There is no right or wrong in investment. Time will prove whether you decision correct or nt.

Plus yield is quite subjective thing to me.

For example 3968 vs 0005. Few years back in 2013 if i have choosen 0005 instead of 3968, i have made much more less

return compared to now.

And you mentioned telstra australia in other thread if nt mistaken. During 2007 , i chose commonwealth bank and blackmores instead of telstra as well. Time have proven I am right but sadly my capital was much more smaller that time.

If you are closing retirement age, 0005 and hk reits indeed are much more suitable.

But no right or wrong la, i know many uncle hold 0005 portfolio 6 digit, 7 digit, 8 digit even 9 digit in malaysia. They hold since N years ago.

YOur statements of choosing 3968 over 0005 AND CBA over TLS were based on capital gain,... Yes, if your capital had been smaller and your were in accumulation stage, gg for capital gain would be the right way - I have said this in another thread somewhere.

Interestingly,... I have always been a Fixed Income investor,.. never tried much as a Cap Gain investor. I believe in the fact that if a particular ctr has sufficient dividend-paying qualities, it will ultimately turn out to provide capital gains too,... and the more of such 'Unrealized' capital gains in the price of the ctr, I treat it as the higher my margin-of-safety is.

To diversify my hldgs further from SG, CA and AU, I intend to buy more of HK ctrs,... hopefully, this will negate out the geographical risks !

chill, I get where your Investment philosophy from.

guess to day will be boring day. switch on Pc at the morning monitor my watchlist a bit, 5 mins feel sleepy already then close it

recently i added Bank of China instead of HSBC.
i more interested in finding div counters. any recommendation?

suddenly noticed that my AGX banking shares all green and in profit already...

See front page. I share some counters.

My view is that u should only be this "Fixed Income" investor if u are a retiree or close to retiring and need the dividend for income to cover expenses.

I focus more on total return. Money is money regardless from dividends or capital gains. I'm happy to get dividends but capital gains are usuallly a faster way to increase total return. I have both high divdend stocks and low/no dividend stocks, for diversification purposes.

However, I don't need the dividend as income as I'm still earning a paycheck every month. Dividends get reinvested.

Progress is measured not by how much income I make but how much my investment portfolio grows every year.

I appreciated your comments - and yes, capital gains IS FASTER to incarese a total return,... OVER A SHORTER PERIOD !

There are statistics out there that say,.. for a trader - over a longer period, the wins and the losses offsets each other. I have not really seen any stats out there that pertains to a Fixed Income investor though,...

Well,... tq for your portfolio details.

On my part,... my portfolio is mostly based on the intention of investing for dividends, but as I expected, along the way, I accumulated LOTS (NOT lost) of capital gains too, though unrealized.

I would realize my capital gains when I see the fundamentals of a stock (or REIT) is hinting of a change to the negative side. Otherwise, before that day comes, I will continue to 'enjoy the upward ride'.

YOU kept mentioning : you don't need the dividend. On my part, I don't need to tell you I need the dividend nor or not. I refuse to let the idea of one needing the dividend or not to dictate the wish to invest into dividend stocks.

IF,... an investor only starts to focus on dividend stocks when he starts to need the money, or when he starts to retire,... it will be too late ! Why ??

1) He may not be able to pickup on dividend-stock investing well enough and fast enough to invest safely.
2) He may not have built a portfolio that is hinged on dividend-paying and fixed-income instruments till this point in his life.
3) Finally,... he may not have the confidence to go into this at this stage in his life.

Better to start earlier in life,....

EDited an important point in the above posting because it is not merely a typo error or wording error. It's an error that is critical to me for expressing a point to the reading and investing public of the world here.

This post has been edited by Hansel: Sep 16 2019, 10:18 AM

Some observations this morning. Till now :-

1) after a few days of rises, the HSI has dropped by 1.07% to 27,059.66 points now.

2) 0005.HK has risen to 60.70.

Just for my personal tracking,...

The chart for HSBC, 200 ma, keeps being on an upward momentum,...

Bruh,... any opinions on CLP ??

I like CLP for it's market share in India. But at dividend yield of 3.x%, I might as well pick CKI. Will buy if the price really gets beaten down. Just not at current price.

This post has been edited by Ramjade: Sep 16 2019, 01:31 PM

Is there a minimum dividend yield for u to invest? If you like a stock, what is the minimum div yield u must see before u invest no matter how much u like the stock?

Ok, bro,... tks,...

At a price of 53.55, the yield of CKI was at 4.53%. Business is spread out all over the world,... well,... one thing negative for me here is : the dpu is paid out twice a year. I would prefer to get my money earlier,...

CKA pays out 4 times a year,...

Well bro,... I don't have any real hard-and-fast rule,... to round up all philosophies pertaining to your question here, I would analyse first the higher-yield counters, then move-on down to lower yield ones.

There would be many higher-yield counters being there because of one-offs. Hence, these are scrapped-out. An eg of this would be Air New Zealand in the ASX.

And then there would be some lower-yield ctrs which have growing dpu's. I might take one of these up. An eg of would be Capital Mall Trust in the SGX.

You want to buy at 3.7% yield?

Thanks for your explanation.

Sure bro,... anytime for you,...

Lower yield but paying faster, ie four times a year,... rather than higher yield at 4.53% but paying slower with only two times a year,... wouldn't being able to take our money in-hand for reinvestments be better than waiting longer for our money ?

After all, there is no dividend-handling fees here. If there are dividend-handing fees, then it would be different,...

Opinions, bro(s) ?

Like I said would love to add it if price is right. Complement CKI nicely.
CLP more effective Asia.
CKI more effectively developed countries.
Buying both means you cover almost both part of the world.

Reason for wanting to buy CLP
- family owned (I like family owned business)
- India and China sector is profitable going forward. Lots of place there might still not have electricity
- increasing dividends and ROE.

You know me. I can wait. So doesn't make a difference for me whether is 1x, 2x, 4x. I collect money and wait for right price.

Tq bro,..

I'm thinking of GAPACK then if I'm to accept payouts only twice a year ! At least for GAPACK, the yield at current prices is 6.50%. Why would I settle for CKI, paying twice a year only, at a lower yield of 4.53% ?

Only thing is I noticed is GAPACK has been retreating in price since January 14, 2018. Hence,... there could be some weakness in this ctr naturally,... and the low price is not really sentiment-driven by the protests now !

Different animal.
GAPACK is competitor to TetraPak. Company can switch packing.
Electricity harder to switch when you already have the backbone build in. Electricity is slow and boring investment.

I am invested in GAPACK. If Jardine can spot something in GAPACK and bought I think 25% stake and have a board member on board I want in. That's just my view.

This post has been edited by Ramjade: Sep 17 2019, 01:21 PM