hi all sifu, need some help
i have applied a pb cc in Feb 2019 via ringgitplus, said got airasia voucher rm200. waited 6 months ringgitplus email me said airasia voucher not available, replaced by lazada e-voucher rm300. and given me a evoucher code to use in lazada.

the problem now is, i tried to use it over 100 items selling in lazada but all prompt me error message " Sorry, voucher is only applicable on . "
but the msg never stated applicable on what products or categories or any details.

i checked with lazada and their answer is you have to keep trying until success.
wtf...

anyone experienced this kind of situation? what should i do now? pls help


This post has been edited by x88yunkw: Jul 13 2019, 12:14 PM

i asked ringgitplus before, they simply answer me that please refer to the attached term & condition for all information needed.

the code in my image is not the actual code. no worry.

Thanks!

guys, thanks for your help.
i just try using lazada app and is can use the e-voucher code via app.

Thanks a lot everyone!!

hi all sifu,
want to ask the installment plan payment using credit card at shopee and lazada, its stated 0 interest or deposit. i saw the selling price is rm1399 for full payment, and also total rm1399 for 6 months or 12 mths installment.
is it really no any charges on this plan? worth to try?
please comment. Thanks in advance guys!!

Hi sifu
If I withdraw money from credit card rm1000.
There is 5% admin fee and 18% per annum.
How much should I pay after 30 days?
How to calculate the 18% per annum?
Thanks.

My friend told me he already withdrawn and said charges only a 5% admin fee. I told him never withdrawn from credit card too. But too late.
He called bank, bank advised him 5% admin fee and daily charge rm0.50 only. I don't believe it so I try ask here.

Already did it. So now wanna know how bank charge.
Withdraw 1000, admin fee 5%, daily 18 per annum is about how much per day? Thanks.

Thanks guys for your infor.
If just rm0.49 per day... I think still sound good. 30 days means rm15 only.

Yes he need it urgently and he read T&C, only 5% admin and small charges.

Yes got 3k debt in the card already right now. So 4k now.

my card expiry 02/24, when will bank charge me the SST?
if i terminate it within feb, will i still charge for the sst?

was thinking to terminate my pb cc coz seldom use, received sst charge this month, saw msg from this group stated pb can ask for rebate.
i just try and call, i mentioned about the sst only, she said can rebate. so polite. waiting time for my call is less than 30 seconds.
so good service, make me want to change my mind and keep this card.

coz last week call maybank, called twice, waited about 30 min also no answer. call other time, got answer, the male staff so impolite, hate that lousy service from maybank.

2) dont bother maybank. they are already well-known for NOT granting rebate.

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For me the worst credit card department still RHB.

My visa platinum need min 12 swipe per year to waive the annual free.
May i ask if i top up 12 times for Boost, consider waived the annual free? Thanks!