I also understand that US domiciled ETFs for non-resident non-citizens are subject to estate tax rates between 26-40% beyond the 1st USD 60k exemption, whereas non-residents of Ireland are not liable for any gift, estate and inheritance tax.

But we are a long way away from the US, and Uncle Sam doesn't need to know you died. If you buy US stocks, you better make sure your spouse or adult child has your login and password and can liquidate and withdraw if you pass, or preferably while you're on your deathbed but still able to communicate. Don't go through the proper estate administration process getting the US authorities involved.

Obviously don't do this if you are a US person.

For someone without CIMB MY (CIMB OctoSaver account no longer open for application)

is it cheapest to use Wise > convert to EUR > IBKR?

And if so, does IBKR automatically convert the EUR to USD (my IBKR account is in USD) sent from Wise with 0.03% conversion fee?

ITBK

With the refund, my BIL IRR now stands at 4.80%, pretty close to short-term US T-bill rates, albeit the rate can be better if they refund sooner, but definitely better than the old "sell before ex-date then buy on ex-date" strategy...

The 30% tax will be refunded next year Feb

With the refund, my BIL IRR now stands at 4.80%, pretty close to short-term US T-bill rates, albeit the rate can be better if they refund sooner, but definitely better than the old "sell before ex-date then buy on ex-date" strategy...

fee increased to 0.6%

IBKR to Moomoo

USD cash balances above USD 10,000.

not subjected to 30% withholding tax?

With the refund, my BIL IRR now stands at 4.80%, pretty close to short-term US T-bill rates, albeit the rate can be better if they refund sooner, but definitely better than the old "sell before ex-date then buy on ex-date" strategy...

anyway we need to pay the fee to buy $BIL right?