This is what I know for UBB, short-term loan

Other trust companies are doing the same thing, go and find out Zico Trust, Country Height ( if I remember correctly, minimum 300k pays 13% and lockiin period 5 years) and many more

This post has been edited by tkwfriend: Jul 22 2025, 02:27 PM

I was asking about your mentioned,
"To many people think this interest they give is high, but to me it is just peanuts, compared to what I saw from the real investment."

I was wondering if that investment ( with its inherent and associated risks that come with it) can be compared to those from cash trust?

If not, then no wonder the returns is peanuts compared to those "real investment"

Not all trust companies are the same.

Zico trust provides similar services to those like RockWill, Mtrustee, Cimb trustee etc... they have corporate truste services (for bonds, unit trust funds, family office) or personal trustee services (estate, trust administraion (as executor/administrator)).

Country Heights schemes are known as "interest schemes", Nirvana has their DurianPlus Scheme. (full list of schemes here: https://www.ssm.com.my/lists/list%20of%20up...-fa8ab6a561d3=).

I put it is a different product in my view. If looking for invesment go for invesment product, the reason behind I Peanut is that with the loan rate at 1.5% it is very achievable

not govern by bank negara right?
how is it safe?

I think no safe, only because it hasnt exploded yet.

Other ppl think safe because they get the interest/dividend before.

If it is indeed legit, I lost out the possible dividend.
If it is not legit, other might lose the principal minus interest/dividend they received before.
Ppl have to decide themselves.

This post has been edited by buffa: Jul 24 2025, 11:16 AM

Fortune favors the bold. The trust company will offer higher dividends when there is lesser takers. AFAIK, their investment returns are more than 15%. Current trend is BNPL, returns is more than 20%. Aoen Kedit is offering high returns sukuk to fund their business.