So my name was listed under SAA in CCRIS. I've cleared the debt in Feb, now its almost October tapi nama aku masih lagi blacklist. The loan provider said they did everything at their end already now its all up to BNM. Biasa berapa lama nak clear nama ni? Aku dah sakit kepala nak buat loan tak boleh.

ah long kan ada bang

Nanti kena potong

only the bank which put u into SAA will blacklist u, SAA record will clear in 1 month, max 2 months depending on bank efficiency. SAA has nothing to do with BNM

u should take a ctos report if you havent to see what other credit problems u have

This post has been edited by hightechgadgets8: Sep 19 2019, 04:37 PM

My Experience,

I request release letter from bank, then bring to BNM CCRIS counter. After 1 month my CCRIS clear.

Need to call the bank or the company that you own the money.
Ask them to send the report to BNM state you have clear the payment to update your status.

It should be taking 3 working days.

They said they did

this, with the letter from bank, BNM can help u clear the ccris. Or if u have eCcris, you can do data verification request and upload the letter and BNM will follow up with the bank.

CCRIS renew after a year

1. Call BNM
2. Follow all their instruction
3. ???
4. Profit!

buat loan baru nak beli apa ni

What is blacklist CCRIS. do u even know how ccris works?

There are no such list.

What ccris do is they display your loan performance. It displays how long your loans are overdue. 0 means no over due. 1 is 1 month, 2 for 2 months so on and so forth.

Defaulting any loans, wont get into any list in CCRIS. Just that the loan will display how many month u defaulted.

Pay all your loans in time, if possible in advance.

And people reading the ccris report, will read for a whole year. A calendar year.

12 months.

CCRIS will record your credit record for past 12 months.

If you messed up one month and cleared the debt the next month, previous month will be marked as bad credit record until one year later it will no longer tracked on CCRIS.

I have eCCRIS, where do I get the details to fill in this page?


Attached thumbnail(s)

My applications are rejected because of this

Beli bini baru

dey kuda, cover your name.
and ic.

This post has been edited by Nervous Levin: Sep 19 2019, 05:02 PM

Aku tak perasan la pulak, mcm dah crop tadi, thanks

amend post #17

This post has been edited by Nervous Levin: Sep 19 2019, 05:05 PM