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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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coolguy_0925
post Jul 11 2025, 11:49 PM

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QUOTE(nexona88 @ Jul 11 2025, 09:54 AM)
Based on lowyat members posted above...

ASNB is "blocking" the available units to "match" with those "unsuccessful transaction" on 7/7 sales day....
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All signs showing them really working hard (or desperate) to get RM1 billion+ cash within last week

No limit set, keep promoting the opening & block live units to fulfill 7/7 sales
coolguy_0925
post Jul 12 2025, 04:27 PM

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QUOTE(nexona88 @ Jul 12 2025, 07:51 AM)
I wonder what actually happened behind...

They lost some $$$ & need to cover back???

they planning some "strategic investment" which brings the $$$ or just using to pop up the local market...
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no idea

maybe too much unsubscribed units

maybe wanna push KLCI

all I hope is don't tank our dividend
coolguy_0925
post Jul 12 2025, 10:55 PM

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QUOTE(nexona88 @ Jul 12 2025, 05:26 PM)
Well..

Some of us already expecting same 4.75% dividend.... Following ASB 3 Didik trends....

Worse case, probably dropped to 4%??? Still better than FDs 😁

But lower than Versa 4.2%
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Hopefully at least same as last year

Otherwise become dropping trend again

ASB 3 actually got more just that they kept some

I still think despite the tariff thing the whole year still perform better than last year

So if lower than alst year, memang tak buat kerja tu grin.gif
coolguy_0925
post Aug 14 2025, 05:08 PM

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QUOTE(MattSally @ Aug 12 2025, 06:26 PM)
Agreed. My hope for 5% is based on the shock value of the tariffs dissipating and Trump backing off on their implementation - which he has just done again today with China.
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After reading today's news from EPF

Still got slight hope for 5%, unless they insist to retain a big chuck of earnings
coolguy_0925
post Aug 14 2025, 05:50 PM

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QUOTE(nexona88 @ Aug 14 2025, 05:30 PM)
One thing difference is foreign exposure for ASMx funds...

They is not like EPF.... I remember reading it's around 20%+ vs EPF 39% something...
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No idea why they are not expanding it, at least gradually and the directive only given to EPF to reduce foreign exposure
coolguy_0925
post Aug 25 2025, 08:53 PM

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QUOTE(MattSally @ Aug 25 2025, 04:36 PM)
Let's hope for some good news on ASM2 - hopefully Friday.
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FBMKLCI is doing great

I believe the income will be able to hit 5%

Probably a lower % will be declared to keep some for the future
coolguy_0925
post Aug 27 2025, 09:15 PM

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QUOTE(renodiy @ Aug 27 2025, 08:09 PM)
my asnb premier advisor is now missing after i did some withdrawals...

must have min1 mil  to have one? like not faithful like this.... 😅
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err seriously

you expect bankers, insurance agents, relationship managers to be faithful?

they will only be faithful to one thing grin.gif
coolguy_0925
post Aug 27 2025, 09:16 PM

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QUOTE(MattSally @ Aug 27 2025, 09:15 PM)
So, when do we think ASM2 will declare the dividend? It seems to me that it has to be either tomorrow or Friday.
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even until today there is no suspension announcement for dividend calculation

or now not required anymore
coolguy_0925
post Aug 27 2025, 09:32 PM

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QUOTE(nexona88 @ Aug 27 2025, 09:21 PM)
Based on Maybank announcement...

It's  just 1 day only

https://www.maybank2u.com.my/maybank2u/mala...navailable.page?
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ekkk never expect this came from MBB instead sweat.gif
coolguy_0925
post Aug 28 2025, 04:45 PM

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QUOTE(renodiy @ Aug 28 2025, 08:25 AM)
mine was not as good as others. never received any gifts too... anyway now i just depend on dividends to compound into the funds.
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not only yours, all the same

if you don't pump handsome sum of money regularly

no RM is gonna waste their time on you, don't even talk about gifts

they got their kpi to meet

but since you said your aim is just to compound now, if me I rather they don't contact me as it is more annoying for them to come disturb my peace
coolguy_0925
post Aug 28 2025, 08:43 PM

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Income RM1.24 b

Distribute RM1.18 b

Not even keeping much buffer

Source
coolguy_0925
post Aug 28 2025, 08:46 PM

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QUOTE(MattSally @ Aug 28 2025, 08:34 PM)
5.8% could still be regarded as yoy progress. What I don’t want to see is ASBx dividends stabilising below 6% or ASMx dividends stabilising below 5%.
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Should be... 4.8%

QUOTE(renodiy @ Aug 28 2025, 08:42 PM)
I was pumping in a lot previously.  but units unavailable so no matter what... cant do anything.

but now with epf  limit 100k , prefer all in epf.  but will still occasionally try luck and add into asnb.
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Probably better strategy as EPF recent years average is giving higher %

I am planning to start shifting some over when approaching 50yo
coolguy_0925
post Aug 28 2025, 09:11 PM

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QUOTE(MattSally @ Aug 28 2025, 09:02 PM)
We were talking about ASB1 dividend so 5.8% would be correct.

But, yes, 4.8% for ASM2, ASM3 would have kept some small progress alive.
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ok if ASB only 5.8% then really expect the rest to stay stagnant

looking at ASM 2 result really not encouraging because even total income is just RM0.06 b undeclared

excuse is YoY negative KLCI index doh.gif
coolguy_0925
post Aug 28 2025, 09:34 PM

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QUOTE(nexona88 @ Aug 28 2025, 09:29 PM)
They seems to boosting the performance...

Saying it's outperformed the benchmark set.... With the negatives from Bursa Malaysia.....

And with all these OPR cuts....  ASMx funds & even ASBx funds become dumping ground from Others low yield assets.... That's why any units available, all gone so fast...

Anyhow.....
Hopefully next year got some better returns & results.....
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Yeah boasting because benchmark against normal FD & give a straight line YoY Bursa -ve % duh

If FD also can't outperform who else would will invest huh

Like you said every unit released also sweeped in no time, why the hassle to overperform


coolguy_0925
post Aug 28 2025, 09:53 PM

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QUOTE(nexona88 @ Aug 28 2025, 09:43 PM)
Just saw ASNB socmed page...

Full with people bashing... Big disappointment by many...

All compares with ASM1 dividend rates... Which can give 5%...

Examples below 👇
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Yup always a fun place to visit upon every dividend announcement grin.gif

Someone will help to bash no need to do it ourselves lol
coolguy_0925
post Aug 29 2025, 11:21 PM

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QUOTE(nexona88 @ Aug 29 2025, 02:03 PM)
Done rounding up my ASM 2 Wawasan balance.... To reflect post dividend....
My dividend calculation never go wrong past few years.... Hopefully this year also same.....

Thanks to whoever that withdrawn their ASM 2 Wawasan units during Friday long break time....

silentsurfer
Can use MyASNB web portal to rounding up the cents...
Apps cannot for both deposit & withdrawal.... Only switching can, that also 1k minimal to include cents... Below cannot reflect..... The cents part missing....
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Gosh this time you even did it in advance

Congrates for getting 4.75% richer in ASM 2 soon grin.gif

Hope next year get more than 5%

Anyway, gonna withdraw a few hundred for September expenses... those wanna round up might get some from my pot lol
coolguy_0925
post Sep 1 2025, 09:09 PM

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QUOTE(nexona88 @ Sep 1 2025, 03:56 AM)
Updates:

MyASNB is up & Running...

Dividend for ASM 2 already credited....

For me... It's spot on... My calculations is correct... So No more cents balance for me...

Also tried to buy some units for fun... Zero available as for now...

🙏
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Reporting in

Spot on to the last cent for mine as well

Till 2026

Adios!
coolguy_0925
post Sep 1 2025, 10:50 PM

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QUOTE(sweetpea123 @ Sep 1 2025, 10:41 PM)
Am i correct to assume that you guys didn't buy any ASM2 for the whole year? Otherwise it's quite difficult to compute if you bought intermittently..
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I did not buy but I withdrew on and off

Family member bought on and off

Both tally
coolguy_0925
post Sep 2 2025, 08:32 PM

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QUOTE(sweetpea123 @ Sep 2 2025, 12:47 PM)
Oh ya hor, i forgot it's a monthly interest calculation 😂😂, i was thinking daily like KDI. That's why I say a hassle to calculate if we buy intermittently. My bad 😅
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lol no wonder grin.gif

it was basically a less than 5 minutes job using Excel

QUOTE(theevilman1909 @ Sep 2 2025, 04:37 PM)
Did some Online redemption @ myASNB Yesterday evening. The Money credited into my registered bank account @ Maybank
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Me not MBB so usually around 9pm

As at 8.30pm when I writing this reply, not credited yet
coolguy_0925
post Sep 2 2025, 09:51 PM

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QUOTE(nexona88 @ Sep 2 2025, 09:34 PM)
One of the trick I learned....

Always uses the organization crediting banks as your registered account....

ASNB - Maybank, Government aid - BSN... Something like that....
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Checked again at 8.45pm and it is in

In the long winded description there is this wording MBBPYT

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