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> SAA CCRIS, How long for the status to clear?

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TSNotYourKuda
post Sep 19 2019, 04:30 PM, updated 7y ago

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So my name was listed under SAA in CCRIS. I've cleared the debt in Feb, now its almost October tapi nama aku masih lagi blacklist. The loan provider said they did everything at their end already now its all up to BNM. Biasa berapa lama nak clear nama ni? Aku dah sakit kepala nak buat loan tak boleh.
TSNotYourKuda
post Sep 19 2019, 04:33 PM

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QUOTE(masahito @ Sep 19 2019, 04:31 PM)
ah long kan ada bang
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Nanti kena potong
TSNotYourKuda
post Sep 19 2019, 04:44 PM

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QUOTE(Asurada @ Sep 19 2019, 04:39 PM)
Need to call the bank or the company that you own the money.
Ask them to send the report to BNM state you have clear the payment to update your status.

It should be taking 3 working days.
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They said they did
TSNotYourKuda
post Sep 19 2019, 04:56 PM

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QUOTE(blackamikaze @ Sep 19 2019, 04:48 PM)
this, with the letter from bank, BNM can help u clear the ccris. Or if u have eCcris, you can do data verification request and upload the letter and BNM will follow up with the bank.
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I have eCCRIS, where do I get the details to fill in this page?


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TSNotYourKuda
post Sep 19 2019, 04:58 PM

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QUOTE(accitzone @ Sep 19 2019, 04:54 PM)
What is blacklist CCRIS. do u even know how ccris works?

There are no such list.

What ccris do is they display your loan performance. It displays how long your loans are overdue. 0 means no over due. 1 is 1 month, 2 for 2 months so on and so forth.

Defaulting any loans, wont get into any list in CCRIS. Just that the loan will display how many month u defaulted.

Pay all your loans in time, if possible in advance.

And people reading the ccris report, will read for a whole year. A calendar year.
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My applications are rejected because of this
TSNotYourKuda
post Sep 19 2019, 04:59 PM

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QUOTE(pundi @ Sep 19 2019, 04:52 PM)
buat loan baru nak beli apa ni
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Beli bini baru
TSNotYourKuda
post Sep 19 2019, 05:04 PM

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QUOTE(Nervous Levin @ Sep 19 2019, 05:02 PM)
dey kuda, cover your name.
and ic.
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Aku tak perasan la pulak, mcm dah crop tadi, thanks
TSNotYourKuda
post Sep 19 2019, 05:04 PM

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QUOTE(Queryz @ Sep 19 2019, 05:02 PM)
hi.. banyak2 sabar ya
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Cilake tul rasa mcm dah crop tapi takpelah, aku bukan sesiapa pun.

This post has been edited by NotYourKuda: Sep 19 2019, 05:06 PM
TSNotYourKuda
post Sep 19 2019, 05:08 PM

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QUOTE(accitzone @ Sep 19 2019, 05:07 PM)
CCRIS. In order to get a good rating, pay your loans on time. Advance payment better.
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Ye i know but I've been in my worst phase of life on that period, biasa la up and down. Shit happened.
TSNotYourKuda
post Sep 19 2019, 05:11 PM

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QUOTE(Queryz @ Sep 19 2019, 05:09 PM)
itu la sabar idzni saleh.. nak beli bini baru kena banyak sabar.. dugaan.. console.gif
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hahaha, musibat tol doa doa kan la lepas loan ni.
TSNotYourKuda
post Sep 19 2019, 05:16 PM

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QUOTE(a13solut3 @ Sep 19 2019, 05:14 PM)
last time i get 1 because of bank mistake, told me to wait 1 year to let it auto 0, escalate until higher management, then they clear off my 1 record.
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So the bank is responsible to clear instead of BNM? I've been to the bank like 7-8 times already.
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