can share more how you examine kah? i hope not based on total income.

ahhh ok. John also has minimal exposure to ASM3 for unknown reasons. I blindly followed him Other than that, it was very easy to get ASM3 back then, so I focused on the more difficult ASM1 and ASM2 first. I think ASM2 safest since it has bumi reserved quota.

Pada 21 Februari 2019, saiz ASM yang dibenarkan telah ditingkatkan dari 19.843 bilion unit kepada 23.50 bilion unit.

This post has been edited by beLIEve: Aug 16 2019, 05:28 PM

But you always say cannot/difficult to get approval to enlarge the fund?

No market crash, no sale. But yes sale if willing to buy with VP bundle.

Remember the suspension theory for ASM 1?

If major market crash, I can't think of a reason not to. Of course, there's plenty of room left for ASM 3 before the needs of a new FP fund. ASM 3 was launched in the midst of the last global financial crisis right?

He said based on financial report and that screenshot.

About ASW, not 100% sure unless it has a lot of reserves. Most profit already returned as dividend, unless low entry cost and unsold != Profit, therefore they can cash out any time for a huge profit from 1996.

if they bought near the bottom of the crash, by KLCI, around 6000-8000% gain now. so anytime can sell to realize the gain.

if everything show you, you can start Amanah Saham Nexona 88 already loh.

Leftover got mention in the annual report la. you promised me you'd do a second reading for me but never did They said something like minimal cash holdings, and I think they gave the figure also.

This post has been edited by beLIEve: Aug 17 2019, 02:16 AM

They hardly fluctuate much from each other. I assume 5-5.7%. ASB 3, though a growth fun, gave 5.25%. ASM 1 5.5%. +- 0.2% from lowest and highest based on past records.

Post office open mah. It just shows that people not bothered to go post office to sell on weekends.

This post has been edited by beLIEve: Aug 17 2019, 02:17 PM

don't know oh. have to ask how many people here sold at post office before loh.

I think prefer bank because no need carry cash around.

i don't have answer for you. Now that you mentioned it, I vaguely recalled seeing this somewhere a month ago or so but pretty sure I don't qualify, so I did not search further.

if you read carefully, it says for ASB only. autobuy ASB for bumi by deducting from savings account.

i can just say, get used to it. encountered all sorts of weird problems that prevented me from paying when I strike since day 1.

just hope it wasn't a big amount.

This post has been edited by beLIEve: Aug 19 2019, 10:13 AM

bad girl....you're my ASM 2 challenger la

i didn't kena. was probably brushing teeth when you kena

This post has been edited by beLIEve: Aug 19 2019, 10:18 AM

no. it's easier to get ASM 1 because every citizen is allowed to buy it. total units floating is around 20b.

ASM2 has racial quota, so total available for nonbumi is only like 10b. ASM3 no quota but total issued units around 11b.

what u mean info? by default, i assume bumiputeras and bumiputeris can buy the nonbumi portion if theirs are fully subscribed. but they have little reason to even bother with ASMx unless they max out their ASBx.

http://www.asnb.com.my/pdf/produk/PHS/FP/2...ASM2_270918.pdf

Fund Allocation
• Minimum of 51% of the approved fund size is for eligible Malaysian Bumiputera, while the remaining 49% is for eligible Malaysians.

I didn't say ASM3 oh. ASM3 no quota. Total ASM3 issued units only around 11b.

Double loh.....membership has its privileges. You can become bumiputera also yo. Or, in EPF you trust

This post has been edited by beLIEve: Aug 19 2019, 05:06 PM

Yeh, saw that earlier today. Here's the problem - debit card is linked to your savings. Between buy at home online and goto the 5 branches, most will probably just buy home. They colored the debit card word, worry you misread as credit card.

if want to give choice, give agent banks loh.

dont know oh. i just feel this is very redundant. go agent bank use debit card easier than all the way to ASN office.

This post has been edited by beLIEve: Aug 19 2019, 06:53 PM

agent spam no need catcha, endless possibilities attempts without a single catcha

you could, but it's not "efficient". Just get yourself signed up at the "MyASNB.com.my" site and start buying on your own through that site.

usually there will always be NO units available to buy