really anticipating rate cut?

This post has been edited by coolguy_0925: Sep 12 2025, 11:51 PM

wow if Malaysia follow then gonna have very cheap borrowing cost

but FD rate to the drain

Now we know why they are so desperate for more fund esp ASM and KWSP self-contribution/i-Saraan/2% FW

if foreign fund keep withdrawing also need someone to fill in the gap otherwise cannot sustain 1600 or even 1500 am I right

4.75% because KLCI past 1 month didn't go far

Couldn't even sustain 1600 for more than 2 days

Ya equity is only a portion of the portfolio

But ASNB was using KLCI bad performance to justify ASM 2 dividend stuck at 4.75%

Basically, I feel they are indirectly telling us to bersyukur still got same dividend % despite KLCI not performing as a whole

Ya their benchmark

Easily can surpass

Soon even easier since now US started the rate cut

Habislah don't kena my ASNB weh

Winter is coming?

TQ Donald Trump tariff

Rakyat more eager for announcement of RM1.99/litre RON95

Yeah and from targeted subsidy to MORE subsidy

Well... there goes our PADU

From history trend

It is gonna be 4.75%

Remember ASM 3 was established after the KLCI high time so I myself don't expect they have huge buffer kept

Yup Yup

Instead I am looking forward for coming year

Whether can sustain 5% for ASM and the rest follows

ASB will tell in December

nexona88: Go big or go home!

actually I suspect some don't even know how the dividend is being calculated so they just withdraw as they wished

there was one content creator 'preaching' about it also gave an impression that dividend of ASM products are daily rested

despite the end result was correct (he used example of deposit of 1st day of the month and withdraw on 1st day of another month) his calculation was using x how many days