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> SAA CCRIS, How long for the status to clear?

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accitzone
post Sep 19 2019, 04:54 PM

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QUOTE(NotYourKuda @ Sep 19 2019, 04:30 PM)
So my name was listed under SAA in CCRIS. I've cleared the debt in Feb, now its almost October tapi nama aku masih lagi blacklist. The loan provider said they did everything at their end already now its all up to BNM. Biasa berapa lama nak clear nama ni? Aku dah sakit kepala nak buat loan tak boleh.
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What is blacklist CCRIS. do u even know how ccris works?

There are no such list.

What ccris do is they display your loan performance. It displays how long your loans are overdue. 0 means no over due. 1 is 1 month, 2 for 2 months so on and so forth.

Defaulting any loans, wont get into any list in CCRIS. Just that the loan will display how many month u defaulted.

Pay all your loans in time, if possible in advance.

And people reading the ccris report, will read for a whole year. A calendar year.
accitzone
post Sep 19 2019, 05:07 PM

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QUOTE(NotYourKuda @ Sep 19 2019, 04:58 PM)
My applications are rejected because of this
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CCRIS. In order to get a good rating, pay your loans on time. Advance payment better.
accitzone
post Sep 19 2019, 05:16 PM

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QUOTE(NotYourKuda @ Sep 19 2019, 05:08 PM)
Ye i know but I've been in my worst phase of life on that period, biasa la up and down. Shit happened.
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Time will heal your CRISS record, provided you pay your loan. If not, no point crying or thinking further..... don't waste your time.

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