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 Wahed Invest Malaysia, Good, Ok2, Bad?

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myroy
post May 6 2020, 04:36 PM

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QUOTE(waghyu @ May 6 2020, 02:41 PM)
What make you decide to go moderate ?
*
I want to know this too?

waghyu
post May 6 2020, 04:42 PM

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Anyone invested long enough ? Return as claimed ?
Leo the Lion
post May 6 2020, 04:50 PM

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QUOTE(waghyu @ May 6 2020, 05:42 PM)
Anyone invested long enough ? Return as claimed ?
*
It has been good after couple of weeks in red




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waghyu
post May 6 2020, 04:53 PM

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QUOTE(Leo the Lion @ May 6 2020, 04:50 PM)
It has been good after couple of weeks in red
*
Wow, this is much better than FD. After transfer funds via local bank, how long take for them to reflect into our account ?
myroy
post May 6 2020, 04:58 PM

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QUOTE(Leo the Lion @ May 6 2020, 04:50 PM)
It has been good after couple of weeks in red
*
what is this?
moderate? aggressive?
Leo the Lion
post May 6 2020, 05:12 PM

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QUOTE(waghyu @ May 6 2020, 05:53 PM)
Wow, this is much better than FD. After transfer funds via local bank, how long take for them to reflect into our account ?
*
You can find the details here

https://keflah.com/reviews/wahed-invest-ano...r-robo-advisor/

In short: 2-3 days

I was in red for 3-4 weeks. Negative all the time lol

QUOTE(myroy @ May 6 2020, 05:58 PM)
what is this?
moderate? aggressive?
*
Moderate Aggressive
solstice818
post May 6 2020, 05:12 PM

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QUOTE(waghyu @ May 6 2020, 04:53 PM)
Wow, this is much better than FD. After transfer funds via local bank, how long take for them to reflect into our account ?
*
2-3 days.
tadashi987
post May 6 2020, 05:26 PM

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QUOTE(dawja5215 @ May 6 2020, 03:45 PM)
Hi all. I've been investing with Wahed since January this year and have been riding the waves of "very aggressive" portfolio ever since. I'm really new in investing. However, I have queries on how they rebalance the fund that holds me back from doing DCA. Maybe anyone can help me better understand this?

I've been reading the thread and I don't find the answer I'm looking for and probably missed it but I wanted to understand why every time I add new fund, the portfolio I'm holding will be reset back to it's original allocation e.g. US Stocks at 65%.

Does that mean, they're selling the units which I bought at lower price and buying it again at a higher price? Example: Current position is at 68% and 100 units bought when it was USD 1 and now worth USD1.5, if I add fund it will sell all 100 units at USD1.5 and buy 100 + x units at USD1.5 or higher based on the amount of fresh fund? Won't that make me more vulnerable to loss? Won't 100 units @USD1 + x units @USD1.5+ is much better?

Thank you in advance.
*
not necessary it involves sell for re-balancing

I guess Wahed rebalancing logic is that, e.g. current your portfolio value $1000 as of 30 April

US stock 68% RM680 (based on portfolio value)
MY stock 21% RM210
Sukuk 10% RM100
Cash 1% RM10

you top up RM500 on 1 May
so Wahed will do at such

RM1000 (original portfolio)+ RM500 (deposit amount)= RM 1500

US stock 65% = RM975 (invest amount = RM975 - RM680 = RM295)
MY Stock 20% = Rm300 (invest amount = RM300 - RM210 = RM90)
Sukuk 12.5% = 187.5 ("")
Cash 1% = ""

This is what i understood, correct me if i am wrong


saebuzz
post May 6 2020, 05:54 PM

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Sorry, what's the fees involve in this wahed? Anyone can share?
tadashi987
post May 6 2020, 05:55 PM

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QUOTE(saebuzz @ May 6 2020, 05:54 PM)
Sorry, what's the fees involve in this wahed? Anyone can share?
*
Wahed Pricing
xXwasabiXx
post May 6 2020, 05:58 PM

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wahed apps got issue? cannot login?
solstice818
post May 6 2020, 06:05 PM

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QUOTE(xXwasabiXx @ May 6 2020, 05:58 PM)
wahed apps got issue? cannot login?
*
Can. No problem.
shook
post May 6 2020, 06:41 PM

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QUOTE(waghyu @ May 6 2020, 02:41 PM)
What make you decide to go moderate ?
*
QUOTE(myroy @ May 6 2020, 04:36 PM)
I want to know this too?
*
This my 1st investment and i know about wahed from my friends and majalahlabur.

Of course tamak at first time coz want highest roi.
After that i slowly do some reading and found this thread.

Read from page 1 till 50 and got scared when so many withdraw their money from wahed last month.

So i decide should at least got some 'portion' for gold in my money.
Gold punya price not bad tp slow. My own cnclsion, gold punya price naik when economy not ok and vice versa. * Correct me please.
Thats why i choose moderately aggressive.

This post has been edited by shook: May 6 2020, 06:46 PM
waghyu
post May 6 2020, 06:43 PM

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QUOTE(shook @ May 6 2020, 06:41 PM)
This my 1st investment and i know about wahed from my friends majalahlabur.

Of course tamak at first time coz want highest roi.
After that i slowly do some reading and found this thread.

Read from page 1 till 50 and got scared when so many withdraw their money from wahed last month.

So i decide should at least got some 'portion' for gold in my money.
Gold punya price not bad tp slow. My own cnclsion, gold punya price naik when economy not ok and vice versa. * Correct me please.
Thats why i choose moderately aggressive.
*
You view on gold is spot on.
saebuzz
post May 6 2020, 06:54 PM

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QUOTE(tadashi987 @ May 6 2020, 05:55 PM)
Thanks! Interesting
saebuzz
post May 6 2020, 06:55 PM

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QUOTE(shook @ May 6 2020, 06:41 PM)
This my 1st investment and i know about wahed from my friends and majalahlabur.

Of course tamak at first time coz want highest roi.
After that i slowly do some reading and found this thread.

Read from page 1 till 50 and got scared when so many withdraw their money from wahed last month.

So i decide should at least got some 'portion' for gold in my money.
Gold punya price not bad tp slow. My own cnclsion, gold punya price naik when economy not ok and vice versa. * Correct me please.
Thats why i choose moderately aggressive.
*
You can choose portfolio mix? It's not pre determined by wahed?
ameli7a
post May 6 2020, 07:18 PM

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Similarly, Gold prices goes up when Oil prices come down. Guys wanted to ask about the funding method of Wahed. There are instant pay(fpx) and wire transfer available. Which method you guys use actually? From what I read, wire transfer are quick. Do the banks charge additional fee for using wire transfer? If no additional fee, can I know the steps on how to use it through maybank2u or cimb. Thanks

This post has been edited by ameli7a: May 6 2020, 07:23 PM
dirtinacan
post May 6 2020, 08:03 PM

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QUOTE(saebuzz @ May 6 2020, 06:55 PM)
You can choose portfolio mix? It's not pre determined by wahed?
*
You can choose you risk appetite.
I think Wahed will suggest based on some questions.

I override and selected very aggressive instead.
shook
post May 6 2020, 08:46 PM

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QUOTE(saebuzz @ May 6 2020, 06:55 PM)
You can choose portfolio mix? It's not pre determined by wahed?
*
Pre determined but you still can choose other portfolio

QUOTE(ameli7a @ May 6 2020, 07:18 PM)
Similarly, Gold prices goes up when Oil prices come down. Guys wanted to ask about the funding method of Wahed. There are instant pay(fpx) and wire transfer available. Which method you guys use actually? From what I read, wire transfer are quick. Do the banks charge additional fee for using wire transfer? If no additional fee, can I know the steps on how to use it through maybank2u or cimb. Thanks
*
Me using fpx. Today deposit some via m2u around 10am. Still processing on wahed app.

QUOTE(dirtinacan @ May 6 2020, 08:03 PM)
You can choose you risk appetite.
I think Wahed will suggest based on some questions.

I override and selected very aggressive instead.
*
This
GrumpyNooby
post May 6 2020, 08:48 PM

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I think they only work after 1 AM (Malaysia time).

Received regarding withdrawal email and money are received around that time. hmm.gif

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