ASB 1 and VP

haha. change your mindset a bit. They have a business to run. Even ASB 2 and 3 also subjected to unit availability.

ahhh yeah true also. there is a limit to physical cash purchase. debit card lifts that limit and dont need to carry so much cash.

really? I thought them terminals are only network specific, i.e. as long as Visa, Mastercard, Amex then can already. only limit is your BP is only 10k max at any time and 10k max topup from credit card. after that, it's cash.

if you guys can convince them to swipe your credit card, i think it'll work. but this'll go back to the original problem where not enought units available.

This post has been edited by beLIEve: Aug 20 2019, 10:34 AM

no, i mean the terminals, not cards. BigPay can be used everywhere almost the moment they're launched. So it means that the terminals do not need to be patched to accept Prepaids, which also mean that as long as a terminal can read Debit Cards, they can read Prepaid and Credit cards.

Perhaps someone can try convince them with credit cards on their next visit. i'm quite sure they will decline. otherwise, they would've allowed credit card payment in FPX

yes, consider yourself lucky if you don't get logged out and have to wait 15 mins.

i wasted half a day trying for ASM2. Strike 100 but decided to cancel to avoid messing up my total amount. Almost sure it's not ASM2

This post has been edited by beLIEve: Aug 20 2019, 09:34 PM

it'll become xx100 loh. next time if i want to count lazy keep track. if 500 ok la can keep.

to be precise, i only count back money I put in. Normally make sure not missing during FPX-to-ASN there. Last time sometime x00, then 1000, then y00, then 1000, then z00. when I count back, difficult to round up.

after Aug 31, likely I'll buy oddlot to round it back loh.

1. ASN can release new units if required.

2. there are approximately 20b+20b+11b = 51b units floating. divide by 100, you still have 510m x 100 units each. what's the probability that not a single soul sell 1 unit out of 510m? ASM2 is 23 years old. until today, it's still buyable today.

3. if everyone is as rational as Bill Gates, there is no need to buy ASN. we create our own Microsoft.

i got your point la. you're saying that people will still sell when the needs arise ler mah. regardless of dividends or not.

i don't think so, but I could be wrong. why don't you give them a call?

existing transfer (before online transfer feature recently) also say deduct $15 from ASN account, not pay cash.

it's already open the day you saw it. and it's stated, for ASB only.

maybe can try ask in Garage Sales? people here are mostly nett buyers

 

This post has been edited by beLIEve: Aug 23 2019, 03:20 PM

I thought of shoppee too. but it's probably too costly. Heard shoppee charges 2% commission. if seller wants another 2%, i doubt anyone would buy.

and ultimately when PNB finds out, they'll either disable it or add more restrictions. Without online, people can use the traditional way. I think the light blue form.

what he mean is, Income Distribution aka Dividend at around 5.5% every year.

For most mutual funds, you have to pay commission when you trade. This one has a fixed price of $1. As long as you leave a minimum balance of $1, you still get pro-rated dividends after you sell.

This post has been edited by beLIEve: Aug 24 2019, 12:15 AM

today market not open

Actually what people need to do is compare the shareholding of each ASM to see if it's really riskier.

ASM 3 Risky or not, I bet those who qualifies for Indian reserved quota and Adam 50 will still buy. I underweight ASM 3 purely because no quota is given to me + 1malaysia branding + it was quite easy to buy back then.

% of return will go lower or not is subjected to market condition. ASN can reinvest the dividend they receive for more dividend too. What we are lacking is a huge market swing. Imagine KLSE drop 50% and ASN sell high buy low, then KLSE recover. Another way is what our expert said - start investing abroad like EPF. Zeti said they are exploring that option.

I thought she just did. Her point is "less
established", i.e still new. So it's riskier.

The fund is new, but the fund manager is not.

This post has been edited by beLIEve: Aug 25 2019, 08:26 PM

Yesterday market not officially open. Don't know why it allows people to try buy.

Today only Kelantan and terengganu open. Traditionally, weekends are difficult to buy.

Friday was difficult. My worst performance in months. See tomorrow how loh.